Betsy Cavanaugh, Mortgage Loan Originator, VP NMLS 746518

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Betsy Cavanaugh, Mortgage Loan Originator, VP NMLS 746518 Betsy has been working in the mortgage loan business since 1989.

👻 Don't Be SPOOKED by the Mortgage Process! 🎃Buying a home is a big financial decision, but getting a mortgage doesn't h...
10/30/2026

👻 Don't Be SPOOKED by the Mortgage Process! 🎃

Buying a home is a big financial decision, but getting a mortgage doesn't have to be scary! 🏡

I'm here to guide you through the process, answer your questions, and make your homebuying journey a little less frightening!

Reach out today! It might be easier than you think! 👻

🏡 Betsy Cavanaugh
Mortgage Loan Originator, VP | Old National Bank
NMLS #746518

📲 734.216.7465
📧 [email protected]
🌐 oldnational.com/cavanaugh

🏡 Your Mortgage Journey Doesn’t End at Closing!Mortgage servicing is an important part of homeownership, from processing...
10/28/2026

🏡 Your Mortgage Journey Doesn’t End at Closing!

Mortgage servicing is an important part of homeownership, from processing payments to managing escrow accounts.

Having the right mortgage servicer matters long after you get the keys!

📲 Betsy Cavanaugh
Mortgage Loan Originator, VP | Old National Bank
NMLS #746518

📞 734.216.7465
📧 [email protected]
🌐 oldnational.com/cavanaugh

Did you know how beneficial a Mortgage Pre-Approval is to your purchase?It gives you a clearer picture of your buying po...
10/26/2026

Did you know how beneficial a Mortgage Pre-Approval is to your purchase?
It gives you a clearer picture of your buying power and help's you shop with confidence.

Betsy Cavanaugh, Mortgage Loan Originator, VP Old National Bank NMLS #746518
📲Cell: 734.216.7465
📧Email: [email protected]
➡️Apply Now: oldnational.com/cavanaugh

🏡 TRUE OR FALSE? Mortgage Rates Edition!Since Freddie Mac began tracking 30-year fixed mortgage rates in 1971, the annua...
10/16/2026

🏡 TRUE OR FALSE? Mortgage Rates Edition!

Since Freddie Mac began tracking 30-year fixed mortgage rates in 1971, the annual average has been above 7% for more than half of the complete years on record.

The Answer: TRUE!

Here's a little mortgage history that might surprise you!
📊 From 1972 through 2025, the annual average 30-year fixed mortgage rate exceeded 7% in 28 out of 54 years. Even more interesting? The historical average across Freddie Mac's full tracking period is approximately 7.67%. While today's mortgage rates may feel high compared to the unusually low rates we experienced a few years ago, history provides some valuable perspective.

The takeaway? Don't let yesterday's interest rates keep you from exploring today's homeownership opportunities.

The right time to buy isn't determined by interest rates alone. Your financial situation, monthly payment comfort, and long-term goals matter just as much!

Have questions about today's mortgage options? Let's connect!
Betsy Cavanaugh
Mortgage Loan Originator, VP | Old National Bank
NMLS #746518
📲 Cell: 734.216.7465
📧 Email: [email protected]
➡️ Apply Now: oldnational.com/cavanaugh

🍂 A Little Pumpkin Spice & Everything Nice! 🎃Who says October is only about pumpkin spice lattes?Fall is officially in t...
10/15/2026

🍂 A Little Pumpkin Spice & Everything Nice! 🎃

Who says October is only about pumpkin spice lattes?
Fall is officially in the air, and we're trading our coffee cups for something a little different this season!

Pumpkin Spice Energy Bites!

These delicious little treats are packed with fall flavor, require absolutely no baking, and are perfect for busy mornings, afternoon pick-me-ups, or a little something sweet while preparing for Halloween.

🎃 No-Bake Pumpkin Spice Bites
(Makes approximately 15 bites)
Ingredients:
- ⅓ cup pumpkin puree
- ⅓ cup almond butter
- ¼ cup maple syrup or honey
- 1 tsp. vanilla extract
- 1½ cups rolled oats
- ¼ tsp. cinnamon
- ¼ tsp. nutmeg
- ¼ tsp. ginger
- Pinch of salt

Here's how to make them:
1. Combine pumpkin puree, almond butter, maple syrup or honey, and vanilla in a medium bowl. Stir until smooth.
2. Add oats, cinnamon, nutmeg, ginger, and salt. Mix thoroughly.
3. Refrigerate for 30 minutes.
4. Scoop tablespoon-sized portions and roll into balls.
5. Store in an airtight container in the refrigerator for up to one week.
And just like that, you've got a little taste of fall!

