Nikki K - 9ine Finance Solutions - Mortgage Adviser

Nikki K - 9ine Finance Solutions - Mortgage Adviser Looking for a hassle-free home loan at competitive rates and terms? Let's talk and make it happen!

Namrata Kapadia aka Nikki gives advice through 9ine Finance Solutions Limited. Things you should know
Welcome to the page of 9ine Finance Solutions Limited. Here are a few things you should know in relation to the use of the page.

• Security and privacy:
For your own security and privacy, do not post or share any personal or sensitive information that would be deemed to be a

breach of your privacy or could bring you or someone else into disrepute on the page. You may post your comments, photos, videos, and links on this page at your own risk but 9ine Finance Solutions Limited will review all comments, photos, videos, and links and remove them, at its sole discretion, if considered inappropriate or offensive.
• For information only:
This page contains comments and material for general information purposes only and does not take into consideration your financial situation, objectives or risk tolerance.
• Not investment advice:
The comments on the page are not intended to constitute, do not constitute, and should not be construed as constituting, investment advice nor is it a substitute for commercial judgment or other professional advice. Reference, if any, to taxation and ownership structures does not constitute taxation or legal advice. It is recommended that anyone who is contemplating purchasing a property or product mentioned on this page should seek professional personalised advice.
• No liability or responsibility:
The views expressed on this page are those of the individuals visiting and using the page and not of 9ine Finance Solutions Limited. To the maximum extent permitted by law, 9ine Finance Solutions Limited accepts no liability or responsibility for any breach of privacy and disclaim any liability or responsibility to any person for any direct or indirect loss or damage that may result from any act or omission by any person in relation to, or in reliance on, the comments or information contained in this page. 9ine Finance Solutions Limited disclaim any liability or responsibility to any person for any information contained in any website accessed via hypertext link from the 9ine Finance Solutions Limited page or any other website that may be linked to this page. The content, accuracy, and opinions expressed in such websites is not checked, monitored, or endorsed by Titan Lending Limited.
• No representation or warranty:
The information on this page is given in good faith and has been prepared from published information and other sources believed to be reliable, accurate and complete at the time of preparation. No representation or warranty is given as to the accuracy and completeness of the information.

💸 “Buy Now, Pay Later” isn’t free money — it’s borrowed money.  Those tiny instalments might feel harmless… but they can...
24/04/2026

💸 “Buy Now, Pay Later” isn’t free money — it’s borrowed money.
Those tiny instalments might feel harmless… but they can quietly shrink your borrowing power when it matters most.

Before you hit Pay Later, pause and protect your future self.
👉 Make an informed decision.
👉 Understand how BNPL affects your lending power.
👉 Get personalised guidance before it’s too late.

📲 Click this link: https://shorturl.at/9cvJ8
to learn more & check out the full BNPL guide.
Your wallet (and future mortgage approval) will thank you.

Nikki Kapadia
Financial Adviser | 9ine Finance Solutions
📞 0274 555 574
📧 [email protected]
🌐 9ine.co.nz

13/03/2026
✨ A budget isn’t about restriction — it’s about direction.When you create a simple plan for your money, you gain clarity...
11/03/2026

✨ A budget isn’t about restriction — it’s about direction.
When you create a simple plan for your money, you gain clarity, confidence, and control over your financial future.

A good budget helps you:
• Understand where your money is going
• Avoid running out before payday
• Plan for bills and everyday costs
• Save for the things that truly matter

If you’re ready to take the first step, start with a free budgeting app like:
👉 Sorted Budget Planner
👉 MyBudgetPal

And if you’d like support building a plan that works for your lifestyle, I’m here to help you get started.

⚠️ Disclaimer:
This post provides general information only and does not take into account your personal financial situation. For personalised financial advice, please get in touch with a qualified adviser.

Many people think a ‘no’ from the bank is the end of the road — but it’s not. There are always options, and getting the ...
20/02/2026

Many people think a ‘no’ from the bank is the end of the road — but it’s not.
There are always options, and getting the right guidance makes all the difference. If you’re unsure where to start, reach out.

There are plenty of options with non-bank lenders who understand real-life situations.
✅ Short-term solutions
✅ Long-term plans
✅ Flexible, fast, and tailored to YOU

Let’s chat about what’s possible — because there’s always a way forward.
📩 Message me today.
Nikki Kapadia - 027 455 5574 | [email protected]

📣 First OCR Announcement of 2026!The Official Cash Rate (OCR) remains steady at 2.25% as we kick off the year.💡 What doe...
18/02/2026

📣 First OCR Announcement of 2026!
The Official Cash Rate (OCR) remains steady at 2.25% as we kick off the year.
💡 What does this mean for you?
- Home loan rates may hold steady
- Good time to review your lending strategy
- Opportunity to plan ahead with confidence

📞 Thinking about buying, refinancing, or just want to understand what this means for your situation?

Let’s chat — I’ll help you make sense of it all.
Call Nikki - 0274555574

🏡✨ Exciting News for First Home Buyers!ASB now facilitates First Home Loans via Kāinga Ora — making it easier to step in...
17/02/2026

🏡✨ Exciting News for First Home Buyers!

ASB now facilitates First Home Loans via Kāinga Ora — making it easier to step into your first home with as little as 5% deposit.

If you meet the criteria, this could be your chance to make home ownership a reality sooner than you thought!
✅ Backed by Kāinga Ora
✅ Available through ASB
✅ Low deposit option for eligible buyers
Terms and Conditions apply.
Want help checking your eligibility or getting started?
Call Nikki - 0274555574

⏳ Don’t wait! Your mortgage could cost you more soon!Major banks are signaling that low interest rates may end earlier t...
11/12/2025

⏳ Don’t wait! Your mortgage could cost you more soon!

Major banks are signaling that low interest rates may end earlier than expected. Some banks have started to increase the mid to long term fixed rates.
If your mortgage is due to roll over, now is the time to act.

✅ Review your options today
✅ Lock in certainty before rates rise
✅ Protect your budget

📞 Book your FREE mortgage review now! 👉 Call Nikki today on 0274555574

Address

Auckland
1042

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