313 Financial

313 Financial We are a mortgage and insurance broker that work hard to simplify the mortgage process and build great relationships with our clients.

313 Financial help you protect what matters
most - offering trusted advice on mortgages, life insurance, wills and trusts, critical illness cover and income protection. We have a process in place that is simple and effective. Appointments can be arranged at our office, online or at the comfort of your own home and our brokers are on hand 7 days a week to answer any questions you may have through

out your journey. And whilst you will always have your broker on hand, we employ a team of professionals to keep a constant eye on your application. Who will be communicating with all parties on your behalf to ensure things are turned around as quickly as possible. To make things even better, our compliance team make sure that the advice you receive is right for you and make sure the product you receive suits your needs and requirements.

16/06/2026

How long should your mortgage term be?

Many people think there is a one-size-fits-all answer here, but it's a highly individual answer. We'll talk through your history and goals to find an answer tailored to you! 🧵

Reach out today. 📱

Your property may be repossessed if you do not keep up repayments on your mortgage.

Receiving a serious illness diagnosis would understandably make you forget about workBut your income from that work? Tha...
15/06/2026

Receiving a serious illness diagnosis would understandably make you forget about work

But your income from that work? That would still be a concern.

This is precisely why Critical Illness Cover is so important. It provides a lump sum when you need it most.

Imagine having financial breathing room during an incredibly difficult time ❤️

This lump sum can help cover living expenses, mortgage payments, or even adapt your home if needed 💷

It's about peace of mind, allowing you to concentrate on your recovery and your loved ones ☺️

We're here to help you understand your options and ensure you have the right protection in place.

Get in touch today.

Your property may be repossessed if you do not keep up repayments on your mortgage.

When your current mortgage deal ends, you don't want to fall onto your lender's Standard Variable Rate.This often means ...
14/06/2026

When your current mortgage deal ends, you don't want to fall onto your lender's Standard Variable Rate.

This often means your monthly payments could jump up considerably, costing you much more every month. 💰

Our team can start looking for suitable options up to six months before your deal runs out.

If you don't do anything then you could be seriously out of pocket - especially if you were on a really low rate from 5 years ago

It's easily avoided when you plan ahead. ✅

Let's chat about your options. 📞

Your property may be repossessed if you do not keep up repayments on your mortgage.

13/06/2026

Considering a tracker mortgage? 🤔

Lately, we've seen that some tracker rates are more affordable than fixed rates, and it's easy to see how you'd want to lock in a tracker mortgage. While it may be cheaper now, it is a variable rate and may change after a few weeks or months and become more costly! 💷

Chat to us and we'll help you figure out which option is most suited to you. 📞

Your property may be repossessed if you do not keep up repayments on your mortgage.

12/06/2026

It manages to sneak up on you like nothing else, doesn't it? 😱

Your property may be repossessed if you do not keep up repayments on your mortgage.

11/06/2026

How much do you need to buy at £250 000? 💷

The first thing you should know is that there are lenders who accept 5% deposits, so that's £ 12,500. As for the rest of your mortgage, your household income has to be around £52,778 per year.

This is based on standard borrowing, where lenders offer 4.5x your income. But there are now lenders who offer up to 6x your income! 🤩

Give us a call today to see if you'd qualify! 📱

Your property may be repossessed if you do not keep up repayments on your mortgage.

The last thing anyone wants is to spend your precious sunny days stuck on hold to lenders, endlessly scrolling compariso...
10/06/2026

The last thing anyone wants is to spend your precious sunny days stuck on hold to lenders, endlessly scrolling comparison sites, or scrambling before your mortgage deal rolls onto your lender’s standard variable rate. 🤔

That’s where our team comes in!

We’re here to help you get everything sorted.

We handle the research and the chats with lenders, finding suitable options for you.

So you can focus on making those holiday memories. 🙌

Let's chat about your options. 📞

Your property may be repossessed if you do not keep up repayments on your mortgage.

Half of UK buyers are unaware that changes over the last year have improved how much they can borrow.It's amazing to hea...
09/06/2026

Half of UK buyers are unaware that changes over the last year have improved how much they can borrow.

It's amazing to hear that people could borrow £30,000 to £40,000 more for their mortgage this year. 🏡

Our team is here to help you understand these changes and find suitable options for you.

We handle the research and do the groundwork, so you don't have to worry. 💪

We'll find out what's possible for your situation.

Let's chat about your options. 📱

Your property may be repossessed if you do not keep up repayments on your mortgage.

Source: https://www.whatmortgage.co.uk/home-buying/news-home-buying/first-time-buyers-could-borrow-40k-more-than-last-year/

09/06/2026

Did you know that the average UK household spends £2 870 on essential costs like housing, clothing, transport and food? 💷

But what if illness or injury prevented you from working? What would happen? That's where income protection comes in!

It could pay out a monthly income to cover your essentials.

Give us a call to get yours sorted. 📞

We always put our best foot forward when it comes to our clients and here we see that the proof is in the pudding! 🍮
07/06/2026

We always put our best foot forward when it comes to our clients and here we see that the proof is in the pudding! 🍮

Address

107a High Street
Durham
DH11BQ

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441913498369

Website

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