Emma Hutchinson - Mortgage and Protection Advisor

08/06/2026

It's concerning that a huge 61% of us worry about cancer, yet only 11% have protection in place.

Being prepared before illness strikes is key to safeguarding your future and your loved ones. ✅

Critical illness cover can provide a vital lump sum payment if you're diagnosed with a serious illness. 💷

This support can help with mortgage payments, daily living costs, or specialist medical care.

It's about securing financial peace of mind when it matters most.

We're here to help you find the right support.

Get in touch today. ☎️

https://theintermediary.co.uk/2026/05/vitality-research-highlights-confusion-around-critical-illness-cover/

As with all insurance policies, conditions and exclusions will apply.

04/06/2026

When you put more choice into the dips with your Domino's order than your mortgage, it's time to talk! 😂

It's easy to feel overwhelmed when faced with such a significant decision (the mortgage, not the dip!)

