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Monday 9am - 4pm Tuesday 9am - 4pm Wednesday 9am - 4pm Thursday 9am - 4pm Friday 9am - 4pm Saturday 10am - 1pm

MCM Advice Ltd

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MCM Advice Ltd

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Your local, trusted Mortgage & Protection Specialists providing proper, honest advice bespoke to you.

05/11/2026

First time on a padel court today… and I think I’m hooked! 🎾🤣

Only went along to watch MCM’s latest recruit Dan play while I caught up with other industry superstars and BDMs, but couldn’t help myself and ended up joining in.

Absolutely loved it - even if I wasn’t exactly dressed for the occasion 🤦🏻‍♂️😂

Can definitely see some MCM Advice padel days happening soon 👀

Who’d be up for joining us? Stay tuned! 💙

05/11/2026

🚨 BREAKING NEWS: BASE RATE RISES TO 4%

The Bank of England has just increased Bank Rate from 3.75% to 4%, its first rise in more than three years.

If you’re on a tracker or variable-rate mortgage, this could affect your monthly payments. Fixed-rate customers won’t normally see a change until their current deal ends.

Not sure what it means for you? Don’t sit worrying about it. Speak to us at MCM Advice Ltd for proper, honest advice based on your own circumstances 💙

Your home may be repossessed if you do not keep up repayments on your mortgage.

04/11/2026

Thinking about paying a bit extra off your mortgage? 💷

It can be a great way to reduce what you owe, but check the rules before transferring that lump sum.

Many mortgages let you overpay by a certain amount each year without a charge, often up to 10%, but allowances vary between lenders and deals. Go over yours while an Early Repayment Charge applies and it could cost you.

Not sure what your mortgage allows? Give us a bell before you pay a penny more and we'll help you check 💙

📞 Ready for proper, honest advice? Speak to the team on 01207 294119
📍 Pop in: MCM Advice Ltd, 5 Royal Rd, Stanley, DH9 8AL

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

30/10/2026

Mortgage problem? Who you gonna call? 👻

If one lender says no, that doesn’t necessarily mean the end of the road.

Different lenders have different criteria around income, employment, credit history and the types of properties they’ll consider.

That’s where MCM Advice Ltd comes in.

We can explore a comprehensive range of lenders, look at your circumstances properly and help you understand what options may still be available.

So if your bank has given you a fright this Halloween, don’t panic...

☎️ We’re here to support you, call us on 01207 294119
📍 Pop in and chat with the team: MCM Advice Ltd, 5 Royal Rd, Stanley, DH9 8AL

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

26/10/2026

⚫⚪ Are you match fit for the property market?

You wouldn't head onto the pitch without a bit of preparation, so why start house hunting without knowing your budget?

A Mortgage in Principle (MIP), also known as an Agreement in Principle (AIP), gives you an indication of how much a lender may be willing to let you borrow.

It's not a guaranteed mortgage offer, but it's a great starting point before you start booking viewings.

Let MCM Advice Ltd help get you mortgage ready with some proper, honest advice 💙

📱 Looking for guidance you can trust? Speak to MCM Advice Ltd: 01207 294119
📍 We’re based in Stanley: MCM Advice Ltd, 5 Royal Rd, Stanley, DH9 8AL

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

22/10/2026

Three lovely reviews and a big thank you to everyone who takes the time to share their experience with us 💙

For Leanne, Emily and the rest of the MCM team, it's about more than finding a mortgage. It's about being there when you need us, keeping things simple and making sure you feel looked after from start to finish.

We're proper lucky to have such brilliant clients. Thank you for trusting us with such an important part of your lives 🏡

📞 Call us: 01207 294119
📍 Come and say hello at: MCM Advice Ltd, 5 Royal Rd, Stanley, DH9 8AL

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

19/10/2026

Found someone you want to share a home with? Now for the slightly less romantic bit... the mortgage paperwork 🏡

When you apply for a mortgage together, lenders will look at both of your financial circumstances, including your income, existing commitments and credit histories.

And here's something worth knowing: with a joint mortgage, you're both responsible for the whole mortgage debt, not just your own half.

It's also worth having a conversation about how much you're each putting towards the deposit and how you'll share the costs of owning the property.

If you're planning to buy together, come and have a chat with us. We'll help you understand the mortgage side of things and what you need to consider before applying.

📞 For friendly advice, tailored to you, call us on 01207 294119
📍 Drop by our office: MCM Advice Ltd, 5 Royal Rd, Stanley, DH9 8AL

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

16/10/2026

Come on in 👋 💙

Ever wondered what MCM HQ looks like? Take a little tour around our office in Stanley 📍

This is where the team spend their days helping people with mortgages and protection, answering questions and giving proper, honest advice.

If you’re passing, pop in and say hello. There’s always time for a chat and a cuppa ☕

📲 Speak to the team on 01207 294119
📍 Feel free to visit us at: MCM Advice Ltd, 5 Royal Rd, Stanley, DH9 8AL

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

12/10/2026

New job? Congratulations! 🎉

Now, about that mortgage...

Starting a new job doesn't automatically mean you have to put your homebuying plans on hold.

Some lenders will consider applications from people who have recently changed jobs or are still in their probationary period. Others have different requirements around employment history, contracts and payslips.

It all depends on your circumstances and the lender's criteria.

📲 Call the MCM Advice Ltd team on 01207 294119
📍 Visit the team at: MCM Advice Ltd, 5 Royal Rd, Stanley, DH9 8AL

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

09/10/2026

Fancy a cuppa and a proper mortgage or protection chat? ☕

We reckon some of the best conversations start with a good cuppa. If you've been putting off sorting your mortgage because you're not sure where to start, why not pop into MCM HQ?

We're right here on Royal Road in Stanley, and there's always time for a proper chat about what you're looking to do.

No complicated jargon, no pressure. Just a cuppa and some proper, honest advice 💙

📍 MCM Advice Ltd, 5 Royal Rd, Stanley, DH9 8AL

Your home/property may be repossessed if you do not keep up with the repayments on your mortgage.

Address

5 Royal Road
Stanley
DH98AL

Opening Hours

Monday	9am - 4pm
Tuesday	9am - 4pm
Wednesday	9am - 4pm
Thursday	9am - 4pm
Friday	9am - 4pm
Saturday	10am - 1pm

Telephone

+441207294119

Website

http://www.mcmadvice.co.uk/

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