Sutton Mortgage Solutions

31/10/2026

Happy Halloween 🎃

31/10/2026

Happy Halloween from all of us at Just Mortgages! 🎃👻

Wishing you a spooktacular evening filled with treats! 🍬

29/10/2026

A headline mortgage rate may catch your attention, but there is more to consider before choosing a deal.

Arrangement fees, cashback and fee-free options can affect the overall cost, while deal length and early repayment charges may influence how well it fits your plans. 🧾📅

Taking a closer look at these details could help you choose a mortgage that better matches your circumstances.

Read our new blog to find out more: https://tinyurl.com/2n6m7df9



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 20/10/2026

29/10/2026

The Budget often comes with lots of headlines, opinions and speculation.

We've pulled together some of the key announcements from today's Autumn Budget to help you stay informed.

If you're unsure how any of these changes could affect your plans, we're here to help.



Approved by The Openwork Partnership on 28.10.2026
Just Mortgages is a trading name of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

29/10/2026

🍫 A little half-term family time! 👨‍👧‍👦

Mortgage advice can wait for a day when it’s half term and it’s time to make some memories! 💜

Yesterday, we had a lovely day off visiting Cadbury World with the kids, enjoying plenty of chocolate and a bit of family fun! 🍫😋

On the way home, we stopped of at Reubens in Congleton for some food, and we were not disappointed. Lovely food, fantastic service, and an amazing offer with kids eating FREE this half term! 🍔🍟 (it's still on until Friday, so check it out on their page)

It’s always nice to switch off from work for a bit, spend quality time with the family and support some great local businesses along the way.

Back to the office today, for a day packed with all things Mortgages and Protection!

What are you all getting up to this half term?

🏡

28/10/2026

Could the Budget bring breathing space for families and fresh hope for first-time buyers?

John Phillips shares his reaction to the announcements and explains why mortgage advice matters when planning your next step.

Read John’s blog: https://tinyurl.com/yktt33wz

27/10/2026

The lowest mortgage rate does not always mean the lowest overall cost.

Fees, incentives, deal length and early repayment charges can all affect how mortgage options compare. 🔍🧾

Looking at the mortgage as a whole could help you make a more informed decision and find an option that suits your needs.

Read our new blog to find out more: https://tinyurl.com/2n6m7df9



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 20/10/2026

26/10/2026

26/10/2026

What could the upcoming Budget mean for your finances?

John Phillips, CEO of Just Mortgages, shares what he hopes, and expects to see, from support for household budgets to greater financial confidence for mortgage borrowers.

Read John’s pre-Budget blog: https://tinyurl.com/5x59h9tm

23/10/2026

🚨 LUNA HAS AN ANNOUNCEMENT!! 🚨

She’s been promoted to Head of Completions and even has a new neckerchief to mark the occasion!!

Because today is DOUBLE COMPLETION DAY!! 🔑🥳

Two sets of absolutely lovely clients completing on their house purchases today!

A genuinely lovely couple moving home and starting their next chapter and a lovely first-time buyer who is becoming the proud owner of the home she’s been renting 🏡

I genuinely couldn’t be happier for them and getting to be a little part of such a huge moment in someone’s life is pretty special. 💜

Luna meanwhile, is taking her new role VERY seriously. She’s worn the neckerchief, posed for the photo and will now be spending the rest of the day asleep 🐾

HUGE congratulations to my lovely clients!

Happy Friday from me and the Head of Completions! 🥂🏡💜

Sutton Mortgage Solutions

23/10/2026

When your current mortgage deal ends, you could move onto your lender’s follow-on rate.

This may change the amount you pay each month, so it helps to understand what happens next before your deal expires. 🏡📋

Reviewing your mortgage early gives you time to compare what your existing lender offers with other available deals and explore what could suit your circumstances.

Read our new blog to find out more: https://tinyurl.com/2n6m7df9



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 20/10/2026

21/10/2026

You may be able to review your mortgage options several months before your current deal ends.

Starting early gives you more time to compare deals, prepare your documents and check whether any early repayment charges apply. 🏡📅

Understanding your options in advance could help you plan your next steps around your circumstances and future plans.

