Float Mortgages

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Float Mortgages At Float, we simplify money. One trusted team for mortgages, insurance, wealth, KiwiSaver and business finance. At Float, we make money simple. One team. One plan.

From first homes to investments and commercial lending, we handle the banks and stress so your entire financial plan works together. We specialise in Mortgages, Insurance, Wealth, KiwiSaver, and Business Finance, giving you one trusted team for your entire financial world. From first homes to investments and commercial lending, we handle the banks, the negotiation and the stress. We protect what matters with personalised Insurance, grow your future with tailored Wealth and KiwiSaver strategies, and help business owners fund growth with confidence. Total peace of mind.

A pretty special review for Tinelle and the team.Helping someone into their first home is one of those jobs where the ou...
15/10/2026

A pretty special review for Tinelle and the team.

Helping someone into their first home is one of those jobs where the outcome matters, but so does the experience getting there.

Understanding their situation, keeping things moving and making the process feel easy is exactly what we want Float to be about.

Awesome work, Tinelle. And congratulations to Christian on the first home. Big milestone.

11/10/2026

“It’s only 1%.”

That’s what most people think when they compare KiwiSaver returns. Here’s what that 1% looks like over 30 years.

Start with $100,000 and add nothing more. At 5% a year it grows to about $432k. At 7% it’s about $761k.

That’s a $329,000 difference, from the same starting amount, just because of the return.

Fees, fund type and your provider all affect that number. Most Kiwis set up their KiwiSaver once and never look at it again.

When did you last check yours?

Note: Illustration only. Returns are not guaranteed. This is general information, not personalised financial advice.

Yesterday we had the privilege of attending a partner thank you event with the Starship Foundation .We heard directly fr...
08/10/2026

Yesterday we had the privilege of attending a partner thank you event with the Starship Foundation .

We heard directly from NICU nurses, members of the air ambulance team, and a Starship mum who shared her family’s journey through Starship with her children (3 prem triplets!!).

We also had the chance to connect with some of the other businesses and partners supporting Starship, which was a really cool part of the experience and great to see how many people are getting behind such an important cause.

It was a powerful reminder of the incredible work happening behind the scenes every day, and the impact Starship has on Kiwi kids and their families when they need it most.

Starship is an amazing charity and one we feel incredibly fortunate to partner with and support.

A big thank you to the Starship Foundation team for having us along and for everything you do.

The October Float newsletter is out and it’s been a big month.We cover what’s happening with the Partners Life and Fidel...
07/10/2026

The October Float newsletter is out and it’s been a big month.

We cover what’s happening with the Partners Life and Fidelity merger, why banks are currently paying people to switch their mortgage, whether increasing your KiwiSaver is actually the right move, and why most people near retirement have assets but no real plan.

Plus updates from across the Float team on wealth, accounting, fire and general, and what we’ve been up to in the community.

Swipe through for the highlights. If you want the full version, find us on LinkedIn or flick us a message and we’ll fire it through.

Tina and Niran spent a day at the Amova conference a few weeks back.Nobody was forced to go. We have staff go to these t...
06/10/2026

Tina and Niran spent a day at the Amova conference a few weeks back.

Nobody was forced to go. We have staff go to these things on purpose, because the industry doesn’t sit still long enough for anyone to coast on what they learned a year or two ago.

Markets shift. Products change. The advice that was right for a client last year isn’t automatically right this year. The only way to stay ahead of that is to keep showing up to the rooms where it’s being worked out, even when it means a day out of the office.

Clients never see this part. They see the recommendation, not the hours that went into making sure it’s current. That’s deliberate. Good advice should look simple on the outside and be anything but simple underneath.

We don’t go to these things to tick a box. We go so the people sitting across from our clients are always working from the front of the pack, not catching up from behind.

Stepped out of the office last week for the Kiwi Adviser Network Golf Day with Naylon , Cory, Matt and Jay. Great course...
29/09/2026

Stepped out of the office last week for the Kiwi Adviser Network Golf Day with Naylon , Cory, Matt and Jay.

Great course, solid company, and a good reminder that relationships grow stronger when you step away from the desk.

Shout out to KAN for organising another great day. Appreciate the invite as always.

Featuring a Naylon drive 300m down the middle (the reaction in the back is not because it was a duck hook. It’s cause he nearly holed out on this Par 4… 👀)

A great night out for the Float team at the annual Barfoot & Thompson Starship Foundation Quiz Night.The Quiz Night alwa...
27/09/2026

A great night out for the Float team at the annual Barfoot & Thompson Starship Foundation Quiz Night.

The Quiz Night always calls for a bit of dress-up, and this year we decided punk rock was the way to go. Safe to say the team fully committed.

More importantly, it was great to have so many of the Float crew there supporting Starship, a cause we’re incredibly proud to partner with.

A lot of laughs, some very questionable punk fashion, and a great night supporting an even better cause.

Thanks to Barfoot & Thompson for putting on another awesome event.

Stuff recently shared that the average KiwiSaver balance in New Zealand has passed $40,000 for the first time, which sou...
23/09/2026

Stuff recently shared that the average KiwiSaver balance in New Zealand has passed $40,000 for the first time, which sounds like pretty good progress.

But one of the examples in the article puts that number into perspective. A 40-year-old earning $80,000 a year, with around $43,000 already in KiwiSaver, could have roughly $465,000 by age 65 if they continue contributing at the minimum rate and remain invested in a growth fund.

The catch is inflation. In today’s money, that could have the buying power of closer to $286,000.

It’s a good reminder that KiwiSaver isn’t something you necessarily want to set and forget for 20 or 30 years. Your contributions, fund choice and investment strategy can make a meaningful difference to where you eventually end up.

If you haven’t reviewed your KiwiSaver in a while, it might be worth checking whether you’re actually on track for the retirement you want.

Quick shout-out to Tina.She’s been giving financial advice for over 10 years now. Thousands of conversations about peopl...
23/09/2026

Quick shout-out to Tina.

She’s been giving financial advice for over 10 years now.

Thousands of conversations about people’s homes, families and futures.

This week she was at the Financial Advice New Zealand Connect Tour, and came back buzzing about how much the profession has grown since she started.

We’re pretty lucky to have someone with that kind of experience in our corner, and even luckier that she’s still this excited about the job a decade in.

Thanks to Dennis Edel and SBS Wealth for having her along, and congrats Dennis on the Recognition Award!

We were going to show you what the Float team looked like in the 80s.Then we remembered nobody cares.So instead of spend...
10/09/2026

We were going to show you what the Float team looked like in the 80s.

Then we remembered nobody cares.

So instead of spending five minutes turning yourself into an AI-generated 80s heartthrob, spend it checking something that might actually improve your financial position.

Review your insurance.
Check your KiwiSaver.
Have a look at your mortgage.

We’ll jump on the next trend.

Address

Shed 4, Works Depot , 90 Wellesley Street
Auckland
1010

Opening Hours

Monday 9am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+64800356288

Website

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