03/06/2026
🏡 Struggling to buy a home and need help from Mum & Dad?
A Joint Borrower Sole Proprietor mortgage could help you get onto the property ladder 👇
This allows parents or close family members to support the mortgage application using their income, helping boost affordability, without being named on the property deeds.
One of the biggest challenges with these mortgages is that many lenders cap the mortgage term based on the oldest applicant’s age, which can increase monthly payments as your mortgage term is short.
But some lenders take a different approach 👀
✔ They can assess the term using the younger applicant’s age
✔ Lending may be available up to age 80
✔ Some lenders even have no maximum age limit
This could mean lower monthly payments and more borrowing potential...
📩 Message me to see what options may be available to you.
Subject to full mortgage application and product range.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.