The Mortgage Lab

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The Mortgage Lab We offer mortgage advice if you are about to buy or already own. So if you're in need of Mortgage or KiwiSaver advice, come in for a chat.

We work with most of the banks and our service is usually free (the banks pay us to help)

For more disclosure and information please visit our website: mortgagelab.co.nz We are nationwide Mortgage and KiwiSaver experts, here to make the mortgage process smooth and stress free for you. Whether you're wanting to buy your first home, invest in new property or want some mortgage advice - we'll make sure all your bases are covered and find the best deal for you. There are usually no costs for our advice, and better yet, we're not affiliated to any one bank - our job is to find the right bank for the right people so we don't have any agendas.

Thinking about buying your first home but have a student loan?A student loan doesn’t automatically mean you won’t qualif...
15/10/2026

Thinking about buying your first home but have a student loan?
A student loan doesn’t automatically mean you won’t qualify for a mortgage. Find out how banks assess student loan debt and what it could mean for your mortgage pre-approval.

Read the full article and talk to a Mortgage Lab adviser to understand your options.
Click here: https://tinyurl.com/4kn2uw4r

Building a new home is exciting - but understanding the costs along the way is just as important.If you’re using a progr...
13/10/2026

Building a new home is exciting - but understanding the costs along the way is just as important.
If you’re using a progress-payment construction loan, interest is calculated as funds are drawn down at different stages of the build. Understanding how these payments and interest accumulate can help you plan your budget more accurately and avoid unexpected costs.

Planning a new build? Talk to a Mortgage Lab adviser to understand your construction finance options and budget with confidence.

Click here: https://tinyurl.com/48jbxrux

Moving home or buying your first property? Having the right mortgage adviser makes all the difference!Thank you, Kirsty,...
13/10/2026

Moving home or buying your first property? Having the right mortgage adviser makes all the difference!

Thank you, Kirsty, for trusting Christiana and Mortgage Lab to guide you through your options. 💙💛

Ready to make your next move? Let’s make it happen!
Click here: https://mortgagelab.co.nz/christiana-Po***ck/

Better budget starts with smarter driving.Fuel is one of the biggest ongoing costs of owning a vehicle, but small change...
11/10/2026

Better budget starts with smarter driving.
Fuel is one of the biggest ongoing costs of owning a vehicle, but small changes to the way you drive and maintain your car can make a real difference.

From smoother driving to regular maintenance, improving your fuel efficiency could help reduce your fuel consumption by 10–20% - without changing your lifestyle.

Looking for more ways to make your money work smarter?
Click here: https://tinyurl.com/3nm6ajxd

Another happy homeowner, another 5-star experience! ⭐⭐⭐⭐⭐We’re proud to share this wonderful feedback for Stephane Skowr...
08/10/2026

Another happy homeowner, another 5-star experience! ⭐⭐⭐⭐⭐

We’re proud to share this wonderful feedback for Stephane Skowronski, Mortgage Adviser, from Lesley, a first-home buyer in Omokoroa.

From being approachable and responsive to providing calm, professional guidance throughout the home-buying journey, Stephane made the process feel reassuring and stress-free.

Thinking about buying your first home or looking for the right mortgage solution? Let our team help guide you through every step.

Click here: https://mortgagelab.co.nz/stephane-skowronski/

Another happy client! ⭐⭐⭐⭐⭐We’re proud to share this wonderful feedback for Christiana Po***ck, Mortgage Adviser. It’s g...
05/10/2026

Another happy client! ⭐⭐⭐⭐⭐

We’re proud to share this wonderful feedback for Christiana Po***ck, Mortgage Adviser. It’s great to hear how her guidance, recommendations, and ongoing support have made such a positive difference.

Thank you, Jeanine, for trusting Christiana and Mortgage Lab with your mortgage journey! 💙

Thinking about your next mortgage move? Talk to Christiana today! https://www.mortgagelab.co.nz/christiana-pollock

A tighter budget doesn’t mean giving up on your goals.Sometimes, the biggest difference comes from looking at the everyd...
01/10/2026

A tighter budget doesn’t mean giving up on your goals.
Sometimes, the biggest difference comes from looking at the everyday expenses that quietly add up each month. Small changes to recurring costs can help you save more consistently and feel more comfortable with your finances.

If you’re working towards a home loan or simply want to get your finances in better shape, taking a closer look at your budget is a great place to start.

Want to explore your options? Talk to a Mortgage Lab adviser today.
Click here: https://tinyurl.com/bdfmvevk

Planning your next move in the property market?Whether you’re saving for your first home, reviewing your current mortgag...
29/09/2026

Planning your next move in the property market?
Whether you’re saving for your first home, reviewing your current mortgage, preparing to refix, or exploring an investment, having the right numbers can make planning easier.

Mortgage Lab offers free NZ mortgage calculators and tools to help you explore different scenarios, from potential repayments and borrowing power to deposit progress and more.

Start planning with the numbers that matter to you.
Click here: https://tinyurl.com/4pyyj9jv

Protecting your home also means protecting the people and income behind it.Life, health, income protection, and mortgage...
29/09/2026

Protecting your home also means protecting the people and income behind it.
Life, health, income protection, and mortgage protection cover can help provide financial support when unexpected circumstances arise.

Mortgage Lab works with Maurice Trapp Group to help you review your existing cover, identify potential gaps, and explore protection options suited to your needs and budget.

Want to know if your current cover is right for you? Talk to a Mortgage Lab adviser today.

🔗 mortgagelab.co.nz

Your mortgage doesn’t have to feel complicated.A home loan is a long-term commitment, and there’s more to consider than ...
24/09/2026

Your mortgage doesn’t have to feel complicated.

A home loan is a long-term commitment, and there’s more to consider than just the interest rate. Understanding your options, loan structure, flexibility, and costs can make the process feel a whole lot clearer.

A Mortgage Lab adviser can help you explore suitable lending options and guide you through the application process. Ready for more clarity and less mortgage admin? Talk to an adviser today.

🔗 mortgagelab.co.nz

Address

14 Jervois Road
Auckland
1011

Telephone

+6498869779

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