The Money Co-op

The Money Co-op Fair, people-focused savings and loans designed to help you feel money-positive.

We’re a trusted, ethical place for our members to save and borrow, run for the benefit of members, not for profit. Become part of our community of members helping members, saving and borrowing together. We provide a range of affordable financial services- including affordable loans and savings plans- for our members all over the UK. Since our launch in 1998, we’ve lent over £35 million at affordab

le rates, and always work in the best interest of our members. We conservatively estimate our affordable loans have saved members over £1.5 million in interest in the last 4 years alone, compared to interest they would have paid on borrowing the same amount elsewhere.

We’re closed today, Tuesday 8 September, for a staff training day 👋Our team will be spending the day learning, sharing i...
08/09/2026

We’re closed today, Tuesday 8 September, for a staff training day 👋

Our team will be spending the day learning, sharing ideas and working on how we can make things even better for you.

We’ll be back open as normal from 9am tomorrow, Wednesday 9 September.

Keep an eye on our Stories today for a few behind-the-scenes updates from the training day 👀

Faster withdrawals are here! 🤩Following our recent merger, we’re already making improvements to give you a better experi...
03/09/2026

Faster withdrawals are here! 🤩

Following our recent merger, we’re already making improvements to give you a better experience.

You can now request a withdrawal any time - day, night or weekend - and receive your payment within 15 minutes.

And this is just the first step 👀

Follow us for more updates as we continue bringing our services together and making things even better for our members.

🌞 Happy Bank Holiday Monday!We hope you’re having a lovely long weekend, whatever you’re up to 💛
31/08/2026

🌞 Happy Bank Holiday Monday!

We hope you’re having a lovely long weekend, whatever you’re up to 💛

📢 A reminder for members 📢Our Member App and Online Account Access will be unavailable from tomorrow, Saturday 29 August...
28/08/2026

📢 A reminder for members 📢

Our Member App and Online Account Access will be unavailable from tomorrow, Saturday 29 August, through to Bank Holiday Monday while we carry out important planned maintenance.

Access will return on Tuesday 1 September 📱

Thank you for your patience and understanding while we make these essential updates 👍

🎉 Another lucky lottery winner!We’re delighted to celebrate one of our members and their fantastic lottery win - congrat...
26/08/2026

🎉 Another lucky lottery winner!

We’re delighted to celebrate one of our members and their fantastic lottery win - congratulations! 🥳

And with bigger and better prizes now up for grabs, there’s even more to get excited about with our lottery.

Could you be our next winner? 🤞

Find out more 👉 www.themoney.coop/lottery/

📢 Important notice for members 📢Our Member App and Online Account Access will be unavailable over the August Bank Holida...
24/08/2026

📢 Important notice for members 📢

Our Member App and Online Account Access will be unavailable over the August Bank Holiday weekend, from Saturday through to Bank Holiday Monday, while we carry out important planned maintenance.

We wanted to give you plenty of notice so you can plan ahead 👍

Thank you for your patience and understanding while we make these essential updates 📱

Back to school costs can quickly add up 🎒✏️If you need a little extra help, our affordable, flexible loans can help you ...
20/08/2026

Back to school costs can quickly add up 🎒✏️

If you need a little extra help, our affordable, flexible loans can help you spread the cost - whilst you save alongside your repayments.

A responsible way to manage today’s costs while building them up for tomorrow 💚

Find out more 👉 www.themoney.coop/our-loans

Kathryn from Rochdale was one of our lucky Prize Linked Savings winners - and her prize is going towards some holiday sp...
18/08/2026

Kathryn from Rochdale was one of our lucky Prize Linked Savings winners - and her prize is going towards some holiday spending money ☀️✈️

With our Prize Linked Savings account, you can build up your savings with instant access to your money, while also getting the chance to win a cash prize every month.

Keep at least £10 in your account to qualify for the monthly draw, with cash prizes up for grabs. So while you’re saving for the things that matter to you, you could get a nice surprise too 🤞

Could you be our next winner?

Terms and conditions apply. Find out more 👉 www.themoney.coop/saving/prize-linked-savings/

Know someone who could benefit from joining the credit union? 😀Recommend us to a friend, family member or colleague and ...
14/08/2026

Know someone who could benefit from joining the credit union? 😀

Recommend us to a friend, family member or colleague and you could receive £20 for every successful new member you refer - not bad, right?

Just ask them to enter your name when they complete their membership application. Once they’ve successfully joined, we’ll send £20 to your account which you can access right away!

A little thank you for helping our credit union community grow 🤝

Terms and conditions apply - Find out more 👉 www.themoney.coop/help-build-our-community/

When you save with a credit union, your money does more than just earn interest 💚Your savings help us lend money to othe...
12/08/2026

When you save with a credit union, your money does more than just earn interest 💚

Your savings help us lend money to other members at fair, affordable rates. For some, that can mean avoiding high-cost lenders or paying off expensive debt.

Because we’re owned by our members, any money we make after running costs is returned to our members as a dividend on their savings.

That’s the credit union difference - money working for people, not shareholders 🤝

Address

Lock 50, Oldham Road
Rochdale
OL165RD

Opening Hours

Monday 9am - 4:30pm
Tuesday 9am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 4:30pm

Telephone

+443456023554

Alerts

Be the first to know and let us send you an email when The Money Co-op posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to The Money Co-op:

Shortcuts

Share

Category