Protex Financial

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Protex Financial Mortgage & Insurance Brokers Still, we do go that little extra by ensuring everyone has access to insurance, hence protecting vulnerable people. FCA No. 953282.

As mortgage and insurance brokers, we are here to guide you through the process of buying your first, second or even third home whilst also covering your beloved home and family. How we can help you?
โ€ข Mortgage Advice
โ€ข Mortgage Protection
โ€ข Life Insurance
โ€ข Critical Illness Cover
โ€ข Income Protection
โ€ข Fracture Cover
โ€ข Private Medical Insurance
โ€ข Home Insurance
โ€ข Buildings & Contents Cover
โ€ข Landlord Insurance
โ€ข Business Protection
โ€ข Business Insurance

We strive to offer an excellent customer experience. By doing this, we have offered people insurance they thought they would have never been able to get. We have access to a range of mortgage lenders and insurance providers. So, if you need more help than usual because of certain medical disclosures, dangerous past times or occupation, our mortgage and insurance brokers can help! Protex Financial Ltd is an appointed representative of BrokerSync Ltd (FCA no. 1031981), which is authorised and regulated by the Financial Conduct Authority. Protex Financial Ltd. Registered address: Digital House, 62 Dovecot St, Stockton-on-Tees TS18 1LL. Registered in England & Wales. Company No. 12312461.

Taking part in Stoptober? Your lungs aren't the only thing that will thank you.... Your wallet will too. ๐Ÿšญ๐—ฆ๐—บ๐—ผ๐—ธ๐—ฒ๐—ฟ๐˜€ ๐—ฐ๐—ฎ๐—ป ๐—ฝ๐—ฎ...
18/10/2026

Taking part in Stoptober? Your lungs aren't the only thing that will thank you.... Your wallet will too. ๐Ÿšญ

๐—ฆ๐—บ๐—ผ๐—ธ๐—ฒ๐—ฟ๐˜€ ๐—ฐ๐—ฎ๐—ป ๐—ฝ๐—ฎ๐˜† ๐˜€๐—ถ๐—ด๐—ป๐—ถ๐—ณ๐—ถ๐—ฐ๐—ฎ๐—ป๐˜๐—น๐˜† ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐—น๐—ถ๐—ณ๐—ฒ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐˜๐—ต๐—ฎ๐—ป ๐—ป๐—ผ๐—ป-๐˜€๐—บ๐—ผ๐—ธ๐—ฒ๐—ฟ๐˜€, ๐˜€๐—ผ๐—บ๐—ฒ๐˜๐—ถ๐—บ๐—ฒ๐˜€ ๐—ฐ๐—น๐—ผ๐˜€๐—ฒ ๐˜๐—ผ ๐—ฑ๐—ผ๐˜‚๐—ฏ๐—น๐—ฒ, ๐—ฑ๐—ฒ๐—ฝ๐—ฒ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐—ผ๐—ป ๐—ฎ๐—ด๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ.

It's not too late to stop! Some insurers will classify you as a non-smoker once you've been completely smoke-free (including vapes and ni****ne replacement for 12 months.

So if you quit this October, this time next year you could be:
โœ… Healthier
โœ… Saving on cigarettes/vapes
โœ… AND eligible for cheaper insurance premiums

Already quit a while ago but still paying smoker rates on an old policy? It's well worth a review, you could be overpaying every month. ๐Ÿ’ธ

Get in touch, and we'll check if quitting could cut your premiums. โœ‚๏ธ

17/10/2026

When you apply for a mortgage, the lender will usually conduct a valuation to confirm the property is worth what you're paying.

Sometimes, it comes back lower than the agreed price. This is called a down valuation.

If that happens, youโ€™ve got options. You can try to renegotiate the price with the seller, or have the estate agent provide evidence of similar properties to challenge the valuation with the lender.

