Derek Brickley Gen-Z Mortgage Advisor

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Ann Arbor, MI
Derek Brickley Gen-Z Mortgage Advisor

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Helping buyers & agents win with smart mortgage strategies and real talk. NMLS #2450327 | CO NMLS #3446
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11/02/2026

Buy first or sell first? In Michigan you can often buy before you sell, it just depends on equity, savings and timing. The four main paths, explained. Which way are you leaning?

You can buy your next home before selling your current one in Michigan, but the path depends on your equity, your savings, and how you time the closings.

10/31/2026

Halloween is always a fun night to see the neighborhood a little busier than usual. Hope everyone celebrating has a great time with family tonight.

10/31/2026

Live in one unit, rent the other. Buying a 2 to 4 unit home in Michigan is very doable with the right loan, if the numbers hold up. How it works, plain and simple. Duplex or single family for your first place?

Buying a duplex in Michigan and living in one unit can let rent from the other side help with the payment while you build equity in the whole building.

10/30/2026

There is a lot of mortgage advice floating around, and not all of it applies to your situation.

Instead of making a major financial decision based on something you heard years ago, get answers based on your actual numbers and goals.

Tell me a mortgage “rule” you’ve heard and let’s see if it holds up.

10/30/2026

Michigan homebuyers, don't budget off the seller's tax bill. Taxable value uncaps the year after you buy. Quick plain English breakdown here. Have you filed your PRE affidavit yet?

When you buy a home in Michigan, the taxable value uncaps the year after closing, and your property tax bill can jump.

10/29/2026

Buying a home takes teamwork.

Your agent helps you navigate the real estate side while your lender guides you through financing. When both sides communicate well, you get a much clearer path from offer to closing.

Agents, looking for a lending partner who keeps communication moving? Let’s connect.

10/29/2026

Grand Rapids buyers, the house you love on Friday might have offers by Sunday. Get the preapproval done before you tour. Full walkthrough here. Where are you looking?

Buying in Grand Rapids, Michigan starts with a solid preapproval, a clean offer and knowing how property taxes can uncap after a sale.

10/28/2026

Moving into a new home comes with plenty of expenses. A temporary rate buydown may give you a lower mortgage payment at the start, leaving a little more room in your budget while you settle in.

If you’re preparing to buy, it’s an option worth exploring.

10/28/2026

Buying in the Lansing area? Michigan taxes can uncap after a sale, so the seller's bill isn't your bill. Here's the path from preapproval to closing. What's your biggest question right now?

Buying a home in Lansing, Michigan starts with preapproval, but Michigan property taxes can uncap after a sale.

10/27/2026

Homeownership is not a race, and there is no age when you are automatically ahead or behind.

The right time depends on your finances, your goals, and whether owning a home makes sense for the life you are building.

Wondering if now is the right time for you? Let’s talk through it.

Address

2350 Green Road, Suite 100B
Ann Arbor, MI
48105

Telephone

+17346457722

Website

https://linktr.ee/loansbydb

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