Simon Ward - Boxed Mortgages

Simon Ward - Boxed Mortgages With access to 1000s of mortgage deals we can provide exclusive deals as well as bespoke advice. We know that mortgages and protection aren't one-size-fits-all.

Boxed Mortgages is a friendly, dedicated mortgage and protection brokerage, committed to making your journey as simple and stress-free as possible. That's why we think outside the box, tailoring our advice to suit your circumstances, goals and future plans. Whether you're buying your first home, moving house, remortgaging or protecting what matters most, we'll guide you every step of the way, wrap

ping everything into a seamless, personalised service. With access to a comprehensive range of lenders and thousands of mortgage products, we take the time to search for a solution that's right for you and your individual needs. Based in Lincoln and supporting clients across the UK, we offer flexible appointments by video call, telephone or in person. Whether you'd prefer to meet in a cosy café, at home or at another convenient location, we'll work around your schedule. At Boxed Mortgages, we're passionate about building lasting relationships through honest advice, exceptional service and clear communication from start to finish.

02/09/2026

We're FINALISTS! 🎉

We're absolutely delighted to announce that BOXED MORTGAGES has been shortlisted as finalists for the Cover Excellence Awards 2026 - Small Intermediary of the Year!

As a small, independent mortgage and protection firm, this recognition means a huge amount to us and we just want to thank all our supporters!

Now for the win...🤞🤞

31/08/2026

🏡 Too Loyal to Your Home Insurer? 📦

When your home insurance comes up for renewal, do you automatically accept the renewal quote?

You're not alone.

Recent research shows that fewer homeowners are shopping around or switching insurers. At the same time, more than half of policyholders said their premium had increased compared to the previous year.

But here's the important thing. It's not just about finding a cheaper price.
Your home, your possessions and your circumstances can all change over time. If you've extended your home, renovated a room or bought expensive new belongings, your current policy may no longer provide the level of cover you need.

That's why it's worth reviewing your insurance every year, even if you're happy with your current provider.

✔️ At Boxed Mortgages, we take the hard work out of comparing policies. We'll help you understand your options, explain what's covered and help you find buildings and contents insurance that's right for your home and your budget.

👉 Read our latest blog to find out why reviewing your home insurance could save you more than just money.

💬 Follow Boxed Mortgages for regular home insurance tips, mortgage advice, property news and protection insights to help you make informed financial decisions.

🔗 www.boxedmortgages.co.uk
✉️ [email protected]
📲 07734203134

As with all insurance policies, conditions and exclusions will apply.

Sources:

https://www.insurancetimes.co.uk/analysis/shopping-and-switching-rates-continue-to-fall-among-home-insurance-customers/1458595.article

https://www.consumerintelligence.com/articles/why-softer-pricing-hasnt-reignited-switching

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26/08/2026

🏡 Navigating the Homebuying Process 📦

Buying a home should be an exciting milestone, but for many people, it can also feel overwhelming.

New research found that 60% of UK homeowners said the homebuying process had a negative impact on their mental wellbeing. From conveyancing delays and property chains to finding the right home and managing finances, it's easy to see why so many buyers feel under pressure.

The good news? There are ways to make the journey feel more manageable. Taking one step at a time, planning ahead, and making informed decisions can help reduce stress. It's also important not to cut corners on things like surveys or professional advice, as these could save you money and prevent costly surprises later.

✔️ That's where we come in.

At Boxed Mortgages, we do more than arrange your mortgage. We support you throughout the entire homebuying journey, liaising with lenders, estate agents and solicitors, keeping you updated, explaining everything in plain English, and helping to take the stress out of buying your home. Our goal is to make your move as smooth as possible, from your first enquiry right through to collecting the keys. 📦

👉 Read the full blog on our website for practical homebuying tips, or get in touch if you're planning to buy your first home, move home or remortgage. We'd love to help.

💬 Follow Boxed Mortgages for regular mortgage advice, first-time buyer tips, property market updates and homebuying insights to help you move with confidence.

🔗 www.boxedmortgages.co.uk
✉️ [email protected]
📲 07734203134

Your home may be repossessed if you do not keep up repayments on your mortgage.

You may have to pay an early repayment charge to your existing lender if you remortgage.

Sources:

https://www.mpamag.com/uk/news/general/homebuying-takes-a-mental-toll-on-three-in-five-uk-buyers-research-finds/576591

https://www.barratthomes.co.uk/advice-and-inspiration/is-buying-a-home-stressful/

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24/08/2026

🛡️ The Cost of Delaying Protection 📦

It's easy to think, "I'll sort it out later." After all, if you're young, healthy and busy with everyday life, life insurance or protection might not feel like a priority.

But delaying could cost more than you think.

As we get older, life insurance premiums often increase. If your health changes before you take out cover, you could face higher costs, exclusions or fewer options. Taking action sooner could help you secure cover while giving you and your family valuable peace of mind.

Protection is about more than just replacing an income. It can also play an important role in your wider financial planning, helping to protect your loved ones and support your long term goals. Recent changes to inheritance tax rules mean many families are also reviewing how their protection policies fit into their estate planning.

If you're planning to move abroad in the future, it's worth reviewing your options sooner rather than later, as your residency status could affect the cover available to you.

