Mortgage Advice UK

Mortgage Advice UK A totally personalised service for all your mortgage & protection needs.

Review ⭐️Thank you Bev for this wonderful 5 star review⭐️
03/06/2026

Review ⭐️

Thank you Bev for this wonderful 5 star review⭐️

Here are the different documents our mortgage brokers will ask for before an application can be submitted, not having th...
27/05/2026

Here are the different documents our mortgage brokers will ask for before an application can be submitted, not having these documents ready could delay the process.

Review ⭐️Thank you Samantha for this wonderful 5 star review⭐️
19/05/2026

Review ⭐️

Thank you Samantha for this wonderful 5 star review⭐️

Contact us today on 0114 250 9100 if you have any questions about early repayment charges
13/05/2026

Contact us today on 0114 250 9100 if you have any questions about early repayment charges

Wondering why you can’t borrow as much as you expected?Mortgage affordability isn’t just about your income, it’s about y...
07/05/2026

Wondering why you can’t borrow as much as you expected?
Mortgage affordability isn’t just about your income, it’s about your whole financial picture.
Here’s what lenders look at (and why it matters):
💰 Your income
The more stable and consistent your income, the more confident lenders feel that you can keep up with repayments. Lenders only take basic salary and guaranteed bonus/overtime/commission at 100% and variable incomes are subject to individual criteria.
📉 Your outgoings
Things like loans P*P and interest free arrangement, credit cards, childcare, and subscriptions reduce how much you can comfortably afford each month.
📊 Your credit history
A strong credit profile shows you’re reliable with borrowing, missed payments can lower what you’re offered.
📈 Interest rates & stress tests
Lenders check if you could still afford payments if rates rise, not just today’s deal.
🏡 Deposit size
A bigger deposit lowers the risk for lenders, which can improve how much they’re willing to lend.

If you have tried with your own bank, it is always worth contacting one of our brokers as another lender may be more generous. If you would like any further information, please contact us today on 0114 250 9100.

Thank you Emily for leaving a wonderful 5 star review!
06/05/2026

Thank you Emily for leaving a wonderful 5 star review!

The Bank of England base rate has been held at 3.75%
30/04/2026

The Bank of England base rate has been held at 3.75%

An opportunity has arisen for someone to join an established Mortgage Brokerage 2-3 days per week in an Admin/Data Proce...
30/04/2026

An opportunity has arisen for someone to join an established Mortgage Brokerage 2-3 days per week in an Admin/Data Processing role. Fridays are essential, but other days to be arranged. Mortgage experience would be a bonus but full training is available, however good communication and telephone skills are a requirement.

Are you looking at selling your property?Call Whitehornes Estate Agents on 0114 268 8533 to book in a free valuation
28/04/2026

Are you looking at selling your property?

Call Whitehornes Estate Agents on 0114 268 8533 to book in a free valuation

Address

Unit 2 Acorn Business Park Woodseats Close
Sheffield
S80TB

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 2:30pm

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