🍁 Whether you're house hunting, settling into your new home, or simply enjoying everything October has to offer, these make the perfect seasonal snack.

Wishing you a season filled with cozy moments, beautiful fall colors, and a little something sweet!

🏡 Mortgage Payoff vs. Investing: Which Move Is Right for You? 💰Would you be better off paying down your mortgage faster ...
10/15/2026

🏡 Mortgage Payoff vs. Investing: Which Move Is Right for You? 💰

Would you be better off paying down your mortgage faster or putting that extra money toward investments?

For many homeowners, the idea of being mortgage-free is incredibly appealing. Imagine the financial freedom of eliminating that monthly payment and having more money available for travel, retirement, or simply enjoying life!

But here's something worth considering: Paying off your mortgage early isn't always the best financial strategy.

Before making extra principal payments, consider a few important factors:

🏡 Your Mortgage Interest Rate: If you have a relatively low fixed interest rate, investing your extra money elsewhere may offer greater long-term growth potential.

📈 Investment Opportunities: Depending on your financial goals and risk tolerance, retirement accounts or other investments may provide returns that exceed the interest you're saving on your mortgage.

💵 Financial Flexibility: Extra payments build home equity, but that money isn't always easy to access when unexpected expenses arise.

🌟 Peace of Mind: For some homeowners, the security of owning their home free and clear is worth more than the potential financial advantages of investing.

The bottom line? There's no one-size-fits-all answer!

The smartest decision depends on your mortgage rate, retirement plans, financial priorities, and long-term goals.

Whether you're considering paying off your mortgage early, refinancing, or purchasing your next home, understanding your financing options is an important part of making confident financial decisions.

📲 Let's talk about your mortgage goals!

Betsy Cavanaugh
Mortgage Loan Originator VP Old National Bank
📲Cell: 734.216.7465
📧Email: [email protected]
➡️Apply Now: oldnational.com/cavanaugh

Your Homebuying Team Matters! A successful home purchase takes a team.Your Realtor helps you find and negotiate the home...
10/05/2026

Your Homebuying Team Matters! A successful home purchase takes a team.

Your Realtor helps you find and negotiate the home. Your title company helps get you to the closing table. And your mortgage professional helps make sure you understand the financing behind the purchase.

Having experienced professionals communicating throughout the transaction can make the process feel much more manageable.

If you're thinking about buying, refinancing, moving up, or purchasing a second home, I'd love to be part of your team.

Betsy Cavanaugh | Mortgage Loan Originator, VP
Old National Bank | NMLS #746518
📲 Cell: 734.216.7465
📧 [email protected]
➡️ Apply Now: oldnational.com/cavanaugh

Before the Open Houses...Your weekend might be filled with open houses, saved listings, and conversations about which ki...
10/01/2026

Before the Open Houses...Your weekend might be filled with open houses, saved listings, and conversations about which kitchen you like best.

Add one more thing to your list: mortgage pre-approval.

Understanding your financing before you shop can help you focus on homes that fit your budget and be better prepared when you find the one you want.

House hunting is more fun when you know your numbers.

Let's get started!

Betsy Cavanaugh | Mortgage Loan Originator, VP
Old National Bank | NMLS #746518
📲 Cell: 734.216.7465
📧 [email protected]
➡️ Apply Now: oldnational.com/cavanaugh

A Mortgage Is a Big Decision. For most people, buying a home is one of the largest financial decisions they'll ever make...
09/28/2026

A Mortgage Is a Big Decision. For most people, buying a home is one of the largest financial decisions they'll ever make.

You deserve more than an online calculator and a generic answer.

You deserve someone who will listen to your goals, explain your options, answer your questions, and help you understand the financing from application through closing.

Whether you're buying your first home, your next home, or a second home, I'm here to help.

Betsy Cavanaugh | Mortgage Loan Originator, VP
Old National Bank | NMLS #746518
📲 Cell: 734.216.7465
📧 [email protected]
➡️ Apply Now: oldnational.com/cavanaugh

"I'm Not Ready to Buy Yet..." That's actually a great time to talk to a mortgage professional.You don't have to be makin...
09/24/2026

"I'm Not Ready to Buy Yet..." That's actually a great time to talk to a mortgage professional.

You don't have to be making an offer next week to start preparing.

If you're hoping to buy in the next 6 to 12 months, we can discuss things like your potential budget, savings goals, down payment, credit considerations, and the steps you can take now to prepare.

The earlier you understand the process, the fewer surprises you'll have later.

Betsy Cavanaugh | Mortgage Loan Originator, VP
Old National Bank | NMLS #746518
📲 Cell: 734.216.7465
📧 [email protected]
➡️ Apply Now: oldnational.com/cavanaugh

Address

2723 S. State Street
Ann Arbor, MI
48104

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