Protex Financial

Protex Financial Mortgage & Insurance Brokers Still, we do go that little extra by ensuring everyone has access to insurance, hence protecting vulnerable people. FCA No. 953282.

As mortgage and insurance brokers, we are here to guide you through the process of buying your first, second or even third home whilst also covering your beloved home and family. How we can help you?
• Mortgage Advice
• Mortgage Protection
• Life Insurance
• Critical Illness Cover
• Income Protection
• Fracture Cover
• Private Medical Insurance
• Home Insurance
• Buildings & Contents Cover
• Landl

ord Insurance
• Business Protection
• Business Insurance

We strive to offer an excellent customer experience. By doing this, we have offered people insurance they thought they would have never been able to get. We have access to a range of mortgage lenders and insurance providers. So, if you need more help than usual because of certain medical disclosures, dangerous past times or occupation, our mortgage and insurance brokers can help! Protex Financial Ltd is an appointed representative of BrokerSync Ltd (FCA no. 1031981), which is authorised and regulated by the Financial Conduct Authority. Protex Financial Ltd. Registered address: Digital House, 62 Dovecot St, Stockton-on-Tees TS18 1LL. Registered in England & Wales. Company No. 12312461.

𝗬𝗼𝘂'𝘃𝗲 𝗳𝗼𝘂𝗻𝗱 𝘆𝗼𝘂𝗿 𝗽𝗲𝗿𝗳𝗲𝗰𝘁 𝗵𝗼𝗺𝗲. 𝗕𝘂𝘁 𝗵𝗮𝘃𝗲 𝘆𝗼𝘂 𝘁𝗵𝗼𝘂𝗴𝗵𝘁 𝗮𝗯𝗼𝘂𝘁 𝗵𝗼𝘄 𝘆𝗼𝘂'𝗱 𝗸𝗲𝗲𝗽 𝗶𝘁 𝗶𝗳 𝘆𝗼𝘂 𝗰𝗼𝘂𝗹𝗱𝗻'𝘁 𝘄𝗼𝗿𝗸? 🤕Picture it. 🖼️ The h...
02/09/2026

𝗬𝗼𝘂'𝘃𝗲 𝗳𝗼𝘂𝗻𝗱 𝘆𝗼𝘂𝗿 𝗽𝗲𝗿𝗳𝗲𝗰𝘁 𝗵𝗼𝗺𝗲. 𝗕𝘂𝘁 𝗵𝗮𝘃𝗲 𝘆𝗼𝘂 𝘁𝗵𝗼𝘂𝗴𝗵𝘁 𝗮𝗯𝗼𝘂𝘁 𝗵𝗼𝘄 𝘆𝗼𝘂'𝗱 𝗸𝗲𝗲𝗽 𝗶𝘁 𝗶𝗳 𝘆𝗼𝘂 𝗰𝗼𝘂𝗹𝗱𝗻'𝘁 𝘄𝗼𝗿𝗸? 🤕

Picture it. 🖼️ The house is yours, life feels complete, everything's falling into place.

Then out of nowhere, illness or injury stops you working. No wage coming in, but the mortgage and bills don't stop.

𝗧𝗵𝗲 𝘁𝗿𝘂𝘁𝗵 𝗶𝘀, 𝗶𝗹𝗹 𝗵𝗲𝗮𝗹𝘁𝗵 𝗰𝗮𝗻 𝗵𝗮𝗽𝗽𝗲𝗻 𝘁𝗼 𝗮𝗻𝘆𝗼𝗻𝗲, 𝗮𝘁 𝗮𝗻𝘆 𝘁𝗶𝗺𝗲. And most of us are only a few missed pay cheques away from real financial pressure.

That's where 𝗶𝗻𝗰𝗼𝗺𝗲 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 comes in. It pays you a regular income if you're too ill to work, so the bills still get paid while you focus on getting better, not on how you'll get by.

Your income is what everything else is built on. 💰 Protect it. ✅

01/09/2026

Back at work after a very busy week last week. Let's gooooooooo!

