Dolphin Financial Services

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Dolphin Financial Services

Dolphin Financial Services Limited Dolphin Financial Services Limited, trading at 9 Springwell Avenue, Durham, DH1 4LY.

Company registered at 9 Springwell Avenue, Durham, DH1 4LY. Company Registered in England & Wales (12543354). Dolphin Financial Services Limited is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the financial conduct authority. The Financial conduct authority does not regulate buy to let mortgages. Soc

ial media posts aimed at UK customers only. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. The firm usually charges a fee for mortgage advice, however this will depend on your circumstances.

28/05/2026

"Bad credit means you can’t get a mortgage” … not quite.

It’s one of the biggest myths we hear—and it stops a lot of people from even trying.

Here’s the reality 👇

Having bad credit doesn’t automatically mean “no.” It means lenders will look a bit closer.

✔️ Missed payments? There may still be options
✔️ Defaults or CCJs? Not always a deal-breaker
✔️ Self-employed with a rocky history? Still possible

Every lender has different criteria—and some are far more flexible than others.

That’s where working with a broker makes the difference. We know which lenders are more likely to say YES based on your situation.

Your home may be repossessed if you do not keep up repayments on your mortgage

26/05/2026

YEP!… but always within your means.

Starting to feel like your fixed rate payments are a bit too comfortable? Maybe you have had a pay rise or came into some money?

Mortgage overpayments can be made on a recurring basis, or a one off lump sum. Speak to your broker first and they will tell you if this is within your overpayment limit (If you have one!).

Online calculators can be a great way of working out how many years your overpayments will shave off the mortgage. A little goes a long way!

22/05/2026

Life insurance is designed to help protect the home you’ve worked hard for. In many cases, it could help:

✔️ Pay off the remaining mortgage should you pass away.
✔️ Reduce financial stress for your loved ones.
✔️ Give your family more security during a difficult time.

A lot of people assume it’s expensive… but it’s often more affordable than they think.

For an average 30 year old, none smoking male, £200,000 of cover would be just £7.55 per month….

20/05/2026

-Mortgage rates rose again overall in April, reversing earlier optimism about falls.

-Average 2 and 5 year fixed rates moved into the mid-5% range (5.3%–5.8%), up sharply from 4–4.5% earlier in the year.

-Lenders repriced frequently and pulled products, with deal availability falling and shelf-life shortening due to volatility.

-The base rate was held at 3.75% on 30 April (third hold in a row)

14/05/2026

Review time 👇👇👇

05/05/2026

Watch out !! 👇

01/05/2026

Everything you need to know about mortgage in principles!

Your home may be repossessed if you do not keep up repayments on your mortgage.

29/04/2026

Deposit for a property purchase can be gifted.

Usually lenders require the gift comes from a family member, but some lenders allow gifts to come from friends too!

15/04/2026

Stamp Duty Explained 👇🏡🤝

19/02/2026

Our best month to date..

Thank you to all our wonderful clients 🏡🤝

Address

Springwell Avenue
Durham
DH14LY

Telephone

+441388345330

Website

http://www.dolphinfs.co.uk/

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