Grange Mortgage & Protection Services

03/11/2026

Thinking about your next move? 🏡

Before you start viewing homes or putting yours on the market, it’s worth checking what your finances could make possible.

Your income, family or circumstances may have changed since your last move, and that can affect your mortgage options.

We can help you understand what you could borrow and plan your next steps with confidence.

Book a quick chat. No pressure, just helpful advice!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

02/11/2026

"Amazing customer service, fast and reliable" says Sarva on Google

★★★★★ Amazing customer service, fast and reliable

02/11/2026

As a first-time buyer, you may be focusing on getting your deposit saved up, and you're right to do so but there is more to the story! Today we're breaking down why the deposit isn't the only thing that matters 🔎

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

01/11/2026

A mark on your credit file doesn't mean the mortgage door is shut. 🔑

Lenders look at your whole situation, not just one issue from the past.

Here's what helps us get your case moving:

A bit of history on what happened and when it happened. 🔎

A copy of your credit report, so we can see the full picture early on. 💳

Proof that any debts have been paid off, if that applies to you. 💷

Your recent income and bank statements, so we know where things stand today.

There could be a lender out there who's a good match for your circumstances.

Speak to us and let's find out. ☎️

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

29/10/2026

We know that it can feel hard to keep up with the mortgage market on your own, and that's a fair feeling! The rate you see today may not be here tomorrow.

That's why you need a team with an ear to the ground on your side; that's why you need Grange! 💪🏼

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

29/10/2026

"Daniel from grange mortgage and protection services has provided the best mortgage advisor service I could’ve ever hoped for. He maintained highly standards and professionalism throughout, even answering my messages on days off and weekends. He’s the best in the business for sure." says Aaron on Google

★★★★★ Daniel from grange mortgage and protection services has provided the best mortgage advisor service I could’ve ever hoped for. He maintained highly standards and professionalism throughout, even answering my messages on days off and weekends. He’s the best in the business for sure...

28/10/2026

First-time buyers, there's some exciting news from the Autumn Budget!

Remember the Your First Home Scheme we mentioned a few weeks back?

Well, it's now been officially confirmed! ✅

This new government scheme is being introduced to help first-time buyers purchase a new-build home with a much smaller deposit.

🏡 You could buy with just a 2.5% deposit, alongside a government equity loan worth 20% of the property's value, with no interest charged for the first 5 years.

So, when can you apply?

📆 Applications are expected to open in February 2027, although this date hasn't been fully confirmed yet.

Before that, pre-registration will open before the end of 2026.

You won't be committing to a purchase by registering. Instead, you'll receive more details about eligibility and the maximum property prices in your area.

More information is available here:
https://www.gov.uk/government/publications/your-first-home/your-first-home

💷 There's also an update on savings for first-time buyers!

A new First Time Buyer ISA is being planned to offer a simpler way of saving towards a deposit.

It's intended to replace the Lifetime ISA for people opening a new account, but existing Lifetime ISA savers will be able to carry on using theirs.

We don't have a confirmed launch date for the new ISA just yet.

With these announcements, there's plenty for future homeowners to look forward to! 🤩

Thinking about buying your first home? We can help you explore your mortgage options and understand what these changes could mean for you.

📩 Drop us a message to have a chat!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

27/10/2026

Moving home doesn't have to mean turning family life upside down! 🏡

With a bit of planning, you could time your move around school holidays, avoid important exam periods and make the whole process feel less rushed.

I can help you plan ahead, work alongside your estate agent and make sure your mortgage fits your moving plans as closely as possible.

Thinking about moving? Get in touch early and let's start planning! 📦

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

26/10/2026

"Dealt with Fay at Grange mortgages I found her to be very professional & helpful throughout the application process, she kept me informed at every step. I would definitely recommend her to anyone needing a mortgage" says Liz on Google

★★★★★ Dealt with Fay at Grange mortgages I found her to be very professional & helpful throughout the application process, she kept me informed at every step. I would definitely recommend her to anyone needing a mortgage

26/10/2026

Not every lender looks at your application in the same way. 🤔

Something one lender turns down could easily get approved by another.

That's because each lender has its own criteria. Income, credit history, job type, and even the kind of property you're buying all get weighed up differently. 🔎

So a no from one doesn't mean it's a no everywhere else.

Self-employed? A few credit blips in the past? Income that's not straightforward, or a property that's a bit unusual?

None of that rules you out. We've helped plenty of people with tricky situations get a mortgage sorted. 🤩

A lot of it comes down to knowing which lenders are worth approaching, and in what order.

If you've written off getting a mortgage, speak to us first. 💬

You might be surprised what's possible.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE