Warwickshire Mortgage Lady- Krystle

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Warwickshire Mortgage Lady- Krystle Expert Mortgage and Protection Broker and Later Life Lending Adviser.

05/11/2026

Thinking about equity release but not sure where to start? You’re not alone, and there’s no rush at all.

It’s a big decision, so I like to keep things simple, honest and jargon free. If this video got you thinking, or you’ve got a question of your own, pop it in the comments or send me a message. Always happy to chat it through, no pressure.

Equity release advice only for lifetime mortgages, we do not advise on home reversion plans.

03/11/2026

Can i borrow more when I remortgage?

02/11/2026

Can i borrow more when i remortgage

30/10/2026

Can you still move home after taking out equity release?

Some people think it ties them to their current house for good, but that's not usually the case. Most plans are designed to move with you, as long as your new property meets the lender's criteria. It's always worth checking the finer details of your own plan rather than assuming either way.

Even if a move feels a long way off, it's a fair thing to ask about now.

Equity release advice only for lifetime mortgages, we do not advise on home reversion plans.

29/10/2026

You can lock in your next rate before your current one even ends.
Such a common worry, and the reality is nothing like what people expect.
Want this looked at for your situation? Send me a DM and I'll talk you through it.

28/10/2026

Leaving it to the last minute is the most common remortgage mistake.
A client asked me almost this exact thing on a call recently, so here's the full answer.
Share this with someone who needs to see it.

27/10/2026

Can I take some equity out as cash when I move?
A move can sometimes free up more than just a new house 💸
It's occasionally possible to borrow a touch more and take some equity out as cash.
Affordability still needs to stack up properly, so it's not a given for everyone.
DM me if there's a reason you'd want to release some funds.

26/10/2026

What happens if the interest ends up being more than your house is worth?

This is usually the first question people ask me, and it's a fair one. Plans that meet industry standards come with something called a no negative equity guarantee. In plain English, that means neither you nor your family will ever owe more than the home eventually sells for.

Definitely one worth asking about early on, just for your own peace of mind.

Equity release advice only for lifetime mortgages, we do not advise on home reversion plans.

23/10/2026

Think mortgages can't stretch to weddings and big life moments? They can.
I love this question, mostly because the real answer surprises people every time.
Curious how this applies to you? Send me a DM and let's have a look.

22/10/2026

What happens to my mortgage if I buy a more expensive home? Here's the real answer 👇
Upsizers worry the jump in price is out of reach.
Often you can port your deal and add extra borrowing on top.
Affordability and the property decide what's possible.
So why assume a pricier home is beyond you without checking?
Want a proper answer for your own situation? Join my email list (link in bio) and let's talk it through.

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