Dolphin Financial Services

Dolphin Financial Services Dolphin Financial Services Limited Dolphin Financial Services Limited, trading at 9 Springwell Avenue, Durham, DH1 4LY.

Company registered at 9 Springwell Avenue, Durham, DH1 4LY. Company Registered in England & Wales (12543354). Dolphin Financial Services Limited is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the financial conduct authority. The Financial conduct authority does not regulate buy to let mortgages. Soc

ial media posts aimed at UK customers only. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. The firm usually charges a fee for mortgage advice, however this will depend on your circumstances.

Being so busy this year, we completely missed that we have well over 200 FIVE STAR reviews over Google and Facebook.We w...
23/06/2026

Being so busy this year, we completely missed that we have well over 200 FIVE STAR reviews over Google and Facebook.

We would both like to thank each and every one of our clients for their support.

Just like every team needs a game plan to reach the final, every homebuyer needs a mortgage strategy to reach their prop...
18/06/2026

Just like every team needs a game plan to reach the final, every homebuyer needs a mortgage strategy to reach their property goals.

🏆 Group Stage: Get mortgage-ready and understand your budget.

âš˝ Knockout Rounds: Compare lenders and secure an Agreement in Principle.

🥅 The Final: Complete on your dream home and lift the trophy!

Whether you're a first-time buyer, remortgaging, or moving home, having the right team behind you can make all the difference.

Your home may be repossessed if you do not keep up repayments on your mortgage

Mortgage rates were volatile. Lenders cut rates early in May to attract business, but many rates rose again later in the...
16/06/2026

Mortgage rates were volatile. Lenders cut rates early in May to attract business, but many rates rose again later in the month.

Best fixed-rate deals remained around 4.6%, while average two- and five-year fixed rates were closer to 5.2%.

The Bank of England held interest rates, but expectations of future rate cuts weakened, putting upward pressure on mortgage pricing.

You’d need 5% of the property’s value for a deposit in order to get access to 95% Mortgage Rates in the UK. For example,...
04/06/2026

You’d need 5% of the property’s value for a deposit in order to get access to 95% Mortgage Rates in the UK. For example, on a property worth £100,000, you’d need at least £5,000.

A larger deposit means a lower Loan to Value (LTV).

As your deposit increases to 10%, 15% etc, the interest rates you will have access to decrease.

Your home may be repossessed if you do not keep up repayments on your mortgage

"Bad credit means you can’t get a mortgage” … not quite.It’s one of the biggest myths we hear—and it stops a lot of peop...
28/05/2026

"Bad credit means you can’t get a mortgage” … not quite.

It’s one of the biggest myths we hear—and it stops a lot of people from even trying.

Here’s the reality 👇

Having bad credit doesn’t automatically mean “no.” It means lenders will look a bit closer.

✔️ Missed payments? There may still be options
✔️ Defaults or CCJs? Not always a deal-breaker
✔️ Self-employed with a rocky history? Still possible

Every lender has different criteria—and some are far more flexible than others.

That’s where working with a broker makes the difference. We know which lenders are more likely to say YES based on your situation.

Your home may be repossessed if you do not keep up repayments on your mortgage

YEP!… but always within your means.Starting to feel like your fixed rate payments are a bit too comfortable? Maybe you h...
26/05/2026

YEP!… but always within your means.

Starting to feel like your fixed rate payments are a bit too comfortable? Maybe you have had a pay rise or came into some money?

Mortgage overpayments can be made on a recurring basis, or a one off lump sum. Speak to your broker first and they will tell you if this is within your overpayment limit (If you have one!).

Online calculators can be a great way of working out how many years your overpayments will shave off the mortgage. A little goes a long way!

Life insurance is designed to help protect the home you’ve worked hard for. In many cases, it could help:✔️ Pay off the ...
22/05/2026

Life insurance is designed to help protect the home you’ve worked hard for. In many cases, it could help:

✔️ Pay off the remaining mortgage should you pass away.
✔️ Reduce financial stress for your loved ones.
✔️ Give your family more security during a difficult time.

A lot of people assume it’s expensive… but it’s often more affordable than they think.

For an average 30 year old, none smoking male, £200,000 of cover would be just £7.55 per month….

-Mortgage rates rose again overall in April, reversing earlier optimism about falls.-Average 2 and 5 year fixed rates mo...
20/05/2026

-Mortgage rates rose again overall in April, reversing earlier optimism about falls.

-Average 2 and 5 year fixed rates moved into the mid-5% range (5.3%–5.8%), up sharply from 4–4.5% earlier in the year.

-Lenders repriced frequently and pulled products, with deal availability falling and shelf-life shortening due to volatility.

-The base rate was held at 3.75% on 30 April (third hold in a row)

Review time 👇👇👇
14/05/2026

Review time 👇👇👇

Watch out !! 👇
05/05/2026

Watch out !! 👇

Address

Springwell Avenue
Durham
DH14LY

Telephone

+441388345330

Website

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