Itโ€™s not the end of the road, just a bump along the way, and something that a good mortgage adviser can help you navigate. ๐Ÿก๐Ÿ’ฌ

๐Ÿพ ๐—ฆ๐—ก๐—ข๐—ช๐—ฌ'๐—ฆ ๐—”๐——๐—ฉ๐—œ๐—–๐—˜ ๐—–๐—ข๐—ฅ๐—ก๐—˜๐—ฅ ๐ŸพAutumn is great... crunchy leaves, muddy puddles, extra-long zoomies. ๐Ÿ‚But it also kicks off st...
16/10/2026

๐Ÿพ ๐—ฆ๐—ก๐—ข๐—ช๐—ฌ'๐—ฆ ๐—”๐——๐—ฉ๐—œ๐—–๐—˜ ๐—–๐—ข๐—ฅ๐—ก๐—˜๐—ฅ ๐Ÿพ

Autumn is great... crunchy leaves, muddy puddles, extra-long zoomies. ๐Ÿ‚

But it also kicks off storm season, and that's when home insurance really earns its biscuits.

Before the wind and rain arrive:

โ›ˆ๏ธ Check that your buildings and contents cover is up to date, especially if you've renovated or bought anything valuable this year

โ›ˆ๏ธ Look at what's actually included. Storm damage usually is, but garden items, fences and gates sometimes aren't

โ›ˆ๏ธ Know your excess, so there are no surprises if you need to claim

โ›ˆ๏ธ Clear those gutters! Insurers expect you to keep your home maintained, and blocked gutters are a classic cause of rejected claims

Don't wait for a storm to discover a gap in your cover. We will happily give your policy a once-over.

๐—œ๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ณ๐—ถ๐˜…๐—ฒ๐—ฑ ๐—ฟ๐—ฎ๐˜๐—ฒ ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฑ๐—ฒ๐—ฎ๐—น ๐—ฒ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐—–๐—ต๐—ฟ๐—ถ๐˜€๐˜๐—บ๐—ฎ๐˜€? โฐ๐ŸŽ„Here's what happens if you do nothing...Your lender rolls yo...
15/10/2026

๐—œ๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ณ๐—ถ๐˜…๐—ฒ๐—ฑ ๐—ฟ๐—ฎ๐˜๐—ฒ ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฑ๐—ฒ๐—ฎ๐—น ๐—ฒ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐—–๐—ต๐—ฟ๐—ถ๐˜€๐˜๐—บ๐—ฎ๐˜€? โฐ๐ŸŽ„

Here's what happens if you do nothing...
Your lender rolls you onto their Standard Variable Rate, which is usually far higher, and your monthly payments could jump at the worst possible time of year.

๐˜›๐˜ฉ๐˜ฆ ๐˜จ๐˜ฐ๐˜ฐ๐˜ฅ ๐˜ฏ๐˜ฆ๐˜ธ๐˜ด?
You don't have to wait until your deal ends. With most lenders, you can lock in a new rate up to 6 months early, so you can sort it now and relax into the festive season knowing exactly what your mortgage will cost.

๐—” ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฟ๐—ฒ๐˜ƒ๐—ถ๐—ฒ๐˜„ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐—ต๐—ฒ๐—น๐—ฝ ๐˜†๐—ผ๐˜‚:
โœ… Secure a lower interest rate
โœ… Reduce your monthly payments
โœ… Shorten your loan term
โœ… Release equity for home improvements or plans of your own

Don't let your lender decide your next rate for you. Get in touch with our team at Protex Financial today. ๐Ÿ’ฌ

