Emma Mortgages

Emma Mortgages 🏡 Mortgage & Protection Advisors
Our Expertise is Mortgages. Our Job is getting You the House 🤎
(1)

Repayment or interest-only — what's the difference? 🤔🏡If you've ever wondered why someone might choose one over the othe...
09/09/2026

Repayment or interest-only — what's the difference? 🤔🏡

If you've ever wondered why someone might choose one over the other, save this post for later.

There are important differences between the two, and the right option will depend on your individual circumstances and the lender's criteria.

Have a question? 👇

📲 Send us a message and we'll be happy to have a chat.



Your home may be repossessed if you do not keep up repayments on your mortgage.

Paid through CIS and thinking about getting a mortgage? 👷🏡You might be wondering how your income could be assessed when ...
07/09/2026

Paid through CIS and thinking about getting a mortgage? 👷🏡

You might be wondering how your income could be assessed when applying for a mortgage.

Different lenders can have different criteria, which is why understanding your options can be really useful.

📲 Message us “CIS” if you'd like to discuss your circumstances.



Your home may be repossessed if you do not keep up repayments on your mortgage.

Self-employed and thinking about getting a mortgage? 🏡Being self-employed doesn't necessarily mean you can't get a mortg...
04/09/2026

Self-employed and thinking about getting a mortgage? 🏡

Being self-employed doesn't necessarily mean you can't get a mortgage. Lenders can assess different types of income depending on your circumstances.

Whether you're a sole trader, director of a limited company or contractor, it's worth understanding what options may be available to you.

📲 Message us “SELF EMPLOYED” if you'd like to have a chat about your options.



Your home may be repossessed if you do not keep up repayments on your mortgage.

27/05/2026

As mortgage brokers we always recommend check my file as it gives you all 3 credit reports in 1 easy to read report.

Dont let credit issues stop you from getting on the property ladder, speak to a broker and get some advice 🏡🤎🫶

22/05/2026

Buying your first home? Here’s a simple checklist to get you started 🏡

✔ Check your credit score
✔ Save for your deposit
✔ Understand your budget
✔ Get an Agreement in Principle
✔ Start your property search

It can feel like a lot, but taking it step by step makes it much more manageable.

📲 Message us “FIRST” if you’d like help getting started

18/05/2026

A little behind the scenes of what goes into a mortgage 👀

There’s a lot more than people realise — from checking details to supporting clients every step of the way.

Buying a home can feel overwhelming, but having the right support makes all the difference.

📲 Message us “HOME” if you’d like help getting started

15/05/2026

Wondering how much you might be able to borrow for a mortgage? 🏡

As a general guide, lenders may offer around 4–4.5x your income depending on your circumstances.

For example:
£30k income → around £120k–£135k
£50k income → around £200k+

Everyone’s situation is different, but this gives you a rough idea of what could be possible.

📲 Message us “BORROW” and we’ll help you understand your options

14/05/2026

🏡For Sale 2 Bed Apartment £175,000

📍Albion Street, Kenilworth

This spacious two-bedroom top floor apartment is located in a popular development, just a short walk from local shops, Kenilworth Town Centre, and Abbey Fields. It features gas central heating, double glazing, two double bedrooms, a generous lounge/dining room, a well-fitted kitchen, a utility/cloaks room, and a modern bathroom, along with well-maintained communal gardens. Offered with no upward chain, viewing is highly recommended.

📧[email protected]
📞01926 257540

https://psh.pt/njpekuf

11/05/2026

New Website Coming Soon 🏡🤎😍
Emily Barnes Becky OConnor

11/05/2026

This could be you… walking into your own home 🏡

If you're currently renting or thinking about buying, it’s worth exploring what could be possible for you.

Everyone starts somewhere — the first step is just understanding your options.

📲 Message us “HOME” and we’ll happily guide you through it

Address

Kenilworth

Telephone

+447581295195

Website

Alerts

Be the first to know and let us send you an email when Emma Mortgages posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Emma Mortgages:

Shortcuts

Share

Category