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Life Insurance, Critical Illness & Income Protection advice for individuals, families & business owners. Friendly advice. No jargon.

Based in Teesside • Helping clients across the UK. No pressure. Brookes Financial UK is a trading style of SLC Complete Ltd an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. SLC Complete Ltd is registered in England and Wales no. 11634970. Registered address c/o Apc Accountancy, 73 Gilkes Street, Middlesbrough TS1 5EH.

05/11/2026

HAPPY BONFIRE NIGHT 🎆

Bonfire Night is here — fireworks, wrapped-up kids, freezing toes and someone inevitably saying, “Ooooh that was a good one!” 😂

Whether you’re heading to a big display or having a quieter night at home, have a brilliant evening and stay safe.

Keep little ones well back, keep an eye on pets, and maybe leave the actual firework lighting to the sensible one in the family… if you’ve got one. 😂

Hope you all have a lovely Bonfire Night.

04/11/2026

IT’S MY BIRTHDAY! 🥳🎂

4th November… which means I’m officially declaring today an easy day for me! 😂

No insurance chat, no serious stuff, unless you need me — just a day with my favourite people, hopefully some nice food and maybe a little drink or two! 🥂

Back to protecting everyone tomorrow. 😂

03/11/2026

CHECK YOUR SICK PAY!!

A lot of people who are employed assume they don’t need Income Protection because they’ll get sick pay from work.

But do you actually know how much you’d get — and for how long?

Some employers are brilliant. Others may only pay full salary for a few weeks before you drop onto Statutory Sick Pay.

And with the cost of everyday life now, that could leave a massive gap.

Mortgage or rent.
Gas and electric.
Food.
Car payments.

Everything else that still needs paying while you’re off work.

That’s why I always say: check your contract.

If you’re not sure what you’d get, or you’ve already got Income Protection and want to know whether it still suits you, give me a shout.

We can go through it together, explain how the different options work and look at what might suit your budget.

And it’s not always as expensive as people think.

🔶 REVIEW • UPDATE • PROTECT
Three Simple Steps — Lasting Peace of Mind.

📩 Book your free, no-obligation review here:
https://calendly.com/karenbrookes/review

01/11/2026

HELLO NOVEMBER

November is Movember — 🥸 the month where we talk more openly about men’s health.

And honestly, it’s needed.

Because so many men are brilliant at saying, “I’m fine,” even when they’re absolutely not.

Health worries.
Stress.
Work pressure.
Family responsibilities.
Bills.
The whole lot.

And while having the right cover in place can’t stop life throwing things at you, it can help protect your family financially if something serious happens.

That could be life insurance, critical illness cover or income protection — depending on what’s right for you.

So this November, check in on the men in your life.

Ask the awkward question.
Encourage the appointment.
And maybe check the practical stuff too.

Because looking after your health and
protecting your people both matter 🧡

🔶 REVIEW • UPDATE • PROTECT
Three simple steps — lasting peace of mind.

📅 Book your review here:
https://calendly.com/karenbrookes/review

31/10/2026

👻 5 THINGS THAT SCARE ME MORE THAN GHOSTS!🎃

And believe me, I've heard some absolute horror stories over the years! 😂

As a Personal Insurance Adviser, there are a few things that genuinely give me the shivers… and I'm not talking about ghosts, witches or things that go bump in the night!

😱 People who haven't reviewed their insurance in years.

😱 Thinking life insurance through work is all they'll ever need.

😱 Believing they'll never be too poorly to work.

😱 Finding out what their insurance doesn't cover when they actually need to claim.

😱 And the classic… "I'll sort it when I'm older!"

The scary thing is, most people aren't deliberately putting things off. Life's busy, insurance isn't exactly the most exciting thing on the to-do list, and if you've already got something in place, it's easy to assume you're sorted.

But things change. Jobs, mortgages, families, finances… and sometimes your insurance needs to change with them.

The good news?
Checking your cover doesn't have to be scary!

No tricks, no pressure, no confusing jargon and definitely no jump scares from me! 😂

Just a friendly chat to make sure what you've got still does what you need it to.

So, before you dust off the Halloween decorations, maybe it's time to dust off those insurance policies too! 👻

Fancy getting yours checked?

📅 https://calendly.com/karenbrookes/review

🔶 REVIEW....UPDATE....PROTECT
Three Simple Steps........ Lasting Peace of Mind

31/10/2026

🎃 HAPPY HALLOWEEN 🎃

And just like that, Breast Cancer Awareness Month comes to an end. 🎀

A huge thank you to everyone who has followed along, read the posts, shared them, commented or even just stopped for a minute to think.

If this month has done anything, I hope it’s encouraged you to do two things:

Check yourself regularly.
And check what insurance you already have in place.

