The Mortgage Lab

The Mortgage Lab We offer mortgage advice if you are about to buy or already own. So if you're in need of Mortgage or KiwiSaver advice, come in for a chat.

We work with most of the banks and our service is usually free (the banks pay us to help)

For more disclosure and information please visit our website: mortgagelab.co.nz We are nationwide Mortgage and KiwiSaver experts, here to make the mortgage process smooth and stress free for you. Whether you're wanting to buy your first home, invest in new property or want some mortgage advice - we'll make s

ure all your bases are covered and find the best deal for you. There are usually no costs for our advice, and better yet, we're not affiliated to any one bank - our job is to find the right bank for the right people so we don't have any agendas.

Buying a home doesn’t have to feel overwhelming. With the right advice, your mortgage journey can be broken down into th...
02/09/2026

Buying a home doesn’t have to feel overwhelming. With the right advice, your mortgage journey can be broken down into three simple steps: understand your goals, compare your options, and get the right loan structure in place.

Ready to take the next step? Talk to a Mortgage Lab adviser today.
Click here: mortgagelab.co.nz

Thinking about getting a mortgage in New Zealand? It doesn’t have to feel overwhelming.The process follows a clear path,...
27/08/2026

Thinking about getting a mortgage in New Zealand? It doesn’t have to feel overwhelming.
The process follows a clear path, and knowing what to expect can make your home-buying journey much easier.

Ready to take the next step? Talk to a Mortgage Lab adviser today.
Click here: https://tinyurl.com/j3x3zun6

Building a new home is exciting - but unexpected costs can quickly turn that excitement into stress.While some changes a...
25/08/2026

Building a new home is exciting - but unexpected costs can quickly turn that excitement into stress.

While some changes are normal during a build, major cost overruns can put pressure on your finances and affect your overall budget. The more prepared you are before construction begins, the better positioned you’ll be to manage your budget and avoid costly surprises.

Planning a new build? Talk to a Mortgage Lab adviser about getting your finances structured before you start.

Click here: https://tinyurl.com/2sx9w4t5

A better mortgage isn’t just about getting approved - it’s about finding a loan that works for your goals, your finances...
24/08/2026

A better mortgage isn’t just about getting approved - it’s about finding a loan that works for your goals, your finances, and your future.

With the right advice, you can understand your options, compare participating lenders, and structure your home loan around what matters most to you.

Ready to explore your mortgage options? Talk to a Mortgage Lab adviser today.
Visit mortgagelab.co.nz to get started.

Your home is one of your biggest investments - make sure it’s properly protected.Home insurance is more than just paying...
20/08/2026

Your home is one of your biggest investments - make sure it’s properly protected.
Home insurance is more than just paying a premium. Understanding what your policy actually covers, what’s excluded, and what to look for can make a big difference when you need to make a claim.

Want to know what you should look for in your house insurance? Check out our guide to learn more.

Click here: https://tinyurl.com/5n6cb9pr

🏆 FIVE IN A ROW: Congratulations to Johnny Ang — Top Adviser Winner, NZA Top Adviser Awards 2026!This marks Johnny’s fif...
20/08/2026

🏆 FIVE IN A ROW: Congratulations to Johnny Ang — Top Adviser Winner, NZA Top Adviser Awards 2026!

This marks Johnny’s fifth consecutive Top Adviser win — a remarkable run that reflects five straight years of consistency, trust and results.

With more than 35 years in finance, Johnny Ang of The Mortgage Lab NZ Limited has been recognised for his outstanding contribution to the mortgage industry and his commitment to helping New Zealanders achieve their financial goals.

Throughout his career, Johnny has guided clients through changing markets, lending regulations and property cycles. His approach goes beyond simply arranging finance — it’s about understanding what clients want to achieve and helping create the opportunities to get there.

From buying a first home and growing a property portfolio to supporting business growth and building long-term financial security, Johnny believes the right finance strategy can help people build the future they envision.

Winning once is an achievement. Winning five years running is a testament to a career built on trust, relationships and lasting impact. For Johnny, success isn’t measured by transactions completed, but by the difference made in the lives of the people he helps.

Congratulations, Johnny, on this outstanding five-peat! 🎉

Both play an important role in your financial journey, but they serve very different purposes. Life Insurance is designe...
18/08/2026

Both play an important role in your financial journey, but they serve very different purposes. Life Insurance is designed to provide financial protection when it’s needed most, while KiwiSaver is focused on building wealth for your future.

Understanding how each one works - and how they fit into your overall financial plan - can help you make more informed decisions for yourself and your loved ones.
Want to know which options could work best for your situation? Let’s chat and explore your financial goals together.

Click here: https://tinyurl.com/568jp5zr

Thinking about buying an investment property in New Zealand? Before you make your move, it’s important to understand the...
17/08/2026

Thinking about buying an investment property in New Zealand? Before you make your move, it’s important to understand the different lending requirements, deposit expectations, and how banks assess investment properties.

Want to know if you’re ready to invest? Get in touch with Mortgage Lab and let’s talk about your options.

Click here: https://tinyurl.com/5xs33c2r

Buying your first home starts with a solid budget.Understanding your income and expenses is just as important as saving ...
13/08/2026

Buying your first home starts with a solid budget.
Understanding your income and expenses is just as important as saving for your deposit. With the right budgeting tools and expert guidance, you'll be one step closer to homeownership.

Talk to Mortgage Lab and start your home-buying journey with confidence.
Click here: https://www.mortgagelab.co.nz/blog/budgeting-with-pocketsmith

Should you pay off your mortgage or grow your KiwiSaver?There's no one-size-fits-all answer. The right strategy depends ...
11/08/2026

Should you pay off your mortgage or grow your KiwiSaver?
There's no one-size-fits-all answer. The right strategy depends on your financial goals, lifestyle, and future plans. Let Mortgage Lab help you find the balance that works best for you.

Get in touch today for personalised mortgage and KiwiSaver advice.
Click here: https://tinyurl.com/4ep3uaxh

Address

14 Jervois Road
Auckland
1011

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