Read our new blog to find out more: https://tinyurl.com/2n6m7df9



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 20/10/2026

15/10/2026

Your credit score is only one part of your mortgage application.

Lenders may also consider your income, deposit, existing debts, regular spending and overall affordability when assessing your circumstances. 🏡📊

Looking beyond the headline number could help you understand your position. A mortgage adviser can explain how these factors may affect your options.

Read our blog to find out more about credit checks and preparing for a mortgage: https://tinyurl.com/mr33bzc6



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 06/10/2026

13/10/2026

A lower credit score does not automatically mean a mortgage is out of reach.

If you have missed payments in the past, lenders may consider what happened, how long ago it occurred, the amount involved and your wider circumstances. 📋🏡

Each lender has its own criteria. Speaking openly with a mortgage adviser could help you understand which options may be suitable for your situation.

Read our blog to explore how credit history can affect a mortgage application: https://tinyurl.com/mr33bzc6



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 06/10/2026

08/10/2026

🗡️ IS EVERYONE READY?! 🗡️

Tonight we finally find out…

👀 Did Richard survive?
🤔 Was it utter stupidity… or a stroke of genius?

We’ll certainly be tuning in to find out! 👀🔥

But the real question is…

Would YOU rather be a 🗡️ TRAITOR or a 😇 FAITHFUL?

Be honest… 👇😂

06/10/2026

🚨Attention First Time Buyers🚨

Have a watch of this video from Felicity - Sutton Mortgage Solutions

30/09/2026

Proud to sponsor the Man of the Match at Macclesfield FC! ⚽

We had a fantastic afternoon at Macclesfield FC on Saturday as proud sponsors of the Man of the Match for their The National League North game against Harborough Town.

A great result for the Silkmen with a 1-0 win, and we were delighted to award Danny Elliott Man of the Match after he scored the only goal of the game. 👏⚽

Wayne had the pleasure of presenting Danny with his award after the final whistle. 🏆🍾

We also thoroughly enjoyed the hospitality in the Atelier Joinery Ltd Suite, including a lovely meal before the game. A huge thank you to everyone at Macclesfield FC for looking after us so well.

It was also great to see the Sutton Mortgage Solutions advertising board pitchside! 👀

A brilliant day supporting our local club and local community. 💙

Congratulations Danny and come on the Silkmen! 🔵⚪

15/09/2026

First appointments covering a lot of ground today which will keep me busy for the next few days for sure!

✔️ Joint borrower sole proprietor mortgage options
✔️ Life and critical illness protection
✔️ First time buyer with adverse credit
✔️ Home mover with 1 years self employed history

Lenders, Insurers……and coffee, I’m coming for you 📞💻☕️

Sutton Mortgage Solutions

05/08/2026

One of the biggest myths we hear from first-time buyers is:

"𝗜 𝗻𝗲𝗲𝗱 𝗮 𝟭𝟬% 𝗼𝗿 𝟮𝟬% 𝗱𝗲𝗽𝗼𝘀𝗶𝘁 𝘁𝗼 𝗯𝘂𝘆 𝗺𝘆 𝗳𝗶𝗿𝘀𝘁 𝗵𝗼𝗺𝗲."

The good news is that there are mortgage options available with as little as a 𝟮% deposit, subject to lender criteria.

If you're a 𝗳𝗶𝗿𝘀𝘁-𝘁𝗶𝗺𝗲 𝗯𝘂𝘆𝗲𝗿, you may have more options than you think. Every lender has different criteria, so getting the right advice can help you understand what's possible and find a mortgage that's right for you.

Buying your first home can feel overwhelming, but you don't have to navigate it alone. We'll guide you through the process from your first enquiry right through to getting your keys 🔑🏠.

If you're thinking about buying your first home, get in touch for a friendly, no-obligation chat 💜.

📞 𝟬𝟳𝟱𝟰𝟬 𝟱𝟭𝟵𝟱𝟵𝟳
📧 𝐰𝐚𝐲𝐧𝐞.𝐬𝐮𝐭𝐭𝐨𝐧@𝐣𝐮𝐬𝐭𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞𝐬.𝐜𝐨.𝐮𝐤

Your home may be repossessed if you do not keep up repayments on your mortgage.

Sutton Mortgage Solutions is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 05/08/2026.