Mortgages and Remortgages

09/11/2022

We’re delighted to welcome Inaam to our team of advisers here at Mortgages and Remortgages.

Inaam has joined the team very recently after passing his CeMAP qualification earlier in the year but has been a property professional for 9 years as an estate agent in Manchester.

Inaam has also achieved his Msc in business management in 2014.

“I enjoy travelling to explore different countries and gardening in my own home. I am also an avid cricket player.”

20/10/2021

Mortgage lenders are pulling their cheapest mortgage deals off the market!

The City now expects the Bank of England to raise rates from historic lows of 0.1% either next month or the month after, with base rates expected to hit 1% by August.

While two-thirds of the UK’s £1.6 trillion of mortgages are on fixed rates, meaning those borrowers won’t immediately be affected, those on variable deals or trackers will be hit straight away.

Mortgage rates have been at rock-bottom lows for a long time and many homeowners have never known an environment of higher interest rates, so any rise will be a nasty shock for them. And be warned, mortgage providers don’t hang around when it comes to passing on rate rises, so anyone on a tracker deal will see their costs go up immediately. If 0.5 percentage points is added to mortgage interest it adds about £50 a month to the cost of a £200,000, 25-year mortgage, or around £120 a month extra to a £450,000, 25-year mortgage

If this affects you & you want to secure a fixed rate get in touch today!

[email protected]

27/08/2021

Application submitted on the 24th, valuation done on the 26th, offer in this morning, one very happy client. It doesn’t get much quicker than that!

07/05/2021

Whishing you a lovely one 👏

05/05/2021

6 things need to consider.

Whether you’re looking to buy your first home or want to help a first-time buyer, these are the initial things to consider.
https://www.goodhousekeeping.com/uk/consumer-advice/money/a36108145/first-time-buyers/

Whether you’re looking to buy your first home or want to help a first-time buyer, these are the initial things to consider…

29/04/2021

: how to get the best deal on a 90% or 95% mortgage.

Low-deposit numbers rise as new guarantee scheme begins.

Which? explains how to get the best deal on a low-deposit mortgage, as lenders continue to launch more 90% and 95% deals.

28/04/2021

Why a 95% guarantee scheme alone is not enough for the UK's aspiring homeowners

Steve Collins, Chief Executive of Rentplus explains why banks refusing 95% mortgages to buyers of new builds will hit low-income first-time buyers the hardest and the importance of widening access to homeownership via alternative means.

27/04/2021

: Tips for raising finance.

There's a lot to consider when navigating the various financial routes to securing a buy-to-let.

There’s a lot to consider when navigating the various financial routes to securing a buy-to-let. Experts from private and commercial …

26/04/2021

🏠 Looking to save money on your mortgage payments?

Due to the current economic climate, currently there is really good rates at the moment which means homeowners could save money on their mortgage payments simply by changing mortgage provider.

Remortgaging could help you if you want to:

✅ Pay off expensive debts (like credit cards, personal loans, overdrafts, etc).

✅ Raise additional cash for home improvements

✅ Save money by locking in lower remortgage rate

Don’t miss out on this once in a generation opportunity to save £££’s on your mortgage payments and reduce your total monthly outgoings!

📌 Click here to contact us >> https://www.mortgagesandremortgages.com/contact/

21/04/2021

remains a profitable investment for many property investors.

Despite recent tax and legislative changes, the number of buy-to-let investors selling their properties has slowed down as many have found ways to adapt.
https://www.buyassociation.co.uk/2021/04/16/buy-to-let-remains-profitable-investment-for-many-property-investors/

Despite recent tax and legislative changes, the number of buy-to-let investors selling their properties has slowed down as many have found ways to adapt.