Randal McLister - Mortgage and Protection Broker

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Randal McLister - Mortgage and Protection Broker Mortgage Broker | 📍Edinburgh & the UK
Helping people understand their options when buying, moving or remortgaging
Clear, straightforward advice

03/11/2026

“He thought outside the box and came up with great solutions.” ⭐

That’s what one of my clients said after I helped them secure a buy to let mortgage, which let them move to a property in Edinburgh that better suited their needs. They also mentioned quick replies, even outside working hours, and having the details explained clearly.

Stuck on how to get the property you need? Send me a message and let’s talk.

Last week was another busy and rewarding one at Munro Mortgages, with the opportunity to spend time across three of Scot...
02/11/2026

Last week was another busy and rewarding one at Munro Mortgages, with the opportunity to spend time across three of Scotland's key cities, meeting great people, building relationships and discussing the ever evolving mortgage and property market.

The week started in Edinburgh, my home city, where I had the pleasure of joining Kensington Mortgages for lunch at the W Hotel, Edinburgh. Alongside some incredible panoramic views across the capital, there were honest and insightful discussions about the mortgage market and some of the challenges and opportunities brokers are currently facing.

Later in the week, I headed west to Glasgow to attend Paradigm Mortgage Services Strategy event, hosted at LendInvest's offices in the city. It was another excellent day of learning, development and open discussion with industry professionals who are all working hard to deliver positive outcomes for their clients.

The week then finished in Dundee at The . It was fantastic to see over 800 people in attendance, celebrating the success, innovation and achievements of businesses across Scotland. My thanks go to Thorntons Law LLP for the invitation and their hospitality throughout the evening.

One of the things I enjoy most about working in mortgages is the variety that every week brings. Whether it's meeting lenders, attending industry events, supporting clients or building professional relationships, no two weeks are ever quite the same.

Now onto another busy week, with all eyes on the upcoming Bank of England Monetary Policy Committee decision and what it could mean for interest rates and the mortgage market going forward.

Every Mortgage Has a Story: A Fresh Start After SeparationFollowing a separation, a client wanted to understand whether ...
01/11/2026

Every Mortgage Has a Story: A Fresh Start After Separation

Following a separation, a client wanted to understand whether buying a new home on their own was achievable before making any major decisions.

The affordability was a little stretched, so we explored all available income sources, including maintenance payments from their former partner and eligible benefit income. By taking an overall view of the client's circumstances, we were able to secure a mortgage offer in under two weeks.

When relationships change, understanding your mortgage options early can provide clarity and confidence for the next chapter.

Thinking about separating? It can be worth exploring your mortgage options before any property goes on the market.

Munro Mortgages lastest blog is here 👇Second charge mortgages have a bit of an image problem. Many people assume they’re...
29/10/2026

Munro Mortgages lastest blog is here 👇

Second charge mortgages have a bit of an image problem. Many people assume they’re... Want to know more?đŸ€™07894 268 018 or ✉ [email protected] https://f.mtr.cool/uedskq5x1u

27/10/2026

“Very straightforward and not at all stressful!” ⭐

That’s how one of my clients described their remortgage with me. I guided them through every stage and explained each step in plain English, so they always knew what was happening and what came next.

Remortgaging, or need specialist mortgage advice? Send me a message and let’s talk.

When Speed Makes the DifferenceA client had successfully outbid a cash buyer for a property but needed to demonstrate th...
26/10/2026

When Speed Makes the Difference

A client had successfully outbid a cash buyer for a property but needed to demonstrate they could proceed quickly to reassure the seller and estate agent.

Time was critical. We gathered the information required immediately, submitted the application without delay and secured a mortgage offer within just three days.

The speed of the process gave everyone confidence that the purchase could proceed smoothly and the client has now moved into their new home.

Sometimes the right mortgage is not just about the interest rate. Sometimes it is about getting there quickly.

When deadlines matter, preparation and experience can make all the difference.

Munro Mortgages lastest blog is here 👇How to Get a Mortgage and buying a home is exciting, but the mortgage side of thin...
22/10/2026

Munro Mortgages lastest blog is here 👇

How to Get a Mortgage and buying a home is exciting, but the mortgage side of things can... Want to know more?đŸ€™07894 268 018 or ✉ [email protected] https://f.mtr.cool/vhcuyqn5ma

Newly Self Employed Doesn't Always Mean Waiting YearsA dentist had recently made the move from employed to self employed...
19/10/2026

Newly Self Employed Doesn't Always Mean Waiting Years

A dentist had recently made the move from employed to self employed and had been trading for less than a year.

Many people assume they need several years of accounts before obtaining a mortgage, but that is not always the case. By understanding the client's profession and future earning potential, we sourced a lender willing to consider confirmation of anticipated income alongside the earnings of their partner.

The result was a successful mortgage application that allowed the couple to purchase the home they really wanted, without having to delay their plans for several years.

Every lender views self employed applicants differently and sometimes experience makes all the difference.

Recently become self employed? Your options may be broader than you expect.

18/10/2026

“Randal stood out as a very professional adviser who knew his trade, his craft, and his products very well.” ⭐

That’s what one of my clients said after first coming to me for mortgage advice when they returned to the UK. They shopped around, chose to work with me, and have come back multiple times since for remortgages and product transfers.

Thinking about a mortgage, remortgage or product transfer? Send me a message and let’s talk.

Munro Mortgages lastest blog is here 👇By Munro Mortgages If you have start a new job or just changed jobs, or you’re abo...
15/10/2026

Munro Mortgages lastest blog is here 👇

By Munro Mortgages If you have start a new job or just changed jobs, or you’re about to, you... Want to know more?đŸ€™07894 268 018 or ✉ [email protected] https://f.mtr.cool/6wf3i5mwl6

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