๐˜ ๐˜ฐ๐˜ถ๐˜ณ ๐˜๐˜ฐ๐˜ฎ๐˜ฆ (๐˜ฐ๐˜ณ ๐˜ฑ๐˜ณ๐˜ฐ๐˜ฑ๐˜ฆ๐˜ณ๐˜ต๐˜บ) ๐˜ฎ๐˜ข๐˜บ ๐˜ฃ๐˜ฆ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ด๐˜ฆ๐˜ด๐˜ด๐˜ฆ๐˜ฅ ๐˜ช๐˜ง ๐˜บ๐˜ฐ๐˜ถ ๐˜ฅ๐˜ฐ ๐˜ฏ๐˜ฐ๐˜ต ๐˜ฌ๐˜ฆ๐˜ฆ๐˜ฑ ๐˜ถ๐˜ฑ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ข๐˜บ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต๐˜ด ๐˜ฐ๐˜ฏ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ. ๐˜ˆ ๐˜ง๐˜ฆ๐˜ฆ ๐˜ฎ๐˜ข๐˜บ ๐˜ฃ๐˜ฆ ๐˜ค๐˜ฉ๐˜ข๐˜ณ๐˜จ๐˜ฆ๐˜ฅ ๐˜ง๐˜ฐ๐˜ณ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ ๐˜ข๐˜ฅ๐˜ท๐˜ช๐˜ค๐˜ฆ. ๐˜›๐˜ฉ๐˜ฆ ๐˜ฆ๐˜น๐˜ข๐˜ค๐˜ต ๐˜ข๐˜ฎ๐˜ฐ๐˜ถ๐˜ฏ๐˜ต ๐˜ธ๐˜ช๐˜ญ๐˜ญ ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฆ๐˜ฏ๐˜ฅ ๐˜ฐ๐˜ฏ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ค๐˜ช๐˜ณ๐˜ค๐˜ถ๐˜ฎ๐˜ด๐˜ต๐˜ข๐˜ฏ๐˜ค๐˜ฆ๐˜ด.

Elvis had his first visit to the office today to meet the girls! ๐Ÿงก Wonโ€™t be long before heโ€™s sat behind a desk himself ๐Ÿ˜Ž
14/10/2026

Elvis had his first visit to the office today to meet the girls! ๐Ÿงก Wonโ€™t be long before heโ€™s sat behind a desk himself ๐Ÿ˜Ž

It's your mortgage, your insurance... You deserve to know what's going on every step of the way! โญโญโญโญโญ
14/10/2026

It's your mortgage, your insurance... You deserve to know what's going on every step of the way! โญโญโญโญโญ

13/10/2026

You insure your car ๐Ÿš˜, your home ๐Ÿ , even your phone ๐Ÿ“ฑโ€ฆ but what about your children? ๐Ÿ‘ง๐Ÿผ๐Ÿ‘ถ๐Ÿฝ

For the price of a coffee a month โ˜•๏ธ, you could protect your child against sickness and accidents, giving you peace of mind no matter what life throws your way.

Itโ€™s a small cost that could make a big difference.

Message us to find out more today! ๐Ÿ’ฌ

Cold and flu season is on its way. For most of us, that means a few days on the sofa. ๐ŸคงBut what if it was something more...
11/10/2026

Cold and flu season is on its way. For most of us, that means a few days on the sofa. ๐Ÿคง

But what if it was something more serious? What if illness or injury kept you off work for months, not days?

๐—ฆ๐˜๐—ฎ๐˜๐˜‚๐˜๐—ผ๐—ฟ๐˜† ๐—ฆ๐—ถ๐—ฐ๐—ธ ๐—ฃ๐—ฎ๐˜† ๐—ถ๐˜€ ๐—ฐ๐˜‚๐—ฟ๐—ฟ๐—ฒ๐—ป๐˜๐—น๐˜† ยฃ๐Ÿญ๐Ÿฎ๐Ÿฏ.๐Ÿฎ๐Ÿฑ ๐—ฝ๐—ฒ๐—ฟ ๐˜„๐—ฒ๐—ฒ๐—ธ. Could your mortgage, rent, bills and food shop survive on that?

Income protection pays you a regular income if you're too ill to work, so your family's life keeps running while you focus on recovery.

You insure your phone, your car and your holidays. Isn't the income that pays for all of them worth protecting too? ๐Ÿค”

Get in touch today for a friendly, no-obligation chat about protecting what matters most.