𝗦𝘁𝗿𝗲𝘀𝘀-𝗳𝗿𝗲𝗲 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗮𝗻𝗱 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗮𝗱𝘃𝗶𝗰𝗲 𝗶𝘀 𝗼𝘂𝗿 𝘀𝗽𝗲𝗰𝗶𝗮𝗹𝗶𝘁𝘆! 🤩Thanks for the review Joe! ⭐⭐⭐⭐⭐
31/08/2026

𝗦𝘁𝗿𝗲𝘀𝘀-𝗳𝗿𝗲𝗲 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗮𝗻𝗱 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗮𝗱𝘃𝗶𝗰𝗲 𝗶𝘀 𝗼𝘂𝗿 𝘀𝗽𝗲𝗰𝗶𝗮𝗹𝗶𝘁𝘆! 🤩

Thanks for the review Joe! ⭐⭐⭐⭐⭐

When it comes to your mortgage, it is often the things people don't think about that make the biggest difference. It's e...
29/08/2026

When it comes to your mortgage, it is often the things people don't think about that make the biggest difference. It's easy to assume it all comes down to your salary and your credit score, but lenders look deeper than that. 🏡

𝗛𝗲𝗿𝗲 𝗮𝗿𝗲 𝗳𝗶𝘃𝗲 𝗳𝗮𝗰𝘁𝗼𝗿𝘀 𝘁𝗵𝗮𝘁 𝗰𝗮𝗻 𝗾𝘂𝗶𝗲𝘁𝗹𝘆 𝗮𝗳𝗳𝗲𝗰𝘁 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲:

💰 How you are paid, not just how much. Salary, self-employed income, bonus and commission are all treated differently.

📱 Monthly commitments, even small ones. Subscriptions, car finance and credit cards all count towards affordability.

💳 How you've used credit, not just the score. Lenders look at your habits and history, not simply a number.

💰 Where your deposit is from. Gifted deposits, savings and other sources are not all viewed the same way.

⏳ Timing and circumstances. A job change, a recent move or a life event can all influence a lender's decision.

The good news is that with 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝗮𝗱𝘃𝗶𝗰𝗲, these factors can be planned for rather than tripped over.

If you are thinking about a mortgage, get in touch and we will help you put your application in the strongest possible position. 💬

𝘠𝘰𝘶𝘳 𝘏𝘰𝘮𝘦 (𝘰𝘳 𝘱𝘳𝘰𝘱𝘦𝘳𝘵𝘺) 𝘮𝘢𝘺 𝘣𝘦 𝘳𝘦𝘱𝘰𝘴𝘴𝘦𝘴𝘴𝘦𝘥 𝘪𝘧 𝘺𝘰𝘶 𝘥𝘰 𝘯𝘰𝘵 𝘬𝘦𝘦𝘱 𝘶𝘱 𝘳𝘦𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦. 𝘈 𝘧𝘦𝘦 𝘮𝘢𝘺 𝘣𝘦 𝘤𝘩𝘢𝘳𝘨𝘦𝘥 𝘧𝘰𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘛𝘩𝘦 𝘦𝘹𝘢𝘤𝘵 𝘢𝘮𝘰𝘶𝘯𝘵 𝘸𝘪𝘭𝘭 𝘥𝘦𝘱𝘦𝘯𝘥 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘤𝘪𝘳𝘤𝘶𝘮𝘴𝘵𝘢𝘯𝘤𝘦𝘴.

🏡 𝗕𝘂𝘆𝗶𝗻𝗴 𝗮 𝗵𝗼𝗺𝗲? 𝗛𝗲𝗿𝗲'𝘀 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂'𝗹𝗹 𝗻𝗲𝗲𝗱 𝗮 𝘀𝗼𝗹𝗶𝗰𝗶𝘁𝗼𝗿...A solicitor (or conveyancer) handles the legal side of your prope...
28/08/2026

🏡 𝗕𝘂𝘆𝗶𝗻𝗴 𝗮 𝗵𝗼𝗺𝗲? 𝗛𝗲𝗿𝗲'𝘀 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂'𝗹𝗹 𝗻𝗲𝗲𝗱 𝗮 𝘀𝗼𝗹𝗶𝗰𝗶𝘁𝗼𝗿...

