East Cheshire Mortgages

East Cheshire Mortgages East Cheshire Mortgages are impartial, independent mortgage brokers and advisors who are not part of any of the large banks or building societies.

The mortgage market is changing and knowing your options could make all the difference.With the Bank Rate now at 3.75%, ...
02/09/2026

The mortgage market is changing and knowing your options could make all the difference.

With the Bank Rate now at 3.75%, there are plenty of reasons for buyers, home movers and those approaching the end of their fixed-rate deal to review their options.

Rather than trying to predict exactly what mortgage rates might do next, it can be far more useful to understand what’s available to you right now.

Every situation is different, and there may be more options than you realise - whether you’re looking to buy your first home, move house, remortgage or simply want to understand where you stand.

As an independent mortgage broker, we can compare the options available across the market, consider your individual circumstances and help you make an informed decision with confidence.

Buying? Remortgaging? Moving home?

Let’s have a chat and see what options are available to you.

Call us today on 01625 430444.

Always nice to get some appreciation for the work we do. Thank you SM.
19/08/2026

Always nice to get some appreciation for the work we do. Thank you SM.

We have recently moved to Charter House, Charter Way in Hurdsfield, please feel free to drop in and see us to discuss yo...
17/08/2026

We have recently moved to Charter House, Charter Way in Hurdsfield, please feel free to drop in and see us to discuss your mortgage options whether you are a first time buyer, looking to remortgage or looking to down or upsize, we are here to help.

Alternatively you can call us on 01625 430444 for impartial advice.

Thinking about spray foam insulation in your loft? Read this before you install it.Many homeowners don’t realise that sp...
07/08/2026

Thinking about spray foam insulation in your loft? Read this before you install it.

Many homeowners don’t realise that spray foam insulation can cause problems when remortgaging or selling their property.

Some lenders may:

Refuse to lend
Reduce property valuation
Require costly removal before approval

What seems like an energy-saving upgrade today could limit your mortgage options tomorrow.
Before making changes to your home, speak to a mortgage expert who understands lender criteria.

Call us on 01625 430444 for honest advice before you commit.

⚽ MATCH ANALYSIS: HOW LENDERS ASSESS AFFORDABILITY ⚽Every winning team has a game plan—and when it comes to getting a mo...
07/07/2026

⚽ MATCH ANALYSIS: HOW LENDERS ASSESS AFFORDABILITY ⚽

Every winning team has a game plan—and when it comes to getting a mortgage, lenders want to see yours.

It's not just about your salary. They look at the full picture, including:

✅ Your income
✅ Your regular outgoings
✅ Everyday living expenses
✅ Your deposit
✅ Your credit history
✅ Whether your repayments are affordable now and in the future

Think of it as the pre-match analysis before the whistle blows. The stronger your financial game plan, the better your chances of getting the green light.

At East Cheshire Mortgages, we'll help you understand what lenders are looking for and put you in the best possible position before you apply.

📞 Call 01625 430444 today

⚽ PENALTY SHOOTOUT: FIXED RATE VS VARIABLE RATE ⚽When it comes to choosing a mortgage, there’s no guaranteed winner.A fi...
21/06/2026

⚽ PENALTY SHOOTOUT: FIXED RATE VS VARIABLE RATE ⚽

When it comes to choosing a mortgage, there’s no guaranteed winner.

A fixed rate offers certainty and stability. A variable rate could save you money if rates fall - but comes with added risk if they rise.

Just like a World Cup penalty shootout, the right decision depends on your circumstances, your goals and your appetite for risk.

The key is having the right game plan before you step up to take the shot.
At East Cheshire Mortgages, we'll help you understand your options and find the mortgage that's right for you.

Call East Cheshire Mortgages today on 01625 430444.

As FIFA World Cup mania sweeps across the country, don't let your mortgage application get sent off ⚽A red card doesn't ...
14/06/2026

As FIFA World Cup mania sweeps across the country, don't let your mortgage application get sent off ⚽

A red card doesn't have to mean the end of the game.

Whether it's credit history, affordability concerns, or paperwork issues, expert advice can help you stay in play.

Call East Cheshire Mortgages today on 01625 430444 for impartial advice.

Looking for your first home?Don’t navigate the mortgage market alone.With changing rates and lender criteria, getting ex...
19/05/2026

Looking for your first home?

Don’t navigate the mortgage market alone.

With changing rates and lender criteria, getting expert guidance can make all the difference.

We help first-time buyers understand:

How much they can borrow
Deposit options
Monthly repayments
Available mortgage products

Give us a call today on 01625 430444 and start your home-buying journey with confidence.

09/05/2026

“Sum Assured”… sounds confusing, right?

It simply means the amount your loved ones will

receive from your life insurance policy when you die

Get in touch today.
https://hubs.li/Q04dTv9k0

Buying a property is one of the biggest decisions - but protecting it is just as important as securing the mortgage. 🏡Be...
08/05/2026

Buying a property is one of the biggest decisions - but protecting it is just as important as securing the mortgage. 🏡

Before you get the keys, make sure you’ve considered the essential insurances that keep your investment (and your peace of mind) safe:

✔ Buildings Insurance – Covers the structure of your home against damage
✔ Contents Insurance – Protects everything inside, from furniture to valuables
✔ Life Insurance – Ensures your loved ones can stay in the home if the unexpected happens
✔ Income Protection – Helps you keep up with payments if illness or injury affects your income
✔ Critical Illness Cover – Provides a financial cushion during serious health challenges

As an independent mortgage broker, we don’t just help you find the right deal - we can help you build a secure future around it.

Thinking of buying? Let’s make sure you’re covered from every angle.

Call East Cheshire Mortgages today on 01625 43044 to discuss your options.

Address

East Cheshire Mortgages, Suite 12, Charter House, Charter Way
Macclesfield
SK102NG

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 5:30pm

Telephone

+441625430444

Website

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