313 Financial

313 Financial We are a mortgage and insurance broker that work hard to simplify the mortgage process and build great relationships with our clients.

313 Financial help you protect what matters
most - offering trusted advice on mortgages, life insurance, wills and trusts, critical illness cover and income protection. We have a process in place that is simple and effective. Appointments can be arranged at our office, online or at the comfort of your own home and our brokers are on hand 7 days a week to answer any questions you may have through

out your journey. And whilst you will always have your broker on hand, we employ a team of professionals to keep a constant eye on your application. Who will be communicating with all parties on your behalf to ensure things are turned around as quickly as possible. To make things even better, our compliance team make sure that the advice you receive is right for you and make sure the product you receive suits your needs and requirements.

Did you know some lenders offer 0% deposit mortgages? 🤩It's true! Size doesn't matter when it comes to getting onto the ...
03/06/2026

Did you know some lenders offer 0% deposit mortgages? 🤩

It's true! Size doesn't matter when it comes to getting onto the property ladder. 🏡

Our team has access to these suitable options.

We scour the market, chat to lenders and consolidate your documents for you!

We're here to help you understand if this could be sorted. 💪

Let's chat about your options. 📞

Your property may be repossessed if you do not keep up repayments on your mortgage.

02/06/2026

Got bad credit and worried you may not be able to buy your first home? 🏠

This is a misconception amongst many first-time buyers but the good news is that we work with lenders who consider first-time buyers with adverse credit! 🤩

Ring us up today! 📞

Your property may be repossessed if you do not keep up repayments on your mortgage.

You might have heard the whispers, and it's true: remortgage rates are starting to ease! 🏡It’s a welcome change and mean...
01/06/2026

You might have heard the whispers, and it's true: remortgage rates are starting to ease! 🏡

It’s a welcome change and means now could be a fantastic time to secure a more suitable deal for your home.

However, these market shifts can be quick, and getting the timing just right can feel tricky. 🤔

That's where our team comes in. We’re constantly watching the market, ready to strike while the iron is hot. 💪

We do the heavy lifting, comparing suitable options across many lenders to make sure you get a great deal.

We'll get it all sorted for you before those rates change again. ✅

Let's chat about your options. 📱

Your property may be repossessed if you do not keep up repayments on your mortgage.

Leave your family with the home 🏠 Not the debtImagine your loved ones enjoying their home, without the worry of outstand...
31/05/2026

Leave your family with the home 🏠 Not the debt

Imagine your loved ones enjoying their home, without the worry of outstanding mortgage payments.

That's the powerful reassurance life insurance offers.

Life insurance pays out a lump sum after you pass away to keep your home and family secure.

It ensures your family can remain in their cherished home if the unthinkable happens, shielding them from financial hardship related to the mortgage. 🛡️

We understand that life insurance can seem complex, but we're here to make it clear.

Our team takes the time to understand your family’s specific needs and your budget.

We do the research to find suitable options, explaining every detail so you feel confident in your decision. It's all about securing peace of mind for you and your family. ❤️

Let's chat about securing your family's future. 📞

30/05/2026

Self-employed and looking for a mortgage? Don't fall for these three myths! 🔊

1️⃣ You need 2 or 3 years of accounts. This isn't always the case; we have access to lenders who could accept 1 year of accounts.
2️⃣ You can't get a mortgage if you've just gone from traditional employment to self-employment. We know the lenders who could still consider your case.
3️⃣ One no from a bank means a no from all banks. This is just untrue. We've helped plenty of people get a yes after hearing a no!

Give us a ring to get your mortgage journey started on the right foot! 📲

Your property may be repossessed if you do not keep up repayments on your mortgage.

29/05/2026

Sometimes in a break-up, you tell them, "It's not you, it's me," but the same can't really be said for breaking up with your landlord😂

Estate agents and sellers really do fall head over heels for buyers with this one document... 😍An Agreement in Principle...
27/05/2026

Estate agents and sellers really do fall head over heels for buyers with this one document... 😍

An Agreement in Principle (AIP)! It means a lender has provisionally agreed to lend you a certain amount.

It tells sellers you're serious and ready to move quickly, making your offer stand out from the crowd. No time-wasters here! 💪

Getting an AIP sorted before you start house hunting puts you in such a strong position. You know what you can afford, and so does everyone else.

Our team takes care of all the research and paperwork for you.

We gather your details and present them to lenders to get your AIP in place quickly.

We do the heavy lifting so you can focus on finding your dream home. 🏡

Let's chat about your options. 📞

Your property may be repossessed if you do not keep up repayments on your mortgage.

Leaving your landlord might be easier than you think with a £5,000 deposit. 🏡It’s often assumed you need a hefty sum to ...
25/05/2026

Leaving your landlord might be easier than you think with a £5,000 deposit. 🏡

It’s often assumed you need a hefty sum to step onto the property ladder.

Saving for that initial amount can feel like climbing a mountain for many. 🤔

But we've got good news! Our team now has access to a new mortgage product.

It could get you moving with just a £5,000 deposit! 🤩

While there are criteria to meet, we’re here to help you see if this works for you.

We handle the research and guide you through every step. ✅

Let's chat about your options. 📞

Your property may be repossessed if you do not keep up repayments on your mortgage.

https://www.standard.co.uk/homesandproperty/buying-mortgages/first-time-buyer-5000-deposit-mortgage-lloyds-b1281978.html

Finding a mortgage with just a 5% deposit can open up so many doors for homebuyers. 🏡It’s often assumed you need a hefty...
24/05/2026

Finding a mortgage with just a 5% deposit can open up so many doors for homebuyers. 🏡

It’s often assumed you need a hefty chunk of savings to buy your own place.

But the good news is, getting onto the property ladder with a smaller deposit is very much a reality for many.

Our team works with lenders across the UK who offer mortgages for those with a 5% deposit.

We handle the research and all the paperwork, making the whole journey much simpler for you. Sorted! ✅

Let's chat about your options. 📞

Your property may be repossessed if you do not keep up repayments on your mortgage.

23/05/2026

The question on everyone's lips these days is "What will happen if rates drop?" 🤔

While it'll help a lot of people save money, the same can't be said for people still locked into their fixed rate. But if you're on a variable or tracker mortgage, you could see some extra pounds in your wallet! 💷

But if you decided on a fixed rate that hasn't started yet, we could help you switch to a lower rate!

Give us a call! 📞

Your property may be repossessed if you do not keep up repayments on your mortgage.

Address

107a High Street
Durham
DH11BQ

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441913498369

Website

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