Because the scariest thing really is putting things off.

Know your normal.
Check regularly.
Don’t delay.

And when it comes to your insurance, don’t just assume everything you arranged years ago is still right for you now. Life changes — mortgages change, families change, jobs change and finances change.

A simple review might confirm you’re absolutely fine as you are… or it might highlight something worth looking at.

🎀 October ends today. Awareness doesn’t.
Thank you for following along this month — and if even one post has made you check, review or think about something you’ve been putting off, then it’s been worth it. 💗

🔶 REVIEW • UPDATE • PROTECT
Three simple steps — lasting peace of mind.

📩 If you’d like a free, no-obligation review of your protection arrangements, feel free to message me or book your review here:
https://calendly.com/karenbrookes/review

30/10/2026

🎃 CHECK YOUR PUMPKINS FOR LUMPKINS 🎀

A cheeky little reminder for Pumpkin Day and Breast Cancer Awareness Month — but this one is more important than it might first look.

I shared a post like this a couple of years ago and, incredibly, a lady told us it prompted her to check herself.

She found something that wasn’t normal.
She got it checked.

And that post may genuinely have helped save her life.

So yes, the wording is a bit cheeky — but the message behind it is deadly serious.

Checking takes minutes.
Know your normal.
Check regularly.
Don’t delay.

Because early detection really can save lives.

No embarrassment.
No putting it off.
No “I’ll do it later.”

Just check your pumpkins. 🎃

And please, give this post a share.
You never know who might see it at exactly the right time.

📩 If you’d like a free, no-obligation review, feel free to message me or book your review here:
https://calendly.com/karenbrookes/review

🔶 REVIEW • UPDATE • PROTECT
Three simple steps — lasting peace of mind.

25/10/2026

SUNDAY THOUGHTS 🎀

Some of life’s most important decisions aren’t made when things go wrong.

They’re made beforehand.

The conversations we have.

The plans we put in place.

The things we sort now, so there’s one less thing to worry about later.

None of us can predict what’s around the corner — but sometimes a little bit of preparation can bring a lot of peace of mind.

A gentle Sunday reminder to look after future you too.

🔶 REVIEW • UPDATE • PROTECT
Three simple steps — lasting peace of mind.

📩 Book your free, no-obligation review here:
https://calendly.com/karenbrookes/review

24/10/2026

MORE THAN A PAYOUT — SOME POLICIES CAN HELP WITH TREATMENT TOO 🌍

When we talk about personal insurance, most people understandably think about the money a policy could pay if something serious happened.

But with some policies, there can be another layer of support altogether.

Aviva Global Treatment: is an optional benefit available on certain Aviva protection policies. If you or an eligible child are diagnosed with one of the covered serious illnesses or need a covered procedure, it can provide access to treatment outside the UK. Aviva’s current policy terms include cancer treatment, with Further helping to arrange appropriate doctors, treatment centres and the practical side of receiving treatment overseas. Eligible medical treatment, travel and accommodation costs are covered within the policy limits.

Then there’s Zurich Accelerate.

This is an optional extra available with eligible Zurich Personal Protection and Income Protection policies. It offers a package of services for cancer, heart and neurological conditions, including:

• Virtual consultations with UK specialists
• Faster access to private diagnostics
• Second medical opinions
• Precision Cancer Medicine
• Support finding suitable cancer clinical trials
• Global Treatment Plus, which can provide access to hospitals and consultants around the world.

Where overseas treatment is used through Zurich Global Treatment Plus, Zurich says the service can also arrange and cover eligible treatment, travel and accommodation, with support from a case manager and provision for travelling companions.

And this is exactly why I bang on about looking beyond the price of an insurance policy.
Two policies might both say “life insurance” or “critical illness cover” at the top — but what sits behind them can be very different.

Sometimes it isn’t just about what would they pay me?

It’s also worth asking:
What support could this policy give me if I actually became seriously ill?

Availability, eligibility, medical underwriting, covered conditions, limits and terms apply, so these benefits won’t be suitable or available for everyone.

If you want me to check what your current policy actually includes, give me a shout or book below.

📩 Book your free, no-obligation review here:
https://calendly.com/karenbrookes/review

You may have more there than you realise.

🔶 REVIEW • UPDATE • PROTECT

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Stockton-on-Tees

Opening Hours

Monday	8am - 8pm
Tuesday	8am - 8pm
Wednesday	8am - 8pm
Thursday	8am - 6pm
Friday	8am - 4pm
Saturday	11am - 2pm

Telephone

+447709469789

Website

https://calendly.com/karenbrookes/review, https://www.instagram.com/brookesfinancialuk?igsi=MXZkZ2FiajlidTEyMQ%3D%3D&utm

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