A solicitor (or conveyancer) handles the legal side of your property purchase, and you'll want one in place early.

𝗛𝗲𝗿𝗲'𝘀 𝘄𝗵𝗲𝗻 𝘁𝗵𝗲𝘆 𝗰𝗼𝗺𝗲 𝗶𝗻:

☑️ Once your offer is accepted, they'll begin the legal work straight away

☑️ They carry out the local searches to check for anything that could affect the property

☑️ They review the contract and raise any queries with the seller's solicitor

☑️ They handle the transfer of funds and pay any Stamp Duty due

☑️ They register you as the new owner with the Land Registry

𝗜𝗻 𝘀𝗵𝗼𝗿𝘁, 𝗳𝗿𝗼𝗺 𝘁𝗵𝗲 𝗺𝗼𝗺𝗲𝗻𝘁 𝘆𝗼𝘂𝗿 𝗼𝗳𝗳𝗲𝗿 𝗶𝘀 𝗮𝗰𝗰𝗲𝗽𝘁𝗲𝗱 𝗿𝗶𝗴𝗵𝘁 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝘁𝗼 𝗴𝗲𝘁𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝗸𝗲𝘆𝘀, 𝘆𝗼𝘂𝗿 𝘀𝗼𝗹𝗶𝗰𝗶𝘁𝗼𝗿 𝗸𝗲𝗲𝗽𝘀 𝗲𝘃𝗲𝗿𝘆𝘁𝗵𝗶𝗻𝗴 𝗺𝗼𝘃𝗶𝗻𝗴 𝗼𝗻 𝘁𝗵𝗲 𝗹𝗲𝗴𝗮𝗹 𝗳𝗿𝗼𝗻𝘁. ⚖️

If you do change solicitors at any point during the mortgage process, be sure to let your mortgage broker know, as this can affect how things progress with your lender.

𝗡𝗼𝘁 𝘀𝘂𝗿𝗲 𝘄𝗵𝗼 𝘁𝗼 𝘂𝘀𝗲, 𝗼𝗿 𝘁𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗮𝗯𝗼𝘂𝘁 𝗰𝗵𝗮𝗻𝗴𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗰𝘂𝗿𝗿𝗲𝗻𝘁 𝘀𝗼𝗹𝗶𝗰𝗶𝘁𝗼𝗿? Let us know and we'll point you in the right direction. 📞

𝘠𝘰𝘶𝘳 𝘏𝘰𝘮𝘦 (𝘰𝘳 𝘱𝘳𝘰𝘱𝘦𝘳𝘵𝘺) 𝘮𝘢𝘺 𝘣𝘦 𝘳𝘦𝘱𝘰𝘴𝘴𝘦𝘴𝘴𝘦𝘥 𝘪𝘧 𝘺𝘰𝘶 𝘥𝘰 𝘯𝘰𝘵 𝘬𝘦𝘦𝘱 𝘶𝘱 𝘳𝘦𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦. 𝘈 𝘧𝘦𝘦 𝘮𝘢𝘺 𝘣𝘦 𝘤𝘩𝘢𝘳𝘨𝘦𝘥 𝘧𝘰𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘛𝘩𝘦 𝘦𝘹𝘢𝘤𝘵 𝘢𝘮𝘰𝘶𝘯𝘵 𝘸𝘪𝘭𝘭 𝘥𝘦𝘱𝘦𝘯𝘥 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘤𝘪𝘳𝘤𝘶𝘮𝘴𝘵𝘢𝘯𝘤𝘦𝘴.

