NZ Childcare Finance

02/09/2026

Here at NZ childcare finance, we make funding for ECE centres easy!

We’ve answered some of the questions we’re most frequently asked about repayment, lending amounts, guarantors, security and the documents needed to apply - Part 1.

Every application is assessed individually, and we’ll work with you to understand your centre’s circumstances. If your plans change, just let us know, we’re here to provide backup support when you need it.

Have another question? Send us a message or visit childcarefinance.co.nz.

Business lending only. Eligibility criteria, fees, credit approval, terms and conditions apply.

31/08/2026

WIN THE PRICE OF YOUR TICKET BACK IN CASH!

NZ Childcare Finance is proud to support The ECE Leaders Summit and one lucky attendee will walk away with $400 cash! 💰

Every registered attendee will automatically go into the draw, including everyone who has already purchased their ticket.

Already registered? You’re already in!

Still planning to attend? Secure your place before the event sells out.

The winner will be announced at The ECE Leaders Summit.

Register through the link in the comments.

Terms and conditions apply.

26/08/2026

Exclusive new-client offer 😮

For this funding round, all new NZ Childcare Finance clients can bring forward part of their next ECE bulk funding payment with discounted fees.

Get the cashflow flexibility your centre needs for wages, everyday expenses, unexpected costs or new opportunities.

Apply now at childcarefinance.co.nz or contact Emily to discuss your centre’s needs.

New clients only. Eligibility criteria apply. Business lending only. Terms and conditions apply.

17/08/2026

I’m so excited that NZ Childcare Finance has been invited to sponsor The ECE Leaders Summit this year, brought to you by ECE Learning Unlimited! 🌿

📅 Friday 16 October 2026
📍 The Sorrento, Auckland
⏰ 9:00am–5:00pm

Not a conference. Not a workshop. A summit where ECE leaders come together as peers to think bigger and lead better.

Earlybird tickets are available now but only until 31 August, so make sure you take advantage of the special price!

NZ Childcare Finance will also be giving away a ticket, Further details are coming soon so stay tuned!

Alsoooo, one very important question… should we give away some more frank green goodies? 👀💙🧡🤍

05/08/2026

If you attended the ECC Conference over the weekend, how lucky were we!

The atmosphere, energy, and passion for the ECE sector were incredible. It was so lovely catching up with familiar faces, meeting new people, and hearing about the challenges and opportunities centres are experiencing.

Thank you to everyone who visited me at the NZ Childcare Finance stand for a coffee, a cookie, or a chat and congratulations to our 12 lucky Frank Green winners!

At NZ Childcare Finance, we’re always here to help centres manage the gap between bulk funding payments and support the amazing people behind New Zealand’s childcare centres.

My cup is so full & can’t wait to see you all next year! ☕💙

21/07/2026

WIN a $4,500 marketing package for your childcare centre!

Every funding round brings different pressures for childcare centres. That’s why NZ Childcare Finance is partnering with trusted specialists to provide practical support where it can make a real difference. Each funding round, one centre will be in to win a package of professional support.

This funding round: Win a $4,500 marketing package from Sandbox, including a Content Pack and three months of Meta campaigns!

Future rounds could feature:
-An ECE consultant
-Accounting or bookkeeping support
-HR or employment advice
-Payroll or administration systems
-Staff wellbeing support
-Equipment or centre

We want to build awareness of the support within the sector and how it can help your centre thrive.

Enter using the link in the comments
Please note this funding round will be limited to Auckland centres only, All centres will qualify for a FREE marketing review, quote or other marketing support.

30/03/2026

How to minimise your childcare funding fees!

As we move through this funding round, now is the perfect time to plan ahead.

Centres that prepare early often get the most value avoiding last-minute pressure and giving themselves more flexibility when it matters most.

Did you know how you structure your funding can significantly reduce your fees?

Fee structure:
• Loans less than 30 days: $375 per $5,000 (or part thereof)
• Loans 31–60 days: $475 per $5,000
• Loans 61–90 days: $575 per $5,000
• Loans greater than 91 days: $675 per $5,000

Example: $100k funding from 01/04/2026

Option 1: Take full amount upfront
Total fees: $13,500

Option 2: Staggered drawdown
✔️ 01/04 – $40k → $5,400
✔️ 01/05 – $25k → $2,375
✔️ 01/06 – $35k → $2,625

Total fees: $10,400
✅ Saving: $3,100

By only drawing what you need, when you need it, you can reduce your overall cost and keep more money in your centre.

We’re here to support you every step of the way and reapplying is quick and simple.

https://www.childcarefinance.co.nz/new-client-registration/

Get in touch today to start planning ahead.

03/02/2026

Always a great read! Lots of information about what's going on in the industry and what's to come... Go Check it out 😍

Our first Swings & Roundabouts issue for 2026 is out now 📩

Inside you'll find an update from our CEO Simon about the many changes set to go ahead this year, as well as the important dates like Budget 2026 and the General Election.

We also have a valuable article about noticing children who may need extra support in ECE, without labels or guesswork. Nadjela Salimi provides simple, actionable strategies kaiako and whānau can use to support tamariki.

Read now: https://mailchi.mp/ecc/swings-roundabouts-february-2026

12/01/2026

I hope you all managed to enjoy a well-earned break and had the chance to put your feet up!

At NZ Childcare Finance, we’re incredibly excited for what’s in store for 2026 more events, more sponsorships, more learning, and more opportunities to connect with the amazing people who make the early childhood sector so special. We know that running a kindergarten or centre isn’t without its challenges, especially when it comes to cash flow and financial pressure. That’s why we’re proud to support centres across New Zealand with bridging finance that helps ease those pressures, providing stability when it’s needed most.

We’re so lucky to work alongside such passionate, resilient people in this industry. Here’s to another year of collaboration, growth, and supporting the foundations that allow our Tamariki and communities to thrive.

Wishing you all the best year ahead!