Becky Hudson, Mortgage and Protection Advisor

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United Kingdom
Sheffield
Becky Hudson, Mortgage and Protection Advisor

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Mortgage and Protection Adviser. I am passionate in ensuring everyone has the right protection not only for themselves, but for their families too.

I know from personal experience what a difference having the right financial protection can make in a time of such turmoil. It is this personal touch that I keep in my heart and mind when I endeavour to meet every persons’ needs. By letting me take care of the process of arranging you the right mortgage, to suit your needs, and by providing you with the right protection, I can give you time to spend with your loved ones, doing the things you enjoy today. Let me enable you to live in the present moment knowing the future would be taken care of.

26/10/2026

🏡 Case Study: Keeping Your Mortgage Working for Your Retirement

Today I supported a client who relies on rental income as part of their retirement plan. We explored a range of mortgage options from different lenders, looking carefully at product terms, interest rates and overall cost.

The client explained that it was important for their mortgage payments to remain comfortably affordable, as the income from the property contributes to their retirement income. After reviewing the available options, we secured a solution that maintains affordability while keeping flexibility for future planning.

If you’re approaching retirement or already retired and want to make sure your property continues to support your long‑term goals, tailored advice can make a real difference. 📞✨ Feel free to get in touch if you’d like to explore your options.

🤝 Your home, your future — planned with confidence.

20/10/2026

🌟 Helping Clients Feel Confident About Their Mortgage Choices 🌟

I’ve recently been working with clients who wanted to feel more secure and in control of their long‑term mortgage plans - and I loved supporting them through that journey.

💬 Finding the Right Fit
We explored a variety of mortgage options from different lenders, looking at how each one could support their goals. They shared what feels comfortable for them each month and how important it is to keep their mortgage affordable while still enjoying the lifestyle they love.

🔒 Why They Chose a Fixed Rate
They wanted the peace of mind that comes with knowing exactly what their payments will be. That stability helps them plan ahead with confidence and stay in control of their finances.

✨ Your mortgage should support your life - not limit it.

If you’re ready to review your options or want guidance on what might suit you best, I’m here to help you feel confident, informed and supported every step of the way.

13/10/2026

This week I reviewed a client’s mortgage options, and it was a perfect example of why acting early really matters. ⏳💡

We secured their next rate six months before their current deal ends - well before their existing lender would allow them to choose a new product. Now that the lender has finally released their options, the rate they’re offering is 0.50% higher, which would have added around £60 every month to the client’s payments. 📈💸

Because we planned ahead, the client already has a stronger rate locked in. 🔒 And as always, I’ll continue monitoring their current lender right up until their fixed‑rate end date - if their rates improve, I’ll secure the better one. 🔍📉

Early planning = less stress, better outcomes, and peace of mind. 😊🏡💙

06/10/2026

🏡 Buy‑to‑Let Mortgage Update

✨ Today I supported a landlord with a new buy‑to‑let mortgage recommendation, keeping things simple by staying with their existing lender.

🔹 We aligned two sub‑accounts onto a new fixed‑rate product
🔹 Payments remain low with an interest‑only structure
🔹 This supports long‑term rental income planning
🔹 And keeps everything in line with their retirement strategy

If you’re a landlord and your mortgage is due for review, or you’d like to explore your options, I’m always here to help 💬

29/09/2026

Your mortgage shouldn’t be a source of worry.

My client’s income had dipped this year, and keeping payments predictable was essential. We looked at all the deals available, but with their fixed rate ending in just 2 weeks time, staying with the current lender was the fastest way to avoid the Standard Variable Rate and keep things stable.

If your deal is ending soon, or you’re unsure what your next step should be, I’m here to help you make the right choice for your situation.

💬 Drop me a message — let’s make sure your mortgage is working for you.

27/09/2026

No parent wants to imagine their child becoming seriously ill - but having financial support can make an impossible situation a little easier.

Children's Critical Illness Cover pays a lump sum if your child is diagnosed with a covered condition. It can help with travel costs, time off work, specialist treatment or simply giving you space to focus on your child.

I recently recommended this to clients who wanted reassurance that they wouldn't face financial pressure during such a difficult time.

If you would like to understand how this cover works, I'm here to guide you.

💬 Send me a message for more information.

26/09/2026

Income Protection provides a monthly income if illness or injury stops you from working. For many families, it’s the difference between coping and struggling.

I recently helped a client secure Income Protection that would cover their essential bills if they were unable to work long‑term. We matched the deferred period to their employer’s sick pay and ensured the benefit increases with inflation.

If your income stopped tomorrow, would your household be okay? If not, Income Protection may be worth considering.

💬 Message me to discuss what cover might suit you.

25/09/2026

Family Income Benefit pays a monthly income to your loved ones if you pass away — helping them stay financially secure without the stress of managing a lump sum.

This week I helped clients put Family Income Benefit in place to ensure their child would be supported right through to adulthood. They wanted stability, predictable income, and reassurance that bills, childcare and living costs could still be covered.

If you want to make sure your family would have ongoing financial support, not just a one‑off payment, let’s talk.

📩 Message me to arrange a protection review.

24/09/2026

Critical Illness Cover provides a lump sum if you’re diagnosed with a serious illness - money that can help with home adaptations, treatment costs, or simply giving your family breathing space during a difficult time.

I recently arranged Critical Illness Cover for clients who wanted peace of mind that they’d have financial support if illness struck. We tailored the cover to their budget, their health, and their long‑term plans, ensuring the benefit keeps pace with inflation over the years.

If you’d like to understand how Critical Illness Cover could support your family, I’m here to help.

💬 Send me a message to explore your options.

23/09/2026

Your mortgage is likely your biggest financial commitment — and protecting it means protecting the roof over your family’s head.

This week I helped clients secure Mortgage Protection that will clear their mortgage if either partner passes away. They wanted to know that the surviving spouse wouldn’t face the burden of paying the mortgage alone, especially with a young family.

If you haven’t reviewed your mortgage protection recently, or you’re unsure whether your current cover is still suitable, now is a great time to check in.

💬 Message me to book your protection review.

Address

CFC House, Woodseats Close
Sheffield
S80TB

Telephone

+447342967890

Website

https://www.rhfinancialconsultants.co.uk/

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