Lyonhurst Mortgages

Lyonhurst Mortgages Mortgage & Protection advice.

We recently reviewed some of the most commonly searched mortgage-related questions online this year. Many reflected the ...
03/09/2026

We recently reviewed some of the most commonly searched mortgage-related questions online this year. Many reflected the same themes that often come up in general mortgage conversations.

One example that we have had this week is:
“How are monthly mortgage payments calculated?”

Monthly mortgage payments are usually influenced by:
• Property value
• Deposit size
• Interest rate
• Mortgage term length

Changes to any of these factors may affect monthly costs.
Payment amounts will vary depending on lender criteria and individual borrowing arrangements.

Our   thought of the week.
01/09/2026

Our thought of the week.

In some situations, mortgage arrangements can be reviewed before the end date of an existing deal.Reviewing earlier may ...
27/08/2026

In some situations, mortgage arrangements can be reviewed before the end date of an existing deal.

Reviewing earlier may provide:
• More time to explore options
• Additional planning time
• Greater awareness of future costs

Availability depends on lender criteria and individual circumstances.

A lot of the mortgage questions being searched online in 2026 are the same topics people regularly ask about when discus...
20/08/2026

A lot of the mortgage questions being searched online in 2026 are the same topics people regularly ask about when discussing home buying and remortgaging.

One question that appears frequently is:
“Can anyone predict when mortgage rates will fall?”

Mortgage rates are influenced by a range of economic and market factors, including:
• Inflation
• Bank of England decisions
• Market conditions
• Lender competition

Future rate movements cannot be predicted with certainty.
Some buyers choose to focus on finding a mortgage that suits their circumstances rather than trying to time market movements.

The latest figures released by the Office for National Statistics (ONS) today show that UK inflation rose to 2.9% in Jul...
19/08/2026

The latest figures released by the Office for National Statistics (ONS) today show that UK inflation rose to 2.9% in July, up from 2.6% in June.

Higher household energy costs were a significant factor behind the increase, following a rise in the energy price cap.

For the mortgage market, inflation is an important figure to watch because it forms part of the wider economic picture considered when interest rates are set.
The Bank of England base rate currently remains at 3.75%, meaning attention will now turn to how inflation and the wider economy develop over the coming months.

UK Chancellor John Healey says the British economy is "resilient" as he reacts to the rise in the inflation rate.
"Iran war inflation continues to impact prices here at home, but Britain’s economy is resilient," he says.
"We have cut VAT on electricity bills and capped bus fares at £2 – to give breathing space to those feeling the strain," Healey adds.
"There is more to do to restore hope and build a stronger economy where prosperity is shared more fairly across Britain."
[Source | BBC News |19th August 2026]

Some homeowners choose to review their mortgage periodically rather than waiting until the end of a deal.This can help t...
13/08/2026

Some homeowners choose to review their mortgage periodically rather than waiting until the end of a deal.

This can help them:
• Stay aware of expiry dates
• Understand current arrangements
• Reflect changes in personal circumstances

Mortgage products and lender criteria can change over time.

We looked at some of the most commonly searched mortgage questions online in 2026 and noticed something interesting…Many...
06/08/2026

We looked at some of the most commonly searched mortgage questions online in 2026 and noticed something interesting…
Many of them are very similar to the questions people ask in everyday mortgage conversations.

Here’s one that comes up regularly:
“Why do mortgage rates change?”

Mortgage rates can change regularly and are influenced by a range of factors, including:
• Bank of England decisions
• Inflation and wider economic conditions
• Lender competition
• Deposit size and borrower profile

The rates advertised online may not be available to every applicant, as eligibility depends on lender criteria and personal circumstances.

Address

Unit 13 Neepsend Triangle Business Centre, 1 Burton Road
Sheffield
S38BW

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