Lyonhurst Mortgages

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Lyonhurst Mortgages Mortgage & Protection advice.

There is no single mortgage type that suits everyone.Some borrowers prioritise:• Stability and predictable paymentsOther...
08/10/2026

There is no single mortgage type that suits everyone.

Some borrowers prioritise:
• Stability and predictable payments

Others may prioritise:
• Flexibility or movement with interest rates

The most suitable option depends on personal circumstances and preferences.

What would you like more room for in the future: new experiences, more family time or greater freedom?Financial planning...
07/10/2026

What would you like more room for in the future: new experiences, more family time or greater freedom?

Financial planning starts with understanding the life you want to live and the choices that can help you get there.

What would you like to make more time for?

Our   thought of the week.
06/10/2026

Our thought of the week.

A lot of the mortgage questions being searched online in 2026 are the same topics people regularly ask about when discus...
01/10/2026

A lot of the mortgage questions being searched online in 2026 are the same topics people regularly ask about when discussing home buying and remortgaging.

One question that appears frequently is:
“Can self-employed people apply for a mortgage?”

Self-employed applicants can apply for mortgages, although lenders may ask for additional documentation.
This may include:
• Tax calculations
• Business accounts
• Evidence of income stability

Requirements can vary between lenders depending on employment structure and trading history.

An Agreement in Principle can help show that affordability has been reviewed at an early stage.Some sellers and estate a...
24/09/2026

An Agreement in Principle can help show that affordability has been reviewed at an early stage.

Some sellers and estate agents may view this as:
• Evidence of borrowing potential
• Preparation before offering
• Intent to proceed

An Agreement in Principle is not a formal mortgage offer.

Most of us make financial decisions based on an assumption that tomorrow will look reasonably similar to today.We’ll con...
23/09/2026

Most of us make financial decisions based on an assumption that tomorrow will look reasonably similar to today.

We’ll continue working.
Our income will continue arriving.
And the bills will continue being paid.
Of course, life doesn’t always cooperate.

Illness, injury, caring responsibilities, relationship changes and unexpected changes at work can all affect household finances.
That is one of the themes being explored during Income Protection Action Week 2026, which looks at financial resilience across the full arc of someone’s working life, from their first job through career and family changes to later working life.

Whatever someone’s circumstances, understanding their regular expenditure, existing workplace benefits, savings and how long those resources might last if their income changed can help provide a clearer picture of their financial resilience.

Sometimes the most useful financial questions begin with “what if?”

Today marks the beginning of Income Protection Action Week 2026, with this year’s programme exploring the role income pl...
21/09/2026

Today marks the beginning of Income Protection Action Week 2026, with this year’s programme exploring the role income plays throughout different stages of our working lives and the “Moments That Matter.”

It’s easy to think about income as simply the number arriving in a bank account each month.
But consider everything that depends upon it.

The mortgage or rent.
Food and household bills.
Childcare.
Transport.
Holidays.
Savings.
Pension contributions.
The everyday things that make life, life.

Our circumstances can also change significantly during a working lifetime. We change jobs, start families, become self-employed, take on caring responsibilities and eventually begin thinking about retirement.

Income Protection Action Week provides an opportunity for the financial services profession to talk more widely about financial resilience and the importance of understanding what our everyday lifestyles depend upon.

The Bank of England has today held the base rate at 3.75%, keeping borrowing costs unchanged for now.The decision comes ...
17/09/2026

The Bank of England has today held the base rate at 3.75%, keeping borrowing costs unchanged for now.

The decision comes against a backdrop of renewed inflationary pressure, with UK inflation currently at 3.1%, above the Bank of England’s 2% target. Energy and fuel costs remain an important factor in the inflation outlook.

Bank Rate can influence the cost of borrowing, including mortgages and other loans, as well as the returns available to savers. However, changes in the base rate do not always feed through immediately or equally to individual products.

The Bank of England’s next scheduled interest rate decision is due in November.
[Source: BBC News, 17 September 2026]

Address

Unit 13 Neepsend Triangle Business Centre, 1 Burton Road
Sheffield
S38BW

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