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Colleen Horning, New American Funding, NMLS #1268005

Home
United States
Ann Arbor, MI
Colleen Horning, New American Funding, NMLS #1268005

Having 20+ years experience in the Mortgage Industry, I am really enjoying originating and helping p

12/18/2025

Give your wallet the gift it really wants this season: savings. 🎄💸 With programs that reduce your rate, assist with your down payment, and keep your budget joyful, homeownership may be closer than you think. Let’s explore your options today! 👉

12/10/2025

New year, new limits!
The 2026 conforming loan limit is now $832,750, up from $806,550.
What does that mean?
• More homes qualify for conforming financing
• Lower down payment opportunities
• Expanded affordability for buyers
Have questions? I’m here to help break it down.

12/03/2025

Would you let $80 a month hold you back from buying your dream home? 🏡💭 Even if rates dip below 6%, that small savings might not make a big difference. Right now, you have more homes to choose from and sellers motivated to negotiate. Waiting could cost you more than you think! 💰

11/26/2025

Homeowners, take a moment to celebrate! Even with some markets cooling, homeowners who’ve held onto their homes for the last 5+ years are sitting on near-record equity. Every state has seen home prices rise over the past 5 years, meaning your investment has grown big time! 💰✨ Curious how much your home is really worth today? Let’s connect, you might be ahead of where you think! 📲

11/20/2025

More homes mean more choices! Inventory is growing across the country — giving buyers more options, flexibility, and negotiating power. 2025 could be your year to finally find the one! 💫 Let’s talk about your next move!

11/12/2025

Good news, homeowners and buyers, rates are heading in the right direction! 🙌

Mortgage rates have dropped from 6.80% in July to 6.50% in September, marking the lowest point in months. If you’ve been waiting for the right time to make your move, this could be your window to lock in a lower rate and boost your buying power. 🏡💪📲 Let’s chat about what this means for your goals and how you can take advantage while rates are down.

11/06/2025

Furniture, movers, and window treatments — oh my 😩 Homeownership has expenses beyond the home itself. Choosing an ARM could mean lower initial rates and more cash for making your new space feel like home 🛋️✨ Let’s see if this option is right for you!

10/29/2025

Home for the Holidays Starts Now! Halloween’s almost here and before you know it, it’s full holiday season! 🎃✨ If you want to be sipping cocoa in your new living room by Christmas, the smartest first step is getting pre-approved now. Let’s lock in your budget and start house hunting together. 💬

10/16/2025

🚨 “The Fed cut rates — does that mean mortgage rates dropped too?” Not always! The Fed rate affects short-term lending (like credit cards & auto loans), while mortgage rates follow the bond market 📉🪙 Headlines can be misleading, and that’s why having a lender who can translate them into real impact for your homebuying plan matters. 🏡✨ Thinking about buying or refinancing? Let’s break down what rates actually mean for you, not just what the news says! Ready for clarity? I’m just a message away!

10/02/2025

Help your clients achieve homeownership, even without a Social Security Number 🌎✨ With an ITIN Mortgage Loan, qualified buyers can use their Individual Tax Identification Number to secure financing. This program was designed to open doors for hardworking individuals who are ready to build their future. Partner with me to expand opportunities for your clients 🏡💙

09/24/2025

Opportunity is knocking, half of today’s homes are selling for less than their asking price. That’s a big win for buyers ready to step into the market with confidence. The key is preparation: a solid pre-approval and guidance from the right lender can position you to secure a home you love, at a price you’ll feel good about. 🙌

09/17/2025

Whether you’re an artist, contractor, small business owner, or retiree, Non-QM loans may open doors where traditional mortgages close them. These loans aren’t bound by the same strict rules and can work with unique income streams or even past credit events like bankruptcy or foreclosure. They’re flexible, adaptable, and built for people writing their own success stories. 🏠 Curious if this could be your path to homeownership? Let’s connect! 📲

Address

2144 S. State Street
Ann Arbor, MI
48104

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Telephone

+13135307536

Website

http://www.newamericanagent.com/colleenhorning

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