Dedicated Mortgage Solutions

05/08/2026

We’re delighted to welcome Siobhan McGuinness to the team at Dedicated Mortgage Solutions.

As our business continues to grow, it’s great to have another experienced mortgage and protection adviser working alongside us to help support our clients.

We’re looking forward to seeing Siobhan develop her business as part of Dedicated Mortgage Solutions and wish her every success in her new role.

Welcome to the team! 🎉

30/07/2026

Thank you Chris and Sue for the lovely gift you sent as a thank you for the help I gave you with your mortgage. So kind and much appreciated.

06/07/2026

Which Protection Product Solves Which Problem? 🤔

Many people know they should have protection in place, but they're not always sure which type of cover does what.

Here's a simple guide:

❤️ Life Cover
Problem it solves: Your family would struggle financially if you died.
Solution: A lump sum payment to help support your loved ones, pay off debts or cover living costs.

🩺 Critical Illness Cover
Problem it solves: You're diagnosed with a serious illness and need financial support during recovery.
Solution: A tax-free lump sum that can be used however you choose, whether that's paying the mortgage, replacing lost income or adapting your home.

💼 Income Protection
Problem it solves: You can't work due to illness or injury.
Solution: A regular monthly income to help cover your essential bills while you recover.

Think of it like this:
✔️ Life Cover protects your family's future.
✔️ Critical Illness Cover protects your recovery.
✔️ Income Protection protects your monthly income.

Each product is designed to solve a different problem, and for many people, they work best together.

Not sure which protection is right for you? Let's have a chat.

👉📞Email [email protected] or contact us on 07824990672 to arrange your review.

11/06/2026

AI Can’t Fight Your Corner. I Can.

AI is changing the mortgage industry.

It can compare rates, it can search criteria, it can answer basic mortgage questions in seconds. And that's great.

📞But when a lender has concerns about your application, AI isn't picking up the phone to speak to an underwriter.

🗣️AI isn't explaining why a missed payment from three years ago doesn't reflect your situation today.

📂AI isn't discussing complex income, self-employment accounts, maternity leave, gifted deposits, or unusual circumstances that don't fit neatly into a box.

🤝AI can't build relationships, use experience, judgement and advocate for you when a lender needs reassurance before making a decision.

Getting a mortgage isn't just about finding a rate, it's about presenting your case properly, navigating obstacles, and finding solutions when things get complicated.

Technology helps me work faster, but it isn’t the mortgage broker.



Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

18/03/2026

📈 Mortgage rates spike…

We saw a number of lenders increase their mortgage rates last week, showing just how quickly the market can change.

For anyone looking to buy, re-mortgage, or secure a new deal, keeping up with these changes can feel overwhelming.

This is where using a mortgage broker can really help 👇

🔎 Access to a wide range of lenders – not just the ones you see on the high street
📊 Up-to-date market insight – we keep track of rate changes as they happen
💡 Tailored advice – finding the most suitable deal for your personal circumstances
⏱️ Saving you time and stress – we compare options and handle the process for you

With rates changing regularly, having someone monitoring the market and guiding you through it can make all the difference.

If you're thinking about buying, re-mortgaging, or reviewing your current deal, now is a good time to speak to a broker.

📩 Feel free to message us to explore your options.



Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

24/12/2025

03/07/2025

Fixed rate coming to an end?

With expert knowledge, we have access to exclusive deals and lenders that are not always available on the high street. We scour our panel whilst considering your personal circumstances and presenting the most suitable solution for you. We have access to a comprehensive lender panel and it is our duty to ensure that we provide a competitive deal for you.

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

08/05/2025

Bank of England cuts base rate to 4.25%

15/02/2025

Getting your mortgage pre-approved is one of the biggest steps in owning your own home.

With a pre-approved mortgage, you’ll be building better buying credibility and getting an edge in the competitive housing market of today!

Contact us today about getting your pre-approved mortgage and get ahead of the curve!

Call us on either 01383 722120 or 07824 990672 (if we're not available leave us a message and we will call you back) or alternatively email [email protected]

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

06/02/2025

Today the Bank of England has announced it is reducing its base rate from 4.75% to 4.50%. You may find this article on interest rates of interest (no pun intended!!)

Bank of England interest rates affect the mortgage, loan and savings rates for millions of people.