Martin Hughes at McKenzie Financial Services Ltd

Martin Hughes at McKenzie Financial Services Ltd Independent mortgage and protection broker. I advise on all aspects of residential and buy to let mortgages

The whistle is about to blow on your current mortgage deal, and just like in football, you don't want to go into extra t...
15/06/2026

The whistle is about to blow on your current mortgage deal, and just like in football, you don't want to go into extra time! ⚽

When your mortgage product finishes without a new one lined up, you typically roll onto your lender's Standard Variable Rate (SVR) 🏠

This often means your monthly payments could jump up significantly. 💷

That's where I come in. I'm here to make sure your mortgage doesn't fall onto the SVR.

I handle the research, finding suitable options for your next mortgage deal.

I aim to get things sorted well before your current deal ends. 🙌

If you've got 6 months less on your current deal, then now is the time to 'kick off' your mortgage search

Let's have a chat about your options. 📞

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Thinking about sick pay isn't the most exciting topic, but it's a really important one. 🤔Many companies' sick pay scheme...
14/06/2026

Thinking about sick pay isn't the most exciting topic, but it's a really important one. 🤔

Many companies' sick pay schemes offer a start, but they can be surprisingly limited.

They often don't cover longer periods of illness or serious injury, leaving you worried about bills. 😟

This is where income protection steps in.

It's designed to give you a regular income if you can't work due to illness or injury, making sure your essential costs, like your mortgage, are still sorted. 🏡

I can help you understand how it all works and find suitable options that offer that much-needed financial breathing room for you and your family.

Let's chat about your options. 📞

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Treat yourself while helping your friends and family get their mortgage sorted 😍If you refer a friend or family member f...
10/06/2026

Treat yourself while helping your friends and family get their mortgage sorted 😍

If you refer a friend or family member for mortgage advice, I’ll send you a gift card once their mortgage completes

I handle all the research and paperwork for them, making the process straightforward. 🙌

What's up for grabs? ⤵️

* £50 prepaid card for full mortgage applications 🏡
* £25 prepaid card for product transfers and rate switches ✅

Chat to me today about how to refer a friend. 📱

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Source: https://theintermediary.co.uk/2026/05/four-in-five-second-time-buyers-caught-out-by-hidden-moving-costs-study-finds/

With some house prices starting to fall, this could be the moment you've been waiting for to step onto the property ladd...
08/06/2026

With some house prices starting to fall, this could be the moment you've been waiting for to step onto the property ladder 🪜

It can feel tricky knowing when to make your move in the property market.

But as reports suggest, prices are easing in some areas 🙌

It creates a real chance for first-time buyers to get a foot in the door. 🏡

Ready to make your move in 2026?

I'll guide you through every step, making the whole process feel much less daunting and more achievable.

Let's chat about your options. 📞

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Source: https://www.introducertoday.co.uk/breaking-news/2026/05/buyers-urged-to-be-ready-to-strike-as-prices-begin-to-fall/

Imagine leaving your loved ones with a home, not the worry of mortgage payments. 🏡That's where life insurance comes in. ...
07/06/2026

Imagine leaving your loved ones with a home, not the worry of mortgage payments. 🏡

That's where life insurance comes in.

It's a simple way to help make sure your family can stay in their home, should the unthinkable happen, without facing financial strain from the mortgage debt.

Understanding life insurance can feel a bit daunting, but I'm here to help make it straightforward for you.

I take the time to understand your family's unique needs and your budget. I could set up an arrangement where your life insurance payout matches your mortgage.

I handle the research to find suitable options, explaining everything clearly so you can feel confident in your choice. It's all about peace of mind, sorted. ❤️

Let's chat about your options. 📞

Getting your home buying VIP pass can help you skip the queue. 🤩An Agreement In Principle (AIP) confirms you're a seriou...
03/06/2026

Getting your home buying VIP pass can help you skip the queue. 🤩

An Agreement In Principle (AIP) confirms you're a serious buyer. It's like knowing the bouncer; it gets you through the door faster!

An AIP shows sellers and agents you're vetted and ready to go. This gives your offer an advantage. 🔑

Without an AIP, offers can take longer, and you might miss a home you love. It adds stress and uncertainty to your search. 🤔

I make securing your AIP simple. I check your finances and confirm what you can borrow, providing your VIP pass!

Let's chat about your options. 📞

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Thinking a mortgage without payslips is a hurdle because you're self-employed? 🤔It's common to worry about proving incom...
01/06/2026

Thinking a mortgage without payslips is a hurdle because you're self-employed? 🤔

It's common to worry about proving income when lenders view your finances a little differently.

That's where I shine! I specialise in finding suitable options for self-employed people. ✅

I understand your situation and know precisely what lenders require and just how to present it to lenders!

Often, this means tax calculations (SA302s) and tax year overviews, or your business accounts. 📝

I do the legwork, putting your application in the strongest position and getting everything sorted.

Let's chat about your options. 📞

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

So, you've found that house with bags of potential – just needing a bit of TLC and elbow grease. 🏡It's a familiar story ...
31/05/2026

So, you've found that house with bags of potential – just needing a bit of TLC and elbow grease. 🏡

It's a familiar story for many first-time buyers; in fact, last year, around 66% bought a home that needed some DIY or renovation work.

It can feel tricky to save for a deposit and have cash left for those exciting updates. 💷

That's where low-deposit mortgage options come in. I can help you explore solutions that mean you keep more of your savings aside for those essential renos.

I handle all the research, making sure you step onto the property ladder with a suitable mortgage for your plans. 🪜

Let's chat about your options. 📞

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

It’s easy to get drawn in by a headline interest rate, but sometimes, what you don't see can cost you more. 🤔A low inter...
27/05/2026

It’s easy to get drawn in by a headline interest rate, but sometimes, what you don't see can cost you more. 🤔

A low interest rate might seem super attractive, but hidden fees can quickly turn a 'sweet' deal a bit sour. 🍋

Look out for product fees (also called arrangement fees) which can be thousands. There are also valuation fees and legal fees, all adding up. 💷

It's a bit like buying a cheap flight, then finding you have to pay extra for luggage and choosing your seat! ✈️

Sometimes, a mortgage with a slightly higher interest rate but lower upfront costs works out cheaper overall.

I do all the digging for you.

I look at the whole picture, not just the rate, to find you suitable options that genuinely fit your pocket. 🔎

I handle the research and do the groundwork. 💪

Let's chat about your options. 📞

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

It feels so rewarding to see the impact of my work in my clients, especially when they come in the form of such brillian...
26/05/2026

It feels so rewarding to see the impact of my work in my clients, especially when they come in the form of such brilliant reviews! 🤩

Address

1 Churchill Way
Sheffield
S352PY

Telephone

+447843387077

Website

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