John Grandiek, Crediflex Finance Broker

16/06/2026

CrediFlex New Zealand Limited recently registered in the June issue of NZ Truck & Driver magazine features a new Scania R 620 B8x4NA curtain sider for timber cartage around the North Island for RFH Group. The DC16 16-litre develops 620hp and the Opticruise GRSO905R transmission has a 4100D retarder. The R 620 has an RB662 hypoid rear end, leaf suspension front axles and air suspension rear axles, ABS/EBS disc brakes, plus ACC, AEB and LDW safety features. Extras include a drop visor, scales, fridge, coffee machine, and microwave. The unit has a new Roadmaster curtain sider body and new Roadmaster 5-axle trailer. Paint by Vaughan Road Panel & Paint and sign written by Caulfield Signs. Sold by Callan Short.

16/06/2026

CrediFlex New Zealand Limited recently registered in the June issue of NZ Truck & Driver features a new Kenworth K220 for Martinborough Transport livestock fleet driven by Gray Goodger. The 2.8m Aerodyne 8x4 has a 600hp Cummins X15 (Euro 5) with 2050 lb-ft of torque, an 18-speed Eaton Roadranger RTLO22918B manual transmission, twin steer Meritor MFS66-122 non-load share front axles rated at 12.0t and Meritor MT21-165GP with dual axle locks and 4.10:1 ratio. The rear suspension is Hendrickson Primaax PAX462 10-inch ride height. The cab is equipped with Red Garnet trim, ISRI air seats, chrome gauges, Smart wheel, digital dash cluster, wood dash panels, fridge, and a folding upper bunk. The exterior spec boasts Dura-bright alloy wheels, alloy polished bumper, custom grill mesh and grill bars, stainless mirrors, rectangular fuel and AdBlue tanks, and offset front rims. Jackson Enterprises built the livestock deck and 5-axle trailer which is setup with Total alloy crates. Cab paint by Supreme Paint in Masterton and striping by Jason Ngatuere Signs (Masterton). Sold by Mark O’Hara.

13/06/2026

Local Businesses, Local Projects. I had the privliedge of working with Ryan Contractors who were right at the heart of the build of our fantastic new stadium Te Kaha. As a valued client, they were able to give me an on site visit to view progress as they were building it.

Always an avide Crusaders supporter, it was wonderful to be able to sit in the stands to be a part of our history once more.

Strong local projects need strong local partnerships. I’m here to make sure the finance side is just as solid.

12/06/2026

Buying one property while trying to sell another? 🤯 That gap in timing is where most deals fall over. Too early to sell. Too late to wait.

Bridging finance fills that gap so you don’t have to choose. You secure the new deal now — and sell on your terms later. That’s how smart operators play it.
I'd love to help! John 027-778-8894

11/06/2026

✈️ This Cessna 152 is currently undergoing a complete strip-down, repaint, and engine replacement after reaching 2,200 hours on its Lycoming engine. It's a great reminder that in aviation, the purchase price is only part of the story. Major maintenance events, engine overhauls, avionics upgrades, and refurbishments all require careful financial planning. The operators who stay ahead are the ones who plan for these costs well before they arrive. 💡

Whether it's trade finance for parts and components or asset finance to spread the cost of major upgrades, having the right funding structure in place can make a huge difference to cash flow and operational certainty.

If you've got an overhaul, upgrade, or major maintenance project on the horizon, let's have a chat. I understand aviation assets and can help structure a solution that keeps your aircraft flying and your business moving forward. 🛩️

06/06/2026

Great game & crowd in tonight with the right team winning. Go the Crusaders.

06/06/2026

🚜 Another great result for a valued client this week. They found a digger in the North Island that needed to be transported to the West Coast of the South Island. The challenge? The transporter was booked in for the weekend, but the seller needed the cash before releasing the machine.

Because this was an existing client with a strong repayment history and a good credit profile, we were able to keep things simple. No financial statements. No accountant costs. No unnecessary delays.

Using today's online lending platforms and electronic signing technology, we had approval and payout completed within 48 hours, allowing the transport to go ahead as planned. ⏱️

A happy client, a new digger on its way, and another example of how the right finance solution can save both time and stress. 👍

05/06/2026

One thing I see often in business… owners leave their finance reviews too late. ⏳
They wait until facilities are close to expiry, the bank starts asking questions, or cash flow gets tight. The problem is, waiting reduces your options. A proactive review earlier can often improve flexibility, strengthen cash flow, and put better funding structures in place before pressure builds. Sometimes there’s unused equity sitting in existing assets. Sometimes there’s a lender better suited to your industry and growth plans. That’s why I believe good finance should be reviewed before it becomes urgent. 👍

Here's a great article written by my parent company Crediflex "Why Reviewing Exititing Facilities Early Matters". Let me help you to take a proactive apporach to create stronger financial outcomes and to give you greater flexibility as your business grows.

Many businesses wait until finance facilities are close to expiry before reassessing their lending arrangements. However, taking a proactive approach earlier can often create stronger financial outcomes and provide greater flexibility as business needs evolve.

30/05/2026

Happy Kings Birthday! 👑Still getting used to saying that instead of Queens Birthday… old habits die hard 😅 Long weekends are a good reminder that business is important, but so is making time for the people around you. The best businesses are built for the long term — with less panic, better planning, and the right support around you. That’s what I aim to help with every day — taking pressure off busy owners so they can focus on what matters most.

Hope you get a chance to slow down, enjoy the break, and reset for the week ahead .

29/05/2026

Good businesses don’t wait for cash flow problems before reviewing their finance structure. Sometimes there’s equity tied up in existing assets. Sometimes there’s a better funding structure available. Sometimes a simple review can free up working capital and create breathing room for future growth.

That’s where I help.

I work alongside business owners to simplify the finance side of things, remove stress, and put practical solutions in place that actually suit the way the business operates. From asset finance to working capital support, my role is simple — help your business keep moving forward with confidence. A good finance partner should do more than provide funding.

A Good Finance Advisor should help create opportunities. 👍

Get in touch with me, John now!