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✔️ secure your mortgage
✔️ finance your project
✔️ raise the capital

03/11/2026

A new route to home ownership has been announced in the 2026 Autumn Budget.

The new Your First Home scheme will allow eligible first-time buyers in England to purchase a qualifying new-build home with a deposit of at least 2.5%, alongside a government equity loan of 20% of the purchase price. The equity loan will be interest-free for the first five years.

Applications are expected to open in February 2027, with the first property sales expected from April.

For eligible buyers, the scheme could change the amount of deposit and mortgage funding needed to purchase a first home.

There will still be affordability and credit checks from participating lenders, so understanding your wider mortgage options remains important.

If you’re considering your first home, we can help you understand the options available.

🌐 www.principlefinance.co.uk/contact-us

*A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.*

29/09/2026

Is your current mortgage deal coming to an end?

Around 1.8 million fixed-rate mortgages are expected to reach the end of their deal during 2026, which means plenty of homeowners will be considering what comes next.

You may be able to move onto a new deal with your existing lender, remortgage with a different lender, or consider other options depending on your circumstances.

The important thing is not to leave the decision until the last minute.

Looking at your mortgage early gives you time to understand what is available, compare your options and consider what works for your current circumstances and future plans.

If your mortgage deal is approaching its end, we can help you understand the options available.

🌐 https://principlefinance.co.uk/contact-us/

23/09/2026

Thinking about buying another business? The finance is worth considering early.

An acquisition can be a major step in a business’s growth, but the funding side should not be left until the deal is already well underway.

The amount required, the structure of the transaction, existing cash flow and the wider financial position of the business can all influence which finance options may be appropriate.

Looking at funding early can give you a clearer understanding of what may be achievable and how the acquisition could be structured.

If buying a business is part of your growth plans, our team can help you explore the finance options available.

🌐 https://principlefinance.co.uk/contact-us/

18/09/2026

It’s always great to hear directly from the clients we’ve helped. 🤝

Richard Day recently left a five-star Google review for James Furniss and our team at Principle Finance following support with a significant property purchase.

“James went above and beyond to help us secure a sizeable property purchase that was both complex and time sensitive. If you're looking for someone who genuinely cares about their clients and is willing to go the extra mile, I would not hesitate to recommend James Furness and the team at Principle Finance.”

Thanks to Richard for taking the time to leave such a positive review and share his experience.

If you’re considering a property purchase and would like to discuss your finance options, get in touch:

🌐 www.principlefinance.co.uk/contact-us

15/09/2026

Investing in vehicles, machinery or equipment does not always mean paying the full cost upfront.

New figures from the Finance & Leasing Association show asset finance new business grew by 15% in June compared with the same month last year, with new lending to SMEs up 11%.

So why do businesses use asset finance?

It can offer a way to spread the cost of investing in business assets, whether that is vehicles, machinery, technology or other equipment, rather than paying everything upfront.

Depending on what the business needs, options can include leasing and hire purchase.

The key is understanding which route best fits your cash flow, plans and wider financial position.

If your business is considering an investment, we can help you explore the finance options available.

🌐 https://principlefinance.co.uk/contact-us/

11/09/2026

A major Sheffield investment, backed by the right funding structure.

Steel City Property Holdings has acquired the 101,337 sq ft Technology Building at Sheffield Olympic Legacy Park, creating a new home for the continued growth of puckstop.com and Sheffield Steelers.

The seven-figure acquisition will allow Puck Stop to expand its retail and warehousing operations, while Sheffield Steelers will grow its merchandise manufacturing and retail unit at the site.

James Furniss, Director of Principle Finance, worked closely with Guv Sehmi and the team at Lloyds Bank to understand what the businesses wanted to achieve and structure a funding package that supported both the acquisition and their longer-term plans.

James said: “Working closely with Guv Sehmi and the team at Lloyds Bank, we were able to understand what Tony and Richard wanted to achieve and structure a funding package that worked for both parties and supported their longer term plans for the site.”

The acquisition also involved MD Law, with Travis Wood acting for Steel City Property Holdings on the property acquisition. Working alongside trusted professional partners allows us to bring the right expertise together to support clients through significant transactions.

A fantastic investment in two successful Sheffield businesses and the future of the city’s sporting infrastructure.

Read the full story:
🌐 www.principlefinance.co.uk/new-sports-business-future-for-sheffield-olympic-legacy-park-space

06/05/2026

We’re pleased to welcome Andy Preece to Principle Finance.

Andy brings a wealth of experience across the commercial funding space, with senior roles including Commercial Funding Director at Armstrong Watson, Northern Sales Director at Nucleus Commercial Finance, and leadership positions with Hitachi Capital, Metro Bank SME Finance, and RDM Factors. He’s also successfully run his own business, giving him a practical, real world perspective when working with business owners.

As a dad of four and grandad of two, Andy understands the importance of balancing ambition with responsibility. His time running a business, both before and after COVID and in a different country, has shaped a broader outlook and a strong understanding of the challenges businesses face day to day.

Outside of work, Andy is a Nottingham Forest fan, a keen runner, and enjoys live music, especially anything with an 80s vibe.

He joins Principle Finance with a focus on honesty, reliability, and building long term relationships. We’re excited to have him on board.

If you’re looking to explore funding options or just want a conversation around your business plans, feel free to reach out to Andy or get in touch with the team:

🔗 www.principlefinance.co.uk/contact-us

26/03/2026

Today is Purple Day, a global day to raise awareness of epilepsy. 💜

It’s a cause that’s incredibly close to home for us. James’ daughter, Ivy, lives with epilepsy, and like many families, it’s something that impacts everyday life in ways people don’t always see.

Purple Day is about starting conversations and reminding those living with epilepsy that they are not alone. For us, today is about Ivy, and about every family navigating similar challenges.

If you can, take a moment to learn more, show your support, or simply start a conversation. It all makes a difference.

Learn more about Purple Day:
www.epilepsysociety.org.uk/get-involved/purpleday

Epilepsy Society

02/03/2026

A great evening at the OEC Sheffield yesterday for “An Evening with Barry Bannan & Friends.” ⚽

James was kindly invited along by Ryan Holdsworth from Leonard Curtis and it was fantastic to see and meet so many Sheffield Wednesday FC legends and former players.

Even better, the night helped raise money for an incredible cause, Sheffield Children's Hospital NHS and Charity. 👏

11/02/2026

Early start on the padel court yesterday morning 🎾

Martin Marper from Santander UK stepped up to the challenge… but it was another solid victory for Principle Finance.

Who’s next? 👀

Address

Stalker Walk, Sharrow
Sheffield

Website

https://principlefinance.co.uk/

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