Innes Reid Investments Limited

Innes Reid Investments Limited Innes Reid Investments Chester's leading Chartered independent financial advisers and planners.

Whether it be for investment opportunities, improving tax efficiency, planning and saving for your retirement, financing your personal goals or protecting your family or business, Innes Reid has the specialists to help and guide you through the whole process. Established in 1999, Innes Reid is an independent financial advisory company based in Chester. We have been awarded the much coveted 'Charte

red' status by the Chartered Insurance Institute (CII) - a measure of the very highest standards of professionalism and currently only held by approximately 440 financial planning companies in the UK. This status is only awarded to firms with a "commitment to developing and maintaining the knowledge and capability of their people". It also shows that we abide by a serious code of ethical practice and demonstrates our very clear commitment to our customers - setting us apart from our competitors. We have been voted No1 in Chester, on two occasions, by the FT Adviser Mystery Shopper Survey, most recently in May 2015, which endorses everything we try to do for our customers - helping them to secure their financial future without exposing them to unnecessary risks. The main focus of our business is to provide financial advice to individuals, private companies, partnerships and sole traders. Our financial planners are truly independent financial advisers (IFAs) which means they are authorised and registered and work for YOU.

Welcome to the team, James!We're excited to introduce the newest member of the Innes Reid, James Hough, joining us as pa...
04/06/2026

Welcome to the team, James!

We're excited to introduce the newest member of the Innes Reid, James Hough, joining us as part of our Administration team! 👏

James brings a great enthusiasm to the office and a real passion for delivering an exceptional client experience. With his sights set on a future in paraplanning, he's already hitting the ground running and we couldn't be happier to have him on board.

Welcome to the team, James, we're thrilled to have you! 🙌

Putting off your tax planning can sound like:❌ "I always mean to sort my ISA but leave it too late"❌ "I'm not sure I'm m...
03/06/2026

Putting off your tax planning can sound like:

❌ "I always mean to sort my ISA but leave it too late"
❌ "I'm not sure I'm making the most of my pension contributions"
❌ "I've got assets I need to sell but I don't know the tax implications"
❌ "I worry about Inheritance Tax but don't know where to start"

If any of the following sound familiar, our latest article is worth a few minutes of your time:

The good news, if this does sound familiar, you're not alone, all of these concerns have straightforward answers when you plan early.

Read our latest insight: Powerful Reasons to Use Your 2026/27 Allowances and Exemptions Now.

Tap the link to learn more:
https://innesreid.co.uk/powerful-reasons-to-use-your-2026-27-allowances-and-exemptions-now/

28/05/2026

How to find us.

Dee House is our home, situated on Hoole Road, right in the heart of Hoole, Chester.

If you’re coming to us to meet with one of our independent Financial Planners use the postcode CH2 3NJ to find us.

We have onsite parking situated at the side of our building on Westminster Road. Worth noting: Westminster Road is a one way street so make sure you pass through the Hoole highstreet on your way round.

Early to your meeting? We’re surrounded by incredible independent coffee shops and eateries just a short walk from Dee House.

Our team would recommend for coffee lovers, for incredible sandwiches, for a fresh baked sweet treat, and if you’re looking to stay for dinner.

We can’t wait to meet you.

A long life lived well is something worth planning for.More of us are living longer than ever before. That's brilliant n...
19/05/2026

A long life lived well is something worth planning for.

More of us are living longer than ever before.

That's brilliant news, but it does raise an important question: is your financial plan built to last as long as you are?

Planning for a longer life isn't about worrying, it's about giving yourself the freedom to enjoy it fully, on your own terms.

READ THE GUIDE:

How to plan for a 100-year life.https://innesreid.co.uk/wp-content/uploads/2026/05/IR-Guide-How-to-plan-for-a-100-year-life.pdf

14/05/2026

You may think the hard work is done once you retire. But the reality is a little different...

Now, the real decisions begin,
the focus shifts to making sure your pension can support the rest of your life.

If you’re already retired or approaching it,
this is well worth a read...

How to manage your pension to protect your retirement lifestyle

👉Tap the link to read: https://innesreid.co.uk/managing-your-pension-withdrawals-to-protect-your-retirement-lifestyle/

Walk into your retirement with confidence.

More people in the UK are living to 100 than ever before.As we mark Sir David Attenborough turning 100 this year, its a ...
12/05/2026

More people in the UK are living to 100 than ever before.

As we mark Sir David Attenborough turning 100 this year, its a reminder that later life can still be full of purpose, passion and new opportunities.

According to the Office for National Statistics, the number of centenarians has doubled since 2004, with 16,600 people celebrating their 100th birthday in 2024.

But living longer also means thinking differently about financial planning.

Will your retirement savings last?
How do you create financial security for a longer future?
What lifestyle do you want in later life?

Our new guide, “How to Plan for a 100-Year Life”, explores the key financial considerations that could help you prepare for a longer, more fulfilling future.

Download your free copy, tap the link
https://innesreid.co.uk/wp-content/uploads/2026/05/IR-Guide-How-to-plan-for-a-100-year-life.pdf

06/05/2026

"I wasn't in control of the situation."

This is Ken - Lecturer at Chester University.

"I had accumulated pensions and investments but I wasn’t sure if they would sustain me through retirement.

I wasn’t in control of the situation it was becoming more and more apparent that I needed a financial expert and reassurance for the next milestone in my life."

Once you retire, the key question becomes: how do you make it last?Many people underestimate how long retirement can be,...
05/05/2026

Once you retire, the key question becomes: how do you make it last?

Many people underestimate how long retirement can be, and without a clear withdrawal plan, there’s a risk of running out of money sooner than expected.

With some retirees at risk of running out of money too soon (and 1 in 7 already regretting withdrawals), it’s worth getting this right.

Our latest blog covers:
• Why your pension still needs active management in retirement
• How inflation and life expectancy can affect your income
• Practical ways to help make your withdrawals more sustainable

If you’re already retired or getting close, it’s worth a read.

Read here: https://innesreid.co.uk/managing-your-pension-withdrawals-to-protect-your-retirement-lifestyle/

What’s your retirement age? And are you on track to achieve it? Use the Wealth Calculator to calculate your retirement w...
29/04/2026

What’s your retirement age? And are you on track to achieve it?

Use the Wealth Calculator to calculate your retirement wealth.

Get an instant, personalised retirement savings forecast today.

Try the wealth calculator here: https://innesreid.co.uk/wealth-calculator/

Address

Dee House, Hoole Road
Chester
CH23NJ

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+441244347583

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