Innes Reid Investments Limited

15/10/2026

Selling investments, property or business assets in the future?

Recent changes to Capital Gains Tax mean more people could face a larger tax bill than they might expect.

Our latest blog shows you 5 practical ways to potentially reduce your Capital Gains Tax liability, including:

✔️ Using your annual CGT allowance
✔️ Transferring assets between spouses or civil partners
✔️ Offsetting allowable losses
✔️ Claiming eligible costs
✔️ Investing through tax-efficient wrappers

A little preparation today could help you make more tax-efficient decisions in the future.

Tap the link to read the full article.
https://innesreid.co.uk/capital-gains-tax-how-you-could-reduce-your-liability/

Please note: This article is for general information only and does not constitute advice. The information is aimed at individuals only.

The Financial Conduct Authority does not regulate tax planning.



https://innesreid.co.uk/capital-gains-tax-how-you-could-reduce-your-liability/

Capital Gains Tax is set to more than double between 2024/25 and 2030/31. Find out how you might reduce a potential tax bill.

13/10/2026

Grab a coffee and try it today.

A Wealth Calculator gives you a quick snapshot of how your current financial circumstances could support the retirement you want – including a projection of your funds.

It takes less than two minutes, and once you've completed the wealth calculator, you'll receive the personal insights straight to your inbox.

Just four questions and a clearer idea of what your future could look like.

Try the wealth calculator today and stop guessing.

Tap the link to start
https://innesreid.co.uk/wealth-calculator/

08/10/2026

The confidence to retire early and make crucial decisions that are right for you.

Watch Anne's story about her route to early retirement and making her finances work for her.

Tap the link to watch Anne's full story:
https://www.youtube.com/watch?v=Pn40PU_Np8I

Personal financial advice in Chester from Innes Reid Investments. T...

06/10/2026

We’re here to help you navigate the Autumn Budget
We’ll be watching on Wednesday 28th Oct and analysing what it means for our finances. Subscribe to the Innes Reid Insight and you’ll receive an update outlining the key changes without the jargon, straight to you inbox on Budget day.

Subscribe here:
https://mailchi.mp/e6285497a678/insights

In the meantime, If you have questions about the Budget, please don’t hesitate to get in touch.

01/10/2026

🎉 James Keane, is officially retiring!
After more than 30 years in financial services, 21 of them here at Innes Reid as our Associate Director and Senior Independent Financial Adviser, James is finally putting his feet up.

Since joining us in 2005, James has been so much more than a brilliant adviser. He's changed lives and brought reassurance to countless clients. He's also mentored so many of our team along the way, helping shape the next generation of confident, qualified financial planners.

And yes for those who know him, his sharp wit, dry humour and famously zero tolerance for a misplaced comma will be missed just as much as his advice.
We've even renamed our meeting booth "The JK Booth" in his honour, plaque and all.

Thank you, James, for 21 incredible years and the legacy you leave behind at Innes Reid. Enjoy retirement, you've more than earned it.

Head to our website to read about James’ career and legacy.
https://innesreid.co.uk/james-keane-retires-from-innes-reid/

25/09/2026

Gifting can be a powerful way to reduce your estate's IHT exposure, but it's rarely as simple as just giving money away. Our latest blog breaks down:

• How Inheritance Tax actually works, and the thresholds that matter in 2026/27
• Why not all gifts are immediately outside your estate
• The allowances you can use to gift tax-efficiently, from annual exemptions to wedding gifts and regular income payments
• What "potentially exempt transfers" are, and how the seven-year rule and taper relief affect your gifts

If your estate could be affected by the 2027 pension changes, this is worth ten minutes of your time.

This article is for general information only and does not constitute advice

17/09/2026

Can you confidently say you're ready to retire with financial security?
If you're thinking about taking advice, speak to our team about a free one hour meeting with a financial planner.

Its a great opportunity to ask any questions and see if planning is right for you.

Talk to our team to book 01244 247358

15/09/2026

Uniforms? Sorted. Backpacks? Packed. But what about the big costs still ahead?

Private school fees. University tuition. Helping your child start adult life on solid ground.

Education costs can start earlier and last longer than you'd think. That's why we've created a free guide to help you plan ahead 👇

✅ What education really costs (uni can be £70k+)
✅ Why starting early = more manageable saving
✅ Cash vs. investing — what suits your timeline
✅ How grandparents can help, tax-efficiently
✅ Making it all fit your wider financial plan

Linked below to download your free copy:

https://innesreid.co.uk/wp-content/uploads/2026/09/Innes_Reid_NC_August_2026_Guide_compressed.pdf

01/09/2026

Key changes are being made to ISAs in April 2027, and they could affect how you use the tax-efficient wrapper.

To cut through the sometimes confusing headlines, we explain the two changes you should be aware of.

Head over to our latest Insights to understand just how this may affect your personal finances.

Simply follow the link below to get the ISA facts:
https://innesreid.co.uk/insights/

26/08/2026

If you’ve ever wondered what to say, or wish you could confidently be a part of the conversation, now is the time to subscribe.

Global markets can change on a daily basis, know your facts and give your view next time global markets pop into the chat.

Subscribe to our weekly Global Market Update
https://mailchi.mp/innesreid/marketupdate