Harry MacDavid - Mortgage & Protection Adviser

Harry MacDavid - Mortgage & Protection Adviser I’m a whole-of-market Mortgage & Protection Advisor for Grayling Mortgages based in uphill Lincoln

What do you think to the new logo? Many thanks to Webworthy for all of your work, can’t wait to launch the website!
02/11/2023

What do you think to the new logo? Many thanks to Webworthy for all of your work, can’t wait to launch the website!

Good news today, hopefully interest rates have peaked for borrowers, with many economists predicting interest rates coul...
02/11/2023

Good news today, hopefully interest rates have peaked for borrowers, with many economists predicting interest rates could begin to drop next summer.

Although some are erring on the side of caution following last weeks disappointing inflation figures.

If you wish to discuss your mortgage and your options, please get in touch.

Kind reviews make me feel incredibly fulfilled and fortunate to be helping people with my work! We had some bumps in the...
17/07/2023

Kind reviews make me feel incredibly fulfilled and fortunate to be helping people with my work! We had some bumps in the road but got there in the end, and soon my clients will be in their first home 🏡🎉

As promised, here is a brief breakdown of what Income Protection is, and how it can be of help to you.This is generic ad...
25/05/2023

As promised, here is a brief breakdown of what Income Protection is, and how it can be of help to you.

This is generic advice and may not be relevant to you and your personal circumstances. If you would like a chat and some tailored advice, please get in touch.

🚨100% MORTGAGES AVAILABLE🚨 Huge news in the mortgage world this week as a high street lender has released a mortgage pro...
10/05/2023

🚨100% MORTGAGES AVAILABLE🚨

Huge news in the mortgage world this week as a high street lender has released a mortgage product whereby they'll provide a mortgage of 100% of the property value, meaning no deposit is required.

This is available to first time buyers who have rented a property for 12 continuous months, during the last 18 months. The buyer needs to be able to prove a track record of paying the rent and associated property bills to be considered.

The 100% mortgage is subject to having no missed credit commitment payments in the last 6 months, and the mortgage payment cannot be higher than the current rental payment.

This is a huge step forward and will provide relief to many tenants who are struggling to save the usual required deposit to purchase a property, whilst having to pay rent.

If you have any questions about your eligibility for this product, please get in touch.

Your home may be repossessed if you do not keep up with your mortgage repayments.

YOU CAN SUBMIT YOUR 2022-23 TAX RETURN FROM 6th APRIL 2023• Have you been waiting to submit your latest tax return befor...
04/04/2023

YOU CAN SUBMIT YOUR 2022-23 TAX RETURN FROM 6th APRIL 2023

• Have you been waiting to submit your latest tax return before looking at your mortgage options?

• Have you been self employed for one year and now wish to explore the possibility of buying a property?

If you’d like any mortgage advice after submitting your 2022/23 tax return, please get in touch.

Please note I am a mortgage adviser and I am not qualified to offer tax advice.

HAPPY NEW YEAR to all of my clients new and old!Is 2023 the year you buy a new home? If this is a part of your plans, ge...
04/01/2023

HAPPY NEW YEAR to all of my clients new and old!

Is 2023 the year you buy a new home? If this is a part of your plans, get in touch and let's put a plan in place.

Whatever your dreams are for 2023, go and smash them!

Your home may be repossessed if you do not keep up with your repayments.

According to Nationwide, November 2022 saw the biggest monthly fall in house prices in two years as they fell by 1.4% fr...
01/12/2022

According to Nationwide, November 2022 saw the biggest monthly fall in house prices in two years as they fell by 1.4% from October.

🗞Here is the article if you would like to read more - https://www.bbc.co.uk/news/business-63818942

My opinion after reading the article:

- House prices are expected to fall given the longevity by which they have been increasing

- Given the increase to interest rates, it is no surprise we have seen some buyers being put off for now and therefore less demand for some properties

- The Government expect house prices to fall by 9% over the next two years, not too bad eh?

- Christmas isn't generally the time for people to start house hunting, but the New Year can be, so it'll be interesting to see what's in store

- If you're a first time buyer, house prices reducing can be a good thing

If you have any questions or concerns, drop me a message 📲

Address

Union Road
Lincoln
LN13

Telephone

+447818929695

Website

Alerts

Be the first to know and let us send you an email when Harry MacDavid - Mortgage & Protection Adviser posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Harry MacDavid - Mortgage & Protection Adviser:

Shortcuts

Share

Category