Bradley Whitfield - Mortgage Specialist

26/05/2026

👏👏👏

Celebrating Discovery Financial Services own Shane Gadsdon who was named top Insurance adviser across Australasia. If you need personal, smart and tailored advice don’t hesitate to reach out to Shane.

Congratulations Shane.

Grateful to be recognised across Australasia for 2026 and honoured to be named the top broker in NZ 🇳🇿

A big thank you to my clients and partners for your continued trust and support, this wouldn’t be possible without you.

18/05/2026

Thinking about buying your first home?

Getting started can feel like a big step, especially when there’s a lot to consider — deposit, lending options, repayments, KiwiSaver, and how much you may be able to borrow.

You don’t have to work it all out on your own.

If you’re thinking about taking the first step, I'm happy to talk through your options and help you understand what may be possible.

Get in touch to start the conversation.

15/05/2026

The housing market is looking steady, but many buyers are still taking their time.

With property prices broadly stable, listings still giving buyers choice, and interest rates remaining part of the picture, it’s a good time to understand your options before making a move.

Thinking about buying, refinancing, or reviewing your current mortgage?

I’m happy to talk through your options and help you work out what may suit your situation.

07/05/2026

Buying a home, refinancing, or thinking about your next move?

A mortgage is a big commitment, and the right structure can make a real difference over time.

It’s not just about finding a competitive rate. It’s also about making sure your lending suits your income, goals, budget, and future plans.

If you’d like to talk through your mortgage options, feel free to get in touch with me. I’d be happy to help.

30/04/2026

Taking the next step on your property journey?

Our mortgage calculator can help you get a clearer idea of what your repayments could look like, so you can start planning with a bit more confidence.

Try it here: https://tinyurl.com/yt6eax95

24/04/2026

With interest rates moving around, how your mortgage is structured can make a real difference.

One option that often gets overlooked is splitting your home loan. It can help spread risk, give you more flexibility, and create opportunities to pay your loan down faster over time.

If you’ve ever wondered whether your current setup is still the right fit, it might be worth a closer look.

If it raises any questions about your own situation, feel free to get in touch.

17/04/2026

Thinking about buying a home, refinancing, or just curious about your mortgage options?

Getting the right structure in place can make a big difference over time. We work with a range of lenders and can help guide you through the process so you understand what your options are.

If you'd like to learn more about how we help, you can read about our mortgage advice services here: https://tinyurl.com/9hfjen7w

10/04/2026

Many homeowners wonder whether it’s better to put extra money into their mortgage or direct it somewhere else as they plan for the future.

Paying down a home loan faster can reduce the amount of interest paid and shorten the life of the loan, but the right approach can depend on your personal situation and goals.

This article explores some of the factors people think about when weighing up their options.

Money correspondent Susan Edmunds answers questions around KiwiSaver and mortgages.

02/04/2026

Been a busy month here at Discovery Mortgages and no signs of slowing down.

Grateful for the momentum and the clients trusting me every step of the way 🚀

I look forward to meeting more of you as we continue to roll through the year 🏡

If your looking to purchase a home, an investment property or you want to obtain some guidance around your overall mortgage position, I’m only a phone call away ☎️

Happy Easter to you all 🐣

02/04/2026

It can seem strange that events happening on the other side of the world can influence things like mortgage rates and house prices in New Zealand.

But global events can affect fuel prices, inflation, and financial markets, all of which play a role in how interest rates move here at home.

When interest rates rise, borrowing can become more expensive, which can also influence buyer demand and property prices.

If you’re curious about how these global events can flow through to New Zealand’s housing market, the article below explains it in simple terms.

Money correspondent Susan Edmunds tackles questions around how the war in Iran is impacting house prices and home loans.