✔️ At Boxed Mortgages, we'll explain everything in plain English and help you choose protection that fits your circumstances, your family and your budget. No jargon. No pressure. Just honest advice to help you protect what matters most.

👉 Read the full blog on our website to learn why waiting could be more expensive than acting today.

💬 Follow Boxed Mortgages for more mortgage news, protection guidance and financial tips to help you make informed decisions with confidence.

🔗 www.boxedmortgages.co.uk
✉️ [email protected]
📲 07734203134

As with all insurance policies, conditions and exclusions will apply.

Source:

https://www.ftadviser.com/content/47c79204-94cc-4a88-b7a3-de16d85d7846

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19/08/2026

🏡 Changes in Borrower Behaviour 📦

The mortgage market is constantly evolving, and recent research shows that many borrowers are changing how they choose their next mortgage deal.

With mortgage rates continuing to fluctuate and economic uncertainty remaining, more homeowners are opting for two-year fixed-rate mortgages or tracker deals, hoping they'll have the opportunity to review their options again if rates improve. At the same time, demand for five-year fixed mortgages has fallen as borrowers seek greater flexibility.

While it can be tempting to follow current trends, the most popular mortgage isn't always the right one for your circumstances. Choosing between a fixed-rate mortgage, tracker mortgage or variable rate depends on your financial goals, budget and attitude to risk, not simply what's making the headlines.

✔️ That's where we can help. We'll take the time to understand your circumstances, explain your options in plain English and help you find a mortgage that's tailored to your needs. Whether you're remortgaging, moving home or buying your first home, we're here to help you make an informed decision.

👉 Read the full blog on our website to learn more about how borrower behaviour is changing, or get in touch for friendly, tailored mortgage advice.

💬 Follow Boxed Mortgages for regular mortgage market updates, remortgage tips, first-time buyer advice, property news and financial insights to help you stay one step ahead.

🔗 www.boxedmortgages.co.uk
✉️ [email protected]
📲 07734203134

Your home may be repossessed if you do not keep up repayments on your mortgage.

You may have to pay an early repayment charge to your existing lender if you remortgage.

Sources:

https://www.mortgagestrategy.co.uk/news/demand-for-variable-rates-doubles-moneyfacts/

https://www.moneyfactsgroup.co.uk/media-centre/consumer/rocketing-rates-drive-borrowers-toward-two-year-fix-and-variable-deals/

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17/08/2026

🔒 Garage Thefts on the Rise 📦

Home security is something many of us don't think about until it's too late.

New research shows that theft related home insurance claims reached a record high in the first quarter of 2026, with the average claim now standing at £4,350. At the same time, garage thefts have risen by 13% across Britain and, surprisingly, two in five break ins could have been prevented simply by closing and locking the garage door.

Garages and outbuildings often contain valuable items such as bikes, tools and garden equipment, making them an attractive target for thieves.

Now is a good time to review your home security. Simple steps such as locking garages, checking door and window locks, installing security lighting and understanding what your home insurance covers can help reduce your risk.

✔️ At Boxed Mortgages, we don't just help with mortgages. We can also help you arrange buildings and contents insurance, making sure you understand your cover and helping you find a policy that suits your home and your budget.

👉 Read the full blog on our website for more home security tips and find out how you can better protect your property.

💬 Follow Boxed Mortgages for more mortgage news, home insurance tips, property advice and protection insights to help you protect your home and your finances.

🔗 www.boxedmortgages.co.uk
✉️ [email protected]
📲 07734203134

As with all insurance policies, conditions and exclusions will apply.

Sources:

https://www.thisismoney.co.uk/money/bills/article-15801151/Home-insurance-payouts-theft-hit-record-high-start-2026-spike-garage-break-ins-revealed.html

https://www.thisismoney.co.uk/money/mortgageshome/article-15758603/Home-garage-thefts-rising-five-steps-turn-garage-fortress.html

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12/08/2026

👨‍👩‍👧 Protect Your Child's Future 📦

As parents, we spend so much time planning for our children's future. From their first home to their education, we all want to give them the best start in life. But have you thought about how they would cope financially if the unexpected happened?

Life insurance is not about expecting the worst. It's about making sure your family has financial support when they need it most.

Whether it's helping to cover the mortgage, household bills, childcare costs or even supporting future education, the right protection can provide valuable peace of mind during an incredibly difficult time.

Many people also don't realise there are different types of cover available. For example, Family Income Benefit pays a regular monthly income to your loved ones instead of a lump sum. For some families, this can be a practical way to replace lost income and help maintain day to day living costs.

✔️ At Boxed Mortgages, we'll take the time to understand your circumstances, explain your options clearly and help you find protection that suits your family and your budget.

👉 Read our latest blog on the website to learn more about protecting your family's future, or get in touch for a friendly, no obligation chat.

💬 Follow Boxed Mortgages for more mortgage tips, protection guidance and property insights to help you make informed financial decisions.

🔗 www.boxedmortgages.co.uk
✉️ [email protected]
📲 07734203134

As with all insurance policies, conditions and exclusions will apply.

Sources:

https://www.zurich.co.uk/life-insurance/start-protecting-your-childs-future

https://go2-mortgages.co.uk/blog/securing-your-childs-future-the-role-of-life-insurance-in-long-term-planning

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Lincoln

Telephone

+447734203134

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