Doug White - Javlin Business Finance Adviser

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Doug White - Javlin Business Finance Adviser

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Cultivating financial wellbeing with smart lending advice. I can help you secure lending for busines & homw loans

26/10/2026

Looking for a student or two to help build something for local business owners.

I'm setting up Owner HQ. It's a free website where Kiwi business owners can get the basics on starting, buying and growing a business, tax, commercial property, staff, marketing and wellbeing, all in one place. The guides will be written by local accountants, lawyers and advisers giving their time.

No commissions, no kickbacks. It's a give-back to the business community.

The design's mocked up and I'm getting local professionals on board now. What I need is someone to build it.

If you're studying IT, web or media design and want a real project for your portfolio, flick me a message. Same goes if you're a tutor looking for an industry project for next year.

Would really appreciate a share so this gets in front of the right people.

25/10/2026

Monday's here, so here's a dad joke to ease you into the week 💀

Why are skeletons so calm?
Because nothing gets under their skin.

Halloween's this Saturday so I couldn't help myself. If something's getting under yours on the business money side, flick me a message and we'll sort it.

Have a good week.

23/10/2026

Labour Weekend is here and it's looking like a sunny one.

Whether you're getting stuck into the garden, heading away or just putting your feet up, have a safe and restful weekend eh. Take it easy on the roads too.

Doug
Javlin Finance

22/10/2026

The Greens' small business play is all about your rent.

Rent reviews that can actually go down, not just up, for firms under $30m turnover. A cheap tribunal to sort out lease disputes. And councils could auction leases on shops sitting empty over a year.

If you're stuck on a lease set back in better times, worth a look.

— Doug

21/10/2026

Labour's gone hard on small business this time.

Instant asset write-off up to $10k, big firms made to pay you inside 15 days, and the GST threshold lifted to $80k so about 35,000 of the smallest operators drop out of GST.

The catch: Investment Boost goes to pay for it, and the GST change wouldn't kick in till 2028.

— Doug

20/10/2026

NZ First still has the biggest number in the race for small business: company tax down from 28% to 20%.

It's for firms turning over under $30m. They reckon it leaves more cash to reinvest and less leaning on the bank. Price tag is about $1b a year.

Big call. What do you make of it?

— Doug

19/10/2026

ACT's answer for small business is simple: cut your costs.

Freeze the minimum wage for three years, bring in a training wage for under-20s, and shorten the window for old personal grievance claims to come back and bite you.

Bold, and it'll split the room. Where do you sit?

— Doug

19/10/2026

National's dropped its small business plan, and there's 47 points of it.

The big ones for me: a Tell Government Once service so you update your details in one spot, a fast track for simple employment disputes, and Investment Boost stays. They'll review the GST threshold too, but haven't promised to lift it.

Less paperwork, basically. Would that make a difference for you?

— Doug

15/10/2026

Need a bit more cashflow?

Before you put the house up as security or grab one of those quick loans that cost a fortune, have a look at what your business already owns. There maybe other options instead of locking up the house or other property.

Money your customers owe you. Vehicles and gear you own outright. Stock on the shelves.

There are lenders that will lend against these, so you can free up cash without dragging your home into it.

It's not free money and it won't suit every business, but it's often a better fit than the quick and expensive stuff. A lot of owners just don't know it's there.

Flick me a DM or give me a call on 022 033 7940 and we'll see what you've got to work with.

15/10/2026

This weeks dad joke for you dads that have kids with bunny’s as pets.

Haha.

Address

Auckland
1010

Telephone

+64220337940

Website

http://www.finsol.co.nz/

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