29/10/2026
The short answer is NO!
Checking your own credit report is classed as a soft search and won’t negatively affect your credit score.
In fact, keeping an eye on your credit file is a great way to spot errors and prepare for a future mortgage application. 🏡
Thinking of buying a home? A little preparation now can go a long way!
📩 Have questions about your credit score and getting a mortgage? Drop me a message!
Your home may be repossessed if you do not keep up repayments on your mortgage