Grange Mortgage & Protection Services

08/09/2026

Being a first-time buyer comes with loads of questions, and it's so easy to become confused when you're dealing with cconflictingadvice.

So we've cut out the noise and left behind the facts so you don't fall victim to any fake news on your mortgage journey! 🧭

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

07/09/2026

Rising energy bills are changing what first time buyers look for in a home. 🏡

51% say new builds are more appealing because of it, and it's not surprising! 64% also say that an EPC rating of C or above actually matters when house hunting.

But here's the bit people forget. A New build could need a different type of mortgage.

Go straight to your own bank and they might say no.

We work with lenders who understand new build mortgages properly, so you're not stuck with only one option.

Thinking about a new build? Speak to us first. 😊

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Source: https://theintermediary.co.uk/2026/08/51-of-ftbs-say-rising-energy-bills-make-new-build-homes-more-appealing-research-finds/

06/09/2026

Did you know that lenders will always want to know where your deposit, and sometimes other funds, came from? 🔎

This is called a 'source of wealth' or 'source of funds' check, and it's a routine part of the process.

You'll need evidence like bank statements, savings records, investment documents, or proof of a gift or inheritance. 🤔

Large or unusual payments into your account can raise questions, but it simply means the lender needs to verify the money.

Having all your documents organised can make a big difference and prevent delays with your mortgage application. ✅

Our team can help you understand exactly what you'll need before you even apply, ensuring everything is sorted.

We're here to help you get all your paperwork ready so you can move forward with confidence.

Book a chat with us today. ☎

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

03/09/2026

Your first mortgage appointment is nothing to be worried about, it's just a friendly chat about your history, goals and what home means to you. 🏠

Get in touch today!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

02/09/2026

"Had a really good experience and my mortgage advisor was very helpful. Lots of communication and a friendly service with great support." says Joe on Google

★★★★★ Had a really good experience and my mortgage advisor was very helpful. Lots of communication and a friendly service with great support.

01/09/2026

If you have a mortgage together, would you both be covered if one of you died? 💬

A joint mortgage doesn’t automatically mean joint life cover. If one partner dies, the surviving partner could be left responsible for the remaining mortgage alone.

Having the right cover in place can help protect your home and reduce the financial pressure at an already difficult time.

Not sure if you’re both properly covered? Let’s talk.

31/08/2026

We get this question a lot when sorting your mortgage appointment gets closer 🏡

Should I pay off credit cards, tackle other debts, or overpay on my current mortgage to secure a more suitable rate? 🤔

It's a common question with a very individual answer - it's entirely dependent on you, your goals, and your current financial situation.

Whilst paying off certain debts and credit cards can help, sometimes using savings to do so isn't the best plan

But don't worry, our team is here to help you weigh up all the different options. ⚖️

We'll look at your situation closely, do the sums, and help you make an informed decision about what path makes the most sense for you.

Let's chat about your options. 💬

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

31/08/2026

"We couldn’t be happier with the service we received from Ovidiu Gotea. He was absolutely fantastic throughout the entire process of buying our home. From the very beginning, Ovidiu was professional, knowledgeable, patient and incredibly supportive. He guided us through every step, explained everything clearly, answered all our questions and was always available whenever we needed advice or reassurance. Buying a home can be.." says Laura

★★★★★ We couldn’t be happier with the service we received from Ovidiu Gotea. He was absolutely fantastic throughout the entire process of buying our home. From the very beginning, Ovidiu was professional, knowledgeable, patient and incredibly supportive. He guided us through every step, ...

30/08/2026

Your monthly mortgage repayment is likely the most important and expensive bill; therefore, it needs to stay stable to keep your home in your name. 🏠

But what happens when illness stops you from working and sick pay runs out? 😥

This is where Critical illness cover comes in - it's a tax-free lump sum paid out after diagnosis, and it could help you keep your mortgage afloat, cover other bills, and keep the fridge full! 💷

This is especially important if you’re self-employed, as you probably don't have any sick pay in place.

Get in touch today to see how CIC could help you. 📲

27/08/2026

Thinking about remortgaging? Start early.

Leaving it until the last minute could mean missing out on better options. Starting around six months before your deal ends gives us time to review the market, secure a rate and make sure you’re ready.

Don’t wait. Let’s start planning your remortgage. ☎️

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE