Carnegie Mortgage & Protection Ltd

28/05/2026

Are you a first time buyer looking to get on the property market but struggling to save a deposit?

The Scottish Government has re-introduced the First Home Fund to help. You can secure £10,000 towards your first home with a property up to the value of £300,000.

Get in touch with us for more information on: 01383 665250 or 01592 407080.

The Scottish government has launched the First Homes Fund for those looking to get on the property ladder.

22/05/2026

Very best of luck to our local team Dunfermline Athletic in the Scottish Cup Final tomorrow. COYP 🏁🏁🏁

09/05/2026

Our amazing Self Build master Colin Sneddon at theHomebuilding & Renovation show Glasgow today! Pop along and see him! Colin specialises in Self Build and Renovations! As you can see Colin always receives 5 ⭐ reviews. 💙

17/04/2026

All the best from us at Carnegie to the Pars at Hampden tomorrow in The Scottish Cup Semi Final. Good luck boys COYP 🏁🏁🏁

08/04/2026

Self-Employed? Finding hard to get a mortgage?

Self-employed and finding it difficult to secure a mortgage? We've helped hundreds — in fact thousands — of self-employed clients achieve their mortgage goals. If your current bank can't assist or you're stuck in a "computer says no" situation, call us for a free chat on 01383 665250 or 01592 407080.

11/02/2026

"I'm type 1 diabetic so I won't get mortgage protection"

These were the first words a client said to us yesterday when we stated our discussion arond mortgage related insurance.
However, this is not true! We've collaborated with insurers who are willing to offer mortgage coverage despite such health conditions. To clarify, this client and his spouse have had a mortgage for several years without protection due to this misconception. This oversight could have led to significant financial strain on his family if anything happened to him. We have since provided him with quotes, and he plans to move forward this week. If you're facing a similar health challenge, feel free to contact us for a discussion at 01383 665250 or 01592 407080.

09/02/2026

"'I've had a blip on my credit report; can I still obtain a mortgage?"

This was the initial query an existing client put to us last Friday. Upon reviewing the situation, we discovered that a default had been recorded on her credit report in June 2024, shortly after we had processed her previous mortgage. However, after discussing the matter with the client, we realised this issue arose through no fault of her own. She had settled the debt, and the default should never have been logged. Armed with this information, we communicated with a lender who understood the situation and agreed to move forward with the application at a typical high street rate.

If you find yourself in a similar predicament, feel free to contact us, and we might be able to help. Reach us at 01383 665250 or 01592 407080.

23/01/2026

Life Insurance!!

Recently, we assisted a client with securing a new mortgage. Our focus then shifted to ensuring that his family would be able to retain their home in the event of a tragedy. It was at this moment we discovered he had suffered a heart attack five years prior. "I'll never qualify for insurance," he thought. NOT TRUE! We work alongside several insurers who are open to providing cover for individuals in this situation. If you also believed that a past medical condition would hinder you from securing peace of mind for your loved ones, reach out to us for a discussion at 01383 665250 or 01592 407080.

19/01/2026

Attention Contractors!!

We had a client in today in a rather unusual situation that I thought was worth sharing. This individual had been employed in the same sector with the same company for many years, holding the same role, until he faced redundancy last September. He attempted to secure new employment, but it turned out to be more challenging than he initially expected. Consequently, he opted for a temporary contract instead of a permanent role. To finalise the contract, he was required to establish a limited company to receive payments for his work. As he had only recently set up the business, he had no financial records for the limited company and only one invoice, having commenced the position in December. After making several calls, we managed to identify a lender willing to offer a loan based on that single invoice. They agreed to lend, considering his extensive experience in the same job, despite the absence of limited company accounts. Have you postponed buying a new house or remortgaging due to a similar situation? If so, contact us at 01383 665250 or 01592 407080 for a discussion.

16/01/2026

Yesterday, a client visited us after facing difficulties with her bank while attempting to secure a mortgage.

Her situation involved purchasing a property at the end of 2025 with funds given by her parents, with the understanding that she would remortgage the property to reimburse them. However, her bank turned down her request due to their policy requiring property ownership for at least six months prior to refinancing. We quickly identified a lender and submitted her application on the same day, enabling her to repay her parents sooner than the six-month waiting period, which was a major concern for her. If you've experienced similar challenges with lenders enforcing this "6-month rule," feel free to reach out to us at 01383 665250 or 01592 407080 for a conversation.