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Monday 9am - 4:30pm Tuesday 9am - 4:30pm Wednesday 9am - 4:30pm Thursday 9am - 4:30pm Friday 9am - 4:30pm

The Money Co-op

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The Money Co-op

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Fair, people-focused savings and loans designed to help you feel money-positive.

We’re a trusted, ethical place for our members to save and borrow, run for the benefit of members, not for profit. Become part of our community of members helping members, saving and borrowing together. We provide a range of affordable financial services- including affordable loans and savings plans- for our members all over the UK. Since our launch in 1998, we’ve lent over £35 million at affordable rates, and always work in the best interest of our members. We conservatively estimate our affordable loans have saved members over £1.5 million in interest in the last 4 years alone, compared to interest they would have paid on borrowing the same amount elsewhere.

03/11/2026

What if saving happened automatically every payday?

For many of our members, saving directly from pay makes putting money aside part of their regular routine.

Our members, Charlotte, Jane and Matthew share how it works for them - including using those savings to help with things like Christmas 🎄

Your small money move today? Take a look at the amount you’re already saving.

Could you increase it? Would reducing it make it more manageable? Or is the amount you’re saving now just right?

There’s no right answer. It’s about finding what works for you and it all counts.

Find out more 👉 www.themoney.coop

02/11/2026

Think £10 a month is too little to make a difference? It all counts 🙌

£10 a month adds up to £120 over a year and as our member Angela explains, you don’t have to put massive amounts away for saving to become useful.

The important thing is finding an amount that feels affordable for you and making it a regular habit.

So, here’s your first small money move of the week: choose an amount you could save regularly and make it happen.

Whatever the amount, it all counts.

Find out more 👉 www.themoney.coop

31/10/2026

Ghosts? Fine 👻

A meeting at 4:30 on a Friday? Terrifying…

And don’t get us started on payday loans and loan sharks!

We decorated the office with the things that really scare us. What would you add? 🎃

29/10/2026

🏡💚 Greener homes, affordable loans

We're delighted to be one of the first lenders joining the UK Government's new Warm Homes Loan Scheme.

Our new Warm Home Loan helps homeowners spread the cost of solar panels, eligible heat pumps, battery storage and more.

✅ Borrow £7,501 to £25,000
✅ Just 2.7% APR, thanks to government support
✅ Affordable monthly repayments

Subject to eligibility, affordability checks and T&Cs. Installation loan limits apply.

Fair, affordable finance for a greener future.

Find out more 👉 www.themoney.coop/warmhomeloan

Subject to eligibility, affordability checks and T&Cs. Installation loan limits apply.

26/10/2026

👻 Keeping everyone entertained this half-term doesn’t have to give your wallet a fright!

Try these free or low-cost ideas:

🎬 Spooky film night: Pick a film together, make a den and raid the snack cupboard.

🎃 Pumpkin challenge: You’re never too old to carve a pumpkin! Get the whole family involved and do certificates for the funniest or spookiest design.

🧙 DIY costumes: Create a Halloween look using clothes and accessories you already own.

🍕 Halloween cook-off: Give homemade pizzas or biscuits a spooky makeover. If you’re flagging later in the week, give spaghetti and meatballs a spooky twist with a little black food colouring!

22/10/2026

🐾 Because they’re family too!

From dog-friendly getaways to those unexpected surprises, putting a bit aside regularly is always going to help.

Even a small amount saved each month soon adds up - whether it’s for a weekend away, a new cosy bed or just a little extra peace of mind 🥰

And if an unexpected cost comes along before your savings are quite there, we’re here to help you explore your options.

📱 Log in to your app to adjust your savings or find out more about borrowing 👉 themoney.coop/our-loans/

19/10/2026

🎄 Get ahead of the Christmas rush!

Christmas will be here before you know it. A little planning now could mean more time to put your feet up with a brew when December comes around.

If the year has flown by and you’re considering a loan to help with Christmas costs, we’re here for you.

📱 Already a member? Log in to your app to apply.

👉 Not a member yet? Join us here: themoney.coop/about-us/join-us/

15/10/2026

More than money, a credit union is somewhere to turn to. 💜

Being a steady presence starts with people. This International Credit Union Day, our members share what The Money Co-op and the team mean to them.

World Council of Credit Unions

15/10/2026

Why join The Money Co-op? Hear it from the people who did. 💜

This International Credit Union Day, we’re celebrating our members’ stories and the everyday things that matter to them.

World Council of Credit Unions

13/10/2026

This member has won £500 in our monthly prize draw, helping make their family holiday extra special! ✈️

You could be a winner too! Open a Prize Linked Savings account on our website or and how you'd like to fund it.

Every month, 7 winners share our cash prize of £3,000:
x1 £2000
x1 £500
x5 £100

Find out more 👉️ www.themoney.coop/saving/prize-linked-savings/

Address

Lock 50, Oldham Road
Rochdale
OL165RD

Opening Hours

Monday	9am - 4:30pm
Tuesday	9am - 4:30pm
Wednesday	9am - 4:30pm
Thursday	9am - 4:30pm
Friday	9am - 4:30pm

Telephone

+443456023554

Website

https://themoney.coop/

Alerts

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