10/06/2026
“Can I get a mortgage with bad credit?”
Short answer? Sometimes, yes.
We know how disheartening it feels to think a past mistake might hold you back forever.
But not all lenders think the same.
Some look at the story behind the credit blip. Others focus on how you’ve managed things recently.
The key?
Don’t assume you’ll be declined before speaking to someone who understands the full market.
There are more options than most people realise.
Your home may be repossessed if you do not keep up repayments on your mortgage.