27/08/2026

A little bit of this, a little bit of that… and pooof 🪄 there’s your house 🏡✨🤣

We specialise in making 𝗳𝗶𝗿𝘀𝘁-𝘁𝗶𝗺𝗲 𝗯𝘂𝘆𝗲𝗿𝘀 feel comfortable throughout the home buying process! ⭐⭐⭐⭐⭐We hope you're enjoy...
26/08/2026

We specialise in making 𝗳𝗶𝗿𝘀𝘁-𝘁𝗶𝗺𝗲 𝗯𝘂𝘆𝗲𝗿𝘀 feel comfortable throughout the home buying process! ⭐⭐⭐⭐⭐

We hope you're enjoying your new home, Victoria! 🏡

𝗪𝗼𝗿𝗸𝗶𝗻𝗴 𝗳𝗿𝗼𝗺 𝗵𝗼𝗺𝗲 has become the norm for many of us, but it can quietly affect your home insurance. 🏡If you have 𝗯𝘂𝘀𝗶𝗻𝗲...
25/08/2026

𝗪𝗼𝗿𝗸𝗶𝗻𝗴 𝗳𝗿𝗼𝗺 𝗵𝗼𝗺𝗲 has become the norm for many of us, but it can quietly affect your home insurance. 🏡

If you have 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗲𝗾𝘂𝗶𝗽𝗺𝗲𝗻𝘁, 𝗵𝗼𝗹𝗱 𝘀𝘁𝗼𝗰𝗸, 𝗼𝗿 𝗵𝗮𝘃𝗲 𝗰𝗹𝗶𝗲𝗻𝘁𝘀 𝘃𝗶𝘀𝗶𝘁𝗶𝗻𝗴, your standard policy may not cover you, leaving you exposed if something goes wrong.

It is worth checking that your cover reflects how you actually use your home.

𝗡𝗼𝘁 𝘀𝘂𝗿𝗲 𝘄𝗵𝗲𝗿𝗲 𝘆𝗼𝘂 𝘀𝘁𝗮𝗻𝗱? Send us a message and we will help you get it right. ✅💬

Once your mortgage application is under way, it is best to keep things steady. Taking out new finance, opening credit ca...
23/08/2026

Once your mortgage application is under way, it is best to keep things steady.

Taking out new finance, opening credit cards, changing jobs or making large purchases can all affect the lender's decision, and in some cases can put your offer at risk. ❌

Lenders often carry out final checks right up to completion, so even a small change at the wrong moment can cause problems.

𝗢𝘂𝗿 𝗮𝗱𝘃𝗶𝗰𝗲 𝗶𝘀 𝘀𝗶𝗺𝗽𝗹𝗲: 𝗶𝗳 𝗶𝗻 𝗱𝗼𝘂𝗯𝘁, 𝗮𝘀𝗸 𝘂𝘀 𝗳𝗶𝗿𝘀𝘁.

Speak to us before making any big financial moves during your application. 📞

𝘠𝘰𝘶𝘳 𝘏𝘰𝘮𝘦 (𝘰𝘳 𝘱𝘳𝘰𝘱𝘦𝘳𝘵𝘺) 𝘮𝘢𝘺 𝘣𝘦 𝘳𝘦𝘱𝘰𝘴𝘴𝘦𝘴𝘴𝘦𝘥 𝘪𝘧 𝘺𝘰𝘶 𝘥𝘰 𝘯𝘰𝘵 𝘬𝘦𝘦𝘱 𝘶𝘱 𝘳𝘦𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦. 𝘈 𝘧𝘦𝘦 𝘮𝘢𝘺 𝘣𝘦 𝘤𝘩𝘢𝘳𝘨𝘦𝘥 𝘧𝘰𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘛𝘩𝘦 𝘦𝘹𝘢𝘤𝘵 𝘢𝘮𝘰𝘶𝘯𝘵 𝘸𝘪𝘭𝘭 𝘥𝘦𝘱𝘦𝘯𝘥 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘤𝘪𝘳𝘤𝘶𝘮𝘴𝘵𝘢𝘯𝘤𝘦𝘴.

The pleasure was all ours, Zac! We hope you're enjoying your home! ⭐⭐⭐⭐⭐
22/08/2026

The pleasure was all ours, Zac! We hope you're enjoying your home! ⭐⭐⭐⭐⭐

Address

Digital House, 62 Dovecot Street
Stockton-on-Tees
TS181LL

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 5pm

Telephone

+441642638868

Alerts

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