Vincent Rainey Finance

11/10/2026

https://www.financialreporter.co.uk/average-five-year-fixed-rate-mortgage-hits-6.html?SRC=MC&dm_i=7MRH,31NCE,TIMBT,80T1D,1,0,0,0

The number of sub-5% fixed mortgage deals has plunged by 99%, from 1,494 since the start of September 2026 to just nine today. 

07/10/2026

UK house prices were unchanged in September (0.0%), following a 0.3% fall in August, the latest Lloyds house price index shows.

The average property now costs £298,441, while annual growth also remained flat at 0.0%.

The average UK first-time buyer property price was broadly unchanged in September at £236,779, up marginally from £236,568 in August. However, this remains below the record high of £241,244 reached in February.

Northern Ireland continues to lead the UK, with annual house price growth increasing to 7.4% from 6.8% last month. The average property value has also reached a new record high of £231,917.

ROZI JONES | EDITOR, FINANCIAL REPORTER 7TH OCTOBER 2026

17/09/2026

https://apple.news/AGauZCMl4R023gZyBfEjnmA

Interest rates left unchanged at 3.75pc, Borrowing costs held despite rising inflation

17/09/2026

https://www.financialreporter.co.uk/bank-of-england-holds-september-interest-rates-at-375-in-6-3-vote.html?SRC=MC&dm_i=7MRH,30SUX,TIMBT,7WRPV,1,0,0,0 -menu

Markets have priced in a rise to 4% later this year and two further increases in 2027

07/09/2026

On an annual basis U.K. prices have fallen by 0.4%, the first year-on-year decrease since November 2023.

Northern Ireland continues to record the strongest annual growth, with prices up 6.9% year-on-year. While that's a slower pace than seen recently, the average property value now stands at an all-time high of £231,245.

* ROZI JONES | EDITOR, FINANCIAL REPORTER 7TH SEPTEMBER 2026

23/08/2026

https://www.bbc.co.uk/news/articles/cp8xg2wj173o?at_link_origin=BBC_News_NI&at_link_id=5ACDE4B0-9BD1-11F1-8C22-E8F897FAEE4E&at_medium=social&at_format=image&at_ptr_name=facebook_page&at_bbc_team=editorial&at_campaign=Social_Flow&at_campaign_type=owned&at_link_type=web_link&fbclid=IwdGRjcAT3vcpwZG9mAWZkaWQWUNBPeG6uP4ZL59eFOkgd606fb1URBGV4dG4DYWVtAjExAHNydGMGYXBwX2lkCjY2Mjg1NjgzNzkAAR4yWfxxAeDID8WHy7UOZlKlLpxsRVeVj4x9TD87euhMLpBV8X1FbBNLJy4sPw_aem_thOA5EfDCUqZCAdlko-c7w

The average price of an NI house is above £200,000 for the first time since the property crash of the late 2000s.

19/08/2026

ONS Office for National Statistics latest figures

The average UK property was valued at £272,000 in June, with prices increasing by just 0.1% between May and June. The ONS said annual growth slowed for the second consecutive month as price increases this summer have been weaker than during the same period last year.

In England, the average house price increased by 1.8% annually to £293,000, while Wales recorded growth of 1.8% to £213,000. Prices in Scotland rose by 2.3% to an average of £195,000.

Northern Ireland recorded stronger growth, with the average price reaching £202,000 in Q2, up 9.2% compared with the same period in 2025.

10/08/2026

https://www.financialreporter.co.uk/santander-reduces-majority-of-residential-and-buy-to-let-rates-by-up-to-025.html?SRC=MC&dm_i=7MRH,2Y1BC,TIMBT,7G976,1,0,0,0

The Bank has also introduced new two-year tracker rates from 4.03%.

08/08/2026

🚜 Could your farm benefit from the Sustainable Farming Investment Scheme?

There are a wide range of eligible investments available under SFIS Round 1 — but with so many different items, specifications and scheme requirements, it can be difficult to know exactly what is eligible and what you can apply for.

Some examples include:

🐄 Beef & dairy
• Electronic heat & health detection systems
• Cattle weighing & monitoring equipment
• Automated feeding systems
• Specialist footbaths
• Ventilation systems
• Milk meters

🐑 Sheep
• Automated lamb-rearing systems
• Sheep handling & weighing equipment
• EID equipment
• Specialist housing equipment

🐔 Poultry & laying hens
• New poultry drinker systems
• Poultry powerfoggers
• Autonomous litter-scarifying robots
• Automatic poultry weighing systems

🐖 Pigs
• Automatic feeders
• Precision feeding systems
• Ventilation systems
• Electronic weighing equipment
• Robotic high-pressure washers

🌱 Arable & grassland
• Drills & cultivation equipment
• Rollers & aerators
• Fertiliser & spraying equipment
• Grassland monitoring equipment
• Guided weed-control equipment

💧 Water, energy & slurry
• Rainwater harvesting systems
• UV water treatment
• Heat-recovery systems
• Low Emission Slurry Spreading Equipment

This is where I can help.

With such a large eligible-item list and specific requirements attached to individual items, it can be difficult to know what applies to your farm and what doesn't.

I can help you identify suitable eligible investments, guide you through the process and complete your SFIS application, taking the hassle out of trying to work through the scheme yourself.

📣 I am now onboarding clients for SFIS Round 1.

The application process can take some time to work through properly, so I’m encouraging farmers to get in touch early rather than leaving it until the deadline.

⏰ The Round 1 application deadline is 3 September 2026.

If you're considering investing in your farm, now is the time to start looking at what you may be eligible for.

📩 Send me a message saying “SFIS” and I'll get back to you to arrange an initial chat.
No obligation and no hard sell.

All items are subject to the individual specifications, eligibility requirements and scheme rules. The full official eligible-item list is available from DAERA.

Contact Hannah Faulkner

The products and services promoted here are not part of The Openwork Partnership offering and are offered in our own right. The Openwork Partnership accept no responsibility for this aspect of our business. These products are not regulated by the Financial Conduct Authority.

07/08/2026

Formerly the Halifax house price index, the dataset shows that Northern Ireland continues to record the UK’s strongest annual growth at 7.4%.