A&L Financial Solutions

A&L Financial Solutions Mortgages - first time buyers, movers, re mortgages, btl, adverse credit

Life / CIC / Income cover

Thank You for Your Amazing Review!We truly appreciate your kind words.Call A&L today at 07715 832346 or via email at Inf...
09/09/2026

Thank You for Your Amazing Review!
We truly appreciate your kind words.

Call A&L today at 07715 832346 or via email at [email protected]

PLEASE NOTE: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.


🚨‼️ £186,267👊 This is why you need the right covers🎉 Client literally just got off the phone with me now after receiving...
08/09/2026

🚨‼️ £186,267

👊 This is why you need the right covers

🎉 Client literally just got off the phone with me now after receiving the good news that his critical illness plan has paid out in full

Aged 35 🙏🏼
Suffered a type of stroke 😢
Intensive care for 12+ days in a coma 🏥

He’s literally just said to me about a conversation we had last year as he was thinking about cancelling his plans as he didn’t think he’d ever need them!!! 🤷‍♂️

If you want a review or need to put plans in place drop us a message 📥

Here's something we say to every single client:"There's no such thing as a silly question."Mortgages can feel overwhelmi...
08/09/2026

Here's something we say to every single client:
"There's no such thing as a silly question."
Mortgages can feel overwhelming, and the industry isn't always great at making things clear. That's on us — not you.

Whether you're wondering about the difference between fixed and variable rates, how much you can borrow, or what a completion date actually means — we love explaining it in a way that actually makes sense.

Our job isn't just to find you a mortgage. It's to make sure you feel confident and informed every step of the way.
That's the kind of service we're proud to offer.

Reach out anytime — we're always happy to chat.

Call A&L today at 07715 832346 or via email at [email protected]

PLEASE NOTE: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

5 things that can affect your mortgage applicationYour credit score (even old, missed payments matter)How long you've be...
05/09/2026

5 things that can affect your mortgage application
Your credit score (even old, missed payments matter)
How long you've been in your job
Your debt-to-income ratio
Too many credit applications in a short period
Not being on the electoral roll

None of these are deal-breakers on their own — but they all count. The key is knowing where you stand BEFORE you apply.

That's where we come in.

We'll look at your full picture and make sure you're in the best position possible before submitting anything.

Save this post and share it with someone who might find it helpful!

Call A&L today at 07715 832346 or via email at [email protected]

PLEASE NOTE: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Mortgage myth busted"I should just go to my bank for a mortgage."We hear this a lot — and while your bank might give you...
02/09/2026

Mortgage myth busted
"I should just go to my bank for a mortgage."
We hear this a lot — and while your bank might give you a decent deal, they can only offer you THEIR products.

An independent mortgage adviser searches the whole of the market (or a wide panel of lenders) to find the best deal for your specific situation.

That could mean a lower rate, a better product, or even getting approved where a bank might have said no.
Best of all? Our advice is often free to you — the lender pays us instead.

Any questions about how this works? Ask us below!

Call A&L today at 07715 832346 or via email at [email protected]

PLEASE NOTE: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Are yours❓Are your policies in trust? 🤷‍♂️This is a life plan that’s just been accepted and as you can see within 7 days...
01/09/2026

Are yours❓

Are your policies in trust? 🤷‍♂️

This is a life plan that’s just been accepted and as you can see within 7 days the beneficiaries are going to be paid a considerable sum 🙏🏼

This is because we put these in trust - meaning the right people get the right money at the right time ❤️

We do all this free of charge so give us a message if you need any help 📥

Just bought a home? Here's something your mortgage lender won't remind you about Your mortgage is probably your biggest ...
01/09/2026

Just bought a home? Here's something your mortgage lender won't remind you about Your mortgage is probably your biggest financial commitment.

But what happens to it if you were diagnosed with a serious illness — or if you're no longer around?

Having the right protection in place means your home stays YOUR home, no matter what life throws at you.

We always talk through protection alongside mortgages because it's just as important. It's not about being morbid — it's about being prepared.

Got questions about protection? We're here for a friendly, no-jargon chat anytime.

Call A&L today at 07715 832346 or via email at [email protected]

PLEASE NOTE: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Quick question: if you couldn't work for 3 months, could you still pay your mortgage?For most people, the honest answer ...
29/08/2026

Quick question: if you couldn't work for 3 months, could you still pay your mortgage?
For most people, the honest answer is… no. And that's not a personal failing — it's just reality.

Income protection insurance is designed exactly for this. It pays you a monthly income if you're unable to work due to illness or injury, so you can focus on getting better without the financial stress piling on.

It's one of those things you hope you'll never need — but you'll be SO glad you have it if you do.

Want to know what it might cost? It might surprise you. Get in touch!

Call A&L today at 07715 832346 or via email at [email protected]

PLEASE NOTE: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.


27/08/2026

Choosing the right provider for life and critical illness cover is important — because the right cover depends on your individual circumstances.
Not all providers offer the same options. Even if you have a family history of certain cancers or other medical conditions, there may still be suitable cover available.

That’s why it’s important to look at your circumstances and the options available rather than simply choosing the first policy you come across.

📞 Speak to the team at A&L Financial to discuss your options and find cover tailored to you and your family.
Call 07715 832346 or email [email protected]

Policies are subject to underwriting and terms and conditions. The type and level of cover suitable for you will depend on your personal circumstances.

Address

The Pines
Kingston Upon Hull
HU73GT

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