02/09/2026
M O R T G A G E R E V I E W
Clients
I would describe as floating with no plan
After dealing with HM we have set them up too:
Reduce mortgage from 27 to 20 years
Improved their loan structure
Savings over this period $200k
They have a budget
They have 3months emergency fund
They will have spending money each week each (no questions asked) 🤪
They will receive $8k cashback 1%
No lawyers fees
They have a goal to purchase an investment property 💯