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Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

Graham Carter & Co - Chartered Financial Planners

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Graham Carter & Co - Chartered Financial Planners

We are a well-established family firm of fully independent Chartered Financial Planners based right

21/10/2026

https://www.grahamcarter.co.uk/post/securing-income-in-retirement

Building financial security for later lifeRetirement no longer has to mean simply buying an annuity and receiving a fixed income for life. Since pension freedoms were introduced, people have had greater control over how and when they access their pension savings.However, greater choice can complicat...

07/09/2026

https://www.grahamcarter.co.uk/post/britons-face-inheritance-tax-confusion

How the gifting rules are leaving some families in the darkInheritance Tax (IHT) can feel like a financial maze, and new research suggests many families struggle to understand the rules. Almost three in five (59%) UK adults admit they find IHT confusing, while only 6% describe their understanding as...

13/08/2026

https://www.grahamcarter.co.uk/post/building-retirement-wealth

Creating the financial foundations for the retirement you wantOne of the most important factors in achieving a comfortable retirement is building sufficient wealth during your working years. While retirement may seem distant when you are focused on career progression, family commitments and day-to-d...

22/07/2026

https://www.grahamcarter.co.uk/post/life-events-that-trigger-a-financial-review

Understanding your options to make informed decisionsLife rarely stands still. Major milestones, unexpected changes and new opportunities can significantly affect your financial wellbeing. While many people review their finances only when a problem arises, a proactive approach can help ensure your p...

16/05/2026

https://www.grahamcarter.co.uk/post/looking-to-pass-your-assets-on-to-the-next-generation

Asking the right questions that align with your specific financial goalsPlanning for the future of your wealth is a significant responsibility, especially when you want to protect your family and ensure your hard-earned assets are passed on smoothly. A trust, in its many forms, is often considered a...

28/04/2026

https://www.grahamcarter.co.uk/post/smart-gifting

Tax-free ways to support your children and grandchildrenPassing wealth to the next generation is a primary concern for many families, yet the complexities of Inheritance Tax (IHT) often cause unnecessary anxiety. With the headline rate of IHT set at 40%, careful planning is essential to ensure your....

23/02/2026

https://www.grahamcarter.co.uk/post/appointing-someone-you-trust-to-handle-important-matters

Safeguarding your future and ensuring your wishes are respectedWhen our health declines, even simple tasks like managing finances or making healthcare choices can become daunting. This is where a Lasting Power of Attorney (LPA) is vital in protecting your future and ensuring your wishes are honoured...

06/02/2026

https://www.grahamcarter.co.uk/post/the-unseen-gap

Why do some women experience poverty in their retirement?A comfortable retirement is a goal many of us strive for throughout our lives. However, for many women, this goal remains out of reach. New analysis reveals a stark truth: more than a third (36%) of women are projected to face poverty in their...

19/01/2026

https://www.grahamcarter.co.uk/post/building-a-solid-blueprint-for-success

Time to reflect on your financial goals for 2026 and beyondAs 2026 gets underway, it’s the perfect time to assess your financial goals. Many of us set New Year’s resolutions with great enthusiasm, but how often do these plans lead to real results? Financial dreams, like buying your first home or...

07/01/2026

https://www.grahamcarter.co.uk/post/what-s-on-your-financial-to-do-list-for-2026

Why keeping your financial plan relevant is more important than everHave you set your New Year’s financial resolutions? The key is to make them specific and measurable. To help you get started, we have suggested some financial resolutions for 2026 to consider, all of which are realistic, achievabl...

Address

2 City Road
Chester
CH13AE

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Website

https://www.grahamcarter.co.uk/

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