Manchester Credit Union

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Manchester Credit Union Credit unions exist solely to provide affordable financial services to their members. We are run by our members, for our members.
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Mancs, not Banks: if you live or work in Manchester, Rochdale, Middleton, Bury, Trafford, High Peak & Tameside you can join us for easy saving and great loan deals. Manchester Credit Union is a not-for-profit financial co-operative serving people who live or work in the city of Manchester, Rochdale, Bury Trafford, High Peak & Tameside. You might not have heard of credit unions before but in many parts of the world, including Ireland, the USA and New Zealand, they are very important and successful financial institutions. In our case we offer savings, loans and a whole range of other financial services. Our range of innovative financial products includes ethical savings, affordable loans, Christmas club accounts to name but a few. All these services are supported by the excellent service of a dedicated, well-trained staff. Manchester Credit Union started as Beswick and Openshaw Credit Union in 1991 and was known as East Manchester Credit Union until February 2007. There are over 330 credit unions affiliated to the Association of British of Credit Unions (ABCUL) throughout England, Scotland and Wales. In the UK some 520,000 members have recognised the value of credit unions and have savings over £400 million with their credit unions. There are thousands employed in the sector and many more thousands are volunteers.

🧡 Happy International Credit Union Day! 🧡Today, credit unions around the world are celebrating this year's theme: "Coope...
15/10/2026

🧡 Happy International Credit Union Day! 🧡

Today, credit unions around the world are celebrating this year's theme: "Cooperative Finance: A Steady Signal in a Noisy World."

With so much noise out there – rising costs, confusing offers and endless headlines – we think there's real value in something simple and steady: a not-for-profit financial co-operative owned by the people it serves. That's us. 🙌

At Manchester Credit Union, our 35,000 members aren't customers – they're owners. Every saving and every loan helps keep money working for people right here in Greater Manchester.

Thank you to every member who makes that possible. 💛

12/10/2026

Congratulations to this months busy bee lottery winners!

The lucky winners have been contacted by email.

Our Busy Bee Lottery gives members the chance to win monthly prizes while supporting their local community.
It’s simple:
✅ Affordable entry
✅ Monthly cash prizes
✅ Supporting your local community
Are you in?
📲 https://manchestercreditunion.co.uk/member-hub/perks-initiatives/busy-bee-lottery

Would you keep debt from your partner?Our new research found that 59% of people across Greater Manchester have.And the p...
08/10/2026

Would you keep debt from your partner?

Our new research found that 59% of people across Greater Manchester have.

And the picture varies across the region — rising to 73% in Manchester, compared with 48% in Wigan.

These are just some of the findings in our Greater Manchester Money Report 2026, based on the views and experiences of 5,008 people across the region.

With 67% of people reporting some form of debt, the report takes a closer look at how we save, spend, borrow and talk about money — and what our money habits say about life across Greater Manchester.

💬 Why do you think talking about money can still feel so difficult?

📖 Read the Greater Manchester Money Report and discover the findings, here →https://manchestercreditunion.co.uk/wp-content/uploads/2026/09/FINAL-MCU00118_The-Greater-Manchester-Money-Report.pdf

It was great to see so many of you at the CLT staff wellbeing event at The Albert Halls in Bolton Centre!Catherine and J...
02/10/2026

It was great to see so many of you at the CLT staff wellbeing event at The Albert Halls in Bolton Centre!

Catherine and James attended the event discussing Manchester credit union and how we can help you 🤝

How does Greater Manchester really manage its money?What are people saving for? How are they managing debt? And who do t...
01/10/2026

How does Greater Manchester really manage its money?

What are people saving for? How are they managing debt? And who do they turn to for financial advice?

To find out, we commissioned the biggest study of Greater Manchester’s money habits, surveying 5,008 people across the region with independent research partner Censuswide.

The Greater Manchester Money Report 2026 explores how people are saving, spending and borrowing — and what this tells us about financial confidence and wellbeing across our region.

It’s a unique snapshot of how Greater Manchester manages money today.

And it’s the start of an important conversation.

📖 Read the Greater Manchester Money Report here →https://manchestercreditunion.co.uk/wp-content/uploads/2026/09/FINAL-MCU00118_The-Greater-Manchester-Money-Report.pdf

25/09/2026

What are you currently saving for?



It’s OK to feel not OK.Money worries can affect all of us.This UK Savings Week, remember that saving doesn’t have to mea...
24/09/2026

It’s OK to feel not OK.

Money worries can affect all of us.

This UK Savings Week, remember that saving doesn’t have to mean putting away huge amounts.

And if things feel overwhelming, you’re not alone. Talking about money worries is a strength, not a weakness.

Be kind to yourself, take things one step at a time, and remember: your financial wellbeing matters too. 💚

What could £5 a week add up to?It might not seem like much, but saving just £5 a week = £260 a year! Small amounts can q...
22/09/2026

What could £5 a week add up to?

It might not seem like much, but saving just £5 a week = £260 a year!

Small amounts can quickly add up, so why not start today? Whether it’s £5, £10 or whatever works for you — every little bit counts. 💰

💷 It’s UK Savings Week! 💷A little saved today can make a big difference tomorrow. 💡Putting money into a savings account ...
21/09/2026

💷 It’s UK Savings Week! 💷

A little saved today can make a big difference tomorrow. 💡

Putting money into a savings account can help you:
✨ Build a financial safety net
🎯 Work towards your goals
💰 Make the most of your money
🧘 Feel more prepared for the unexpected

Whether you’re saving for a holiday, a new car, your first home, or simply a rainy day — every little bit counts.

This UK Savings Week, why not take a look at your savings and make a plan for your future? 🌱

18/09/2026

To find out more about BackUp NorthWest go and check out the latest blog on our website.

We have donated £2,072.25 through the Busy BeeLottery which is played exclusively by our members and combines the opportunity to support local good causes with the chance of winning a monthly cash prize!

Address

Queens Court, 24 Queen St
Manchester
M25HX

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+441612315222

Website

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