Cosmetic Insure

Cosmetic Insure Specialist provider of insurance products & services for Aesthetic Practitioners & Cosmetic Surgeons

This is one of the questions we’re asked most often.The answer isn’t always straightforward.For many businesses, Employe...
19/08/2026

This is one of the questions we’re asked most often.

The answer isn’t always straightforward.

For many businesses, Employers’ Liability Insurance is a legal requirement if you employ staff.

Beyond that, the insurance you need depends on how you practise, the treatments you provide and your business set-up.

Appropriate insurance is widely recognised as an important part of practising safely and professionally.

Not sure where to start?

Our New Practitioner Guide explains the different types of cover and what to consider before you begin treating clients.

Download your copy via the link in our bio.

This is one of the biggest grey areas.Some practitioners assume they’re covered under the clinic’s policy. Sometimes the...
11/08/2026

This is one of the biggest grey areas.

Some practitioners assume they’re covered under the clinic’s policy. Sometimes they are - but often not in the way they expect.

Cover depends on:
- Your employment status
- The clinic’s policy wording
- Whether your treatments are declared
- Whether you fall within scope

The practical lesson for aesthetics is this:
Never assume you are covered just because you work in someone else’s clinic.

Ask:
Which treatments am I covered for?
Does the policy cover self-employed practitioners?
Does it include treatment risk, not just premises liability?
What happens if a claim is made against both me and the clinic?

If those answers are not documented clearly, you should not rely on assumption.

Download our New Practitioner Guide for more essential questions to ask before you start.

Starting your aesthetics career?Here’s a simple checklist to help you prepare:✔ Decide which treatments you’ll offer✔ Ga...
03/08/2026

Starting your aesthetics career?

Here’s a simple checklist to help you prepare:

✔ Decide which treatments you’ll offer
✔ Gather your qualifications and certificates
✔ Choose how and where you’ll practise
✔ Arrange specialist insurance
✔ Read your policy carefully
✔ Tell your insurer before adding new treatments
✔ Review your cover as your business grows

Every successful aesthetics business starts with strong foundations.

For more practical guidance, download our New Practitioner Guide via the link in our bio.

Many new practitioners worry about what happens if a client complains or something goes wrong.Having specialist insuranc...
31/07/2026

Many new practitioners worry about what happens if a client complains or something goes wrong.

Having specialist insurance means you have support through the process.

If a claim arises, it may involve:

✔ Reviewing treatment records
✔ Understanding what happened
✔ Providing relevant documentation
✔ Receiving guidance from experienced claims teams

The key is to contact your insurer as soon as possible and avoid handling serious complaints alone.

The right support can make a difficult situation easier to navigate.

Learn more about protecting your aesthetics career in our New Practitioner Guide. Link in bio.

There isn’t a single insurance policy that’s right for every practitioner.The cover you need depends on your treatments,...
27/07/2026

There isn’t a single insurance policy that’s right for every practitioner.

The cover you need depends on your treatments, where you work and how your business is set up.

Many practitioners consider cover such as:
• Medical Malpractice / Professional Indemnity
• Public Liability
• Product Liability

If you run a clinic or employ staff, you may also need:
• Employers’ Liability
• Premises and equipment cover

Every practice is different, so it’s important to make sure your policy reflects your individual circumstances.

Need help understanding what may be suitable for you?

Download our New Practitioner Guide or speak to our specialist team today.

Many practitioners begin their careers working from home, renting a room or travelling to clients.Whichever route you ch...
25/07/2026

Many practitioners begin their careers working from home, renting a room or travelling to clients.

Whichever route you choose, your insurance should accurately reflect how you practise.

If you’re working from home:
✔ Tell your household insurer you’re running a business
✔ Check your mortgage or tenancy agreement allows home-based work
✔ Make sure your treatment environment is suitable

If you’re mobile:
✔ Tell your insurer you’ll be treating clients away from your own premises
✔ Check your equipment is covered while travelling
✔ Don’t assume your motor insurance protects your treatment kit

Being upfront about how you work can help ensure you have the right cover in place.

For more practical guidance, download our New Practitioner Guide. Link in bio.

Fast-track aesthetic training is one of the biggest risks in the industry.Courses that:→ Focus heavily on injecting→ Rus...
23/07/2026

Fast-track aesthetic training is one of the biggest risks in the industry.

Courses that:
→ Focus heavily on injecting
→ Rush through complications
→ Prioritise speed over depth

But if you can’t confidently manage complications, you’re not fully trained.

This is where clinics expose themselves - clinically and legally.

The practitioners who will succeed long-term are the ones who:
• Slow down
• Invest in proper education
• Treat aesthetics as a career - not a shortcut

We break down the “complication gap” with Dr Ahmed El Houssieny, read it now: https://cosmeticinsure.com/future-of-aesthetic-practice-insights-from-dr-ahmed-el-houssieny-for-clinics-and-practitioners-in-2026

Finishing your training is a huge milestone. Congratulations! 🎉 But starting your journey as a practitioner comes with a...
22/07/2026

Finishing your training is a huge milestone. Congratulations! 🎉

But starting your journey as a practitioner comes with a lot of questions.

From choosing the right insurance to understanding how your working location can affect your cover, there’s a lot to consider before treating your first client.

That’s why we’ve created The New Practitioner Guide - designed to help you understand the essentials before you launch your aesthetics business.

Inside, you’ll discover:
✔ What insurance you may need
✔ When you should arrange cover
✔ What to consider if you work from home, mobile or rent a room
✔ How to protect yourself and your clients as you grow

Starting your aesthetics career with confidence begins with understanding the basics.

Download your free New Practitioner Guide today

Save Face accreditation demonstrates your commitment to:• Safe practice• Clinical governance• Ongoing development• Ethic...
16/05/2026

Save Face accreditation demonstrates your commitment to:
• Safe practice
• Clinical governance
• Ongoing development
• Ethical treatment delivery

We recognise those standards.

That’s why Save Face members benefit from preferential insurance terms with Cosmetic Insure.

Because safer practitioners present lower risk - and that should be reflected in your premium.

Get a quote today: https://loom.ly/TTdXUL4

Consent is the most underestimated risk in aesthetics.Because too many clinics treat it as a formality.Real consent mean...
14/05/2026

Consent is the most underestimated risk in aesthetics.

Because too many clinics treat it as a formality.

Real consent means:
• Patients understand risks
• Expectations are realistic
• Alternatives are discussed
• “No treatment” is genuinely offered

If that’s not happening - it’s not informed consent, and that’s exactly where claims start.

In 2026, strong clinics won’t just deliver results - they’ll be able to defend their decisions.

We explore why consent is becoming a critical focus area: https://cosmeticinsure.com/future-of-aesthetic-practice-insights-from-dr-ahmed-el-houssieny-for-clinics-and-practitioners-in-2026

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