Money Sweetspot

Money Sweetspot Debt consolidation for Kiwi committed to getting out of debt, and on with their lives.
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21/01/2026

75 and making impactful financial change. How one of our customers reset her debt, created an emergency savings fund and accounts for her 9 grandchildren with her Financial Reset!

Motivated to get your finances back on track? Let's make 2026 your Debt Detox!Last year, during 'Fresh Start February', ...
18/01/2026

Motivated to get your finances back on track? Let's make 2026 your Debt Detox!

Last year, during 'Fresh Start February', Sarah, a divorced wahine living in the regions, had been carrying the weight of credit card debt for over 10 years and wanted to break free from the debt cycle.

“I had been paying the minimum on cards and not paying them off and not getting ahead. I feel this is hanging over my head. Would be a lot better to have a planned approach to paying them off.”

After starting her Financial Reset, Sarah was able to repay her loan within 9 months, allowing her to get out of debt and on with life!

“Thanks so much for all your assistance – this is a really great facility to reduce debt without getting into more and providing financial education.”

Ready to set your Debt-Free-Date in 2026? Here's how it works!

If your sick of juggling multiple high-interest debts, we'll support you with a Financial Reset, consolidating these into one loan:
❎ No early repayment fees
❎ No late fees if you are a little behind
❎ No silly monthly account fees
💚 AND you get access to free financial education so you can learn smart money habits that help you get out of debt and stay out - SWEET!

31/12/2025

We made it - It's 2026!

31/12/2025

Team Spotty wishes all Kiwis a happy New Year! We hope you all are having a great rest, taking the time to reconnect and recharge for 2026 ahead 💚

8 months later… boom! Out of debt and on with life.” Zac - young professional in his 20s.Zac's success story is a testam...
09/12/2025

8 months later… boom! Out of debt and on with life.” Zac - young professional in his 20s.

Zac's success story is a testament to the power of honest self-assessment, staying committed and dedicated support.

Amid financial turmoil and personal challenges, Zac realised he had hit a debt wall and faced the daunting task of overcoming $40,000 in high-interest debt.

By embracing our structured Financial Reset, making substantial lifestyle adjustments and embracing new smart money habits he learned through our free financial education, he overcame debt in just eight months!!

If you have hit your own debt wall or got yourself into a financial pickle, get in touch and set your Debt-Free-Date before the end of 2025!

We've helped over 750 Kiwi families reset over $17 million dollars in high-interest debt and are ready to support more people in need of a Debt Detox. Reach out to our friendly team and tell us your story so we can help you get out of debt and on with life.

02/12/2025

What are the dangers of Buy Now Pay Later? Our CEO, Sasha Lockley sat down with Frances Cook - Journalist on the Making Cents podcast to shine a light on some of the key things to be aware of before debt snowballs out of control.

We love hearing the positive impact our Financial Reset has on customers lives. Debt weighs us down, not only financiall...
02/12/2025

We love hearing the positive impact our Financial Reset has on customers lives.

Debt weighs us down, not only financially, but also mentally. This negatively impacts our personal and professional lives, as well as our overall wellbeing.

The feeling of relief that comes with making even small, proactive steps in the right direction often kickstarts even more motivation and dedication to achieving your goals. So what is one thing you can do today to get yourself in a better position tomorrow?

01/12/2025

Please be careful when using Buy Now Pay Later facilities. They can seem helpful, but they can really be harmful❤️‍🩹

On the eve of Black Friday, over 50% of Kiwis are planning to indulge in pre-festive season spending. We’re not here to ...
27/11/2025

On the eve of Black Friday, over 50% of Kiwis are planning to indulge in pre-festive season spending.

We’re not here to tell you not to shop. We’re here to make sure you don’t get stuck.

Buy Now Pay Later options make it even easier to fall into the spending frenzy trap. But what looks like a bargain today can quietly become an expensive debt tomorrow.

To get our latest tips on what to watch out for and proactive steps you can take to ensure you don't overcommit this sales season, read our latest blog by clicking the link in the comments below.

Because Christmas should be a celebration - not a setback.

As November rolls into December, so does a tidal wave of “unmissable deals.” From Black Friday to Cyber Monday and pre-C...
24/11/2025

As November rolls into December, so does a tidal wave of “unmissable deals.” From Black Friday to Cyber Monday and pre-Christmas sales, it’s all designed to make us act fast and spend first - and think later.

Buy Now Pay Later options make it even easier to fall into the spending frenzy trap. But what looks like a bargain today can quietly become an expensive debt tomorrow.

We’re not here to tell you not to shop. We’re here to make sure you don’t get stuck.

To get our latest tips on what to watch out for and proactive steps you can take to ensure you don't overcommit this sales season - read our latest blog by clicking the link in the comments below.

Because Christmas should be a celebration - not a setback.

Kiwis have RESET over +$150k in debt so far this month!! Here's what our latest 5🌟 customer Google review, received this...
14/11/2025

Kiwis have RESET over +$150k in debt so far this month!!

Here's what our latest 5🌟 customer Google review, received this morning had to say:

"I actually can’t fault this company. They were so understanding and flexible. It’s really all about helping you and clearing your debt, not a lot of places are like that!”

New Debt-Free date set.

If you want to get your finances in shape for Summer, apply online and reach out to our friendly team 💚

$45 million...Just Imagine.The reality is that hoping for a big win to solve money worries rarely pays off.For many, gam...
12/11/2025

$45 million...Just Imagine.

The reality is that hoping for a big win to solve money worries rarely pays off.

For many, gambling starts as entertainment - a Lotto ticket, a sports bet, or a few spins online. But for those already under financial pressure, it can quickly turn into a pursuit of hope. The lure of a big win is powerful, but the reality is harsh: most people lose far more than they gain.

To learn more about the real cost of gambling, how to break the cycle and proactive steps you can take if you find yourself in too deep. Read our blog by clicking the link in the comments below.

Address

Broadway, Newmarket
Auckland

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+64508776889

Website

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