๐Ÿพ ๐—ฆ๐—ก๐—ข๐—ช๐—ฌ'๐—ฆ ๐—”๐——๐—ฉ๐—œ๐—–๐—˜ ๐—–๐—ข๐—ฅ๐—ก๐—˜๐—ฅ ๐ŸพWhen a treat is on the table, don't wait around... Hesitate, and it's gone. ๐ŸฆดThe same goes for ...
09/10/2026

๐Ÿพ ๐—ฆ๐—ก๐—ข๐—ช๐—ฌ'๐—ฆ ๐—”๐——๐—ฉ๐—œ๐—–๐—˜ ๐—–๐—ข๐—ฅ๐—ก๐—˜๐—ฅ ๐Ÿพ

When a treat is on the table, don't wait around... Hesitate, and it's gone. ๐Ÿฆด

The same goes for mortgage rates right now. They're creeping up, and the deal you can grab today might not be there next month.

Here's what my humans want every homeowner to know:

โฐ You can usually lock in a new rate up to 6 MONTHS before your current deal ends

๐Ÿ”’ Securing a rate now protects you if rates keep climbing

๐Ÿ‘ And here's the best bit... if rates come back down before you complete, we will switch it to the better deal

Locking in early gives you protection, it's a win-win, and we know a good deal when we sniff one.

If your fixed deal ends in the next 6 months, speak to us today!

๐˜ ๐˜ฐ๐˜ถ๐˜ณ ๐˜๐˜ฐ๐˜ฎ๐˜ฆ (๐˜ฐ๐˜ณ ๐˜ฑ๐˜ณ๐˜ฐ๐˜ฑ๐˜ฆ๐˜ณ๐˜ต๐˜บ) ๐˜ฎ๐˜ข๐˜บ ๐˜ฃ๐˜ฆ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ฐ๐˜ด๐˜ด๐˜ฆ๐˜ด๐˜ด๐˜ฆ๐˜ฅ ๐˜ช๐˜ง ๐˜บ๐˜ฐ๐˜ถ ๐˜ฅ๐˜ฐ ๐˜ฏ๐˜ฐ๐˜ต ๐˜ฌ๐˜ฆ๐˜ฆ๐˜ฑ ๐˜ถ๐˜ฑ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ข๐˜บ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต๐˜ด ๐˜ฐ๐˜ฏ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ. ๐˜ˆ ๐˜ง๐˜ฆ๐˜ฆ ๐˜ฎ๐˜ข๐˜บ ๐˜ฃ๐˜ฆ ๐˜ค๐˜ฉ๐˜ข๐˜ณ๐˜จ๐˜ฆ๐˜ฅ ๐˜ง๐˜ฐ๐˜ณ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ ๐˜ข๐˜ฅ๐˜ท๐˜ช๐˜ค๐˜ฆ. ๐˜›๐˜ฉ๐˜ฆ ๐˜ฆ๐˜น๐˜ข๐˜ค๐˜ต ๐˜ข๐˜ฎ๐˜ฐ๐˜ถ๐˜ฏ๐˜ต ๐˜ธ๐˜ช๐˜ญ๐˜ญ ๐˜ฅ๐˜ฆ๐˜ฑ๐˜ฆ๐˜ฏ๐˜ฅ ๐˜ฐ๐˜ฏ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ค๐˜ช๐˜ณ๐˜ค๐˜ถ๐˜ฎ๐˜ด๐˜ต๐˜ข๐˜ฏ๐˜ค๐˜ฆ๐˜ด.

Ensuring you get the best rate for you is our priority! โญโญโญโญโญ
08/10/2026

Ensuring you get the best rate for you is our priority! โญโญโญโญโญ

Address

Digital House, 62 Dovecot Street
Stockton-on-Tees
TS181LL

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 5pm

Telephone

+441642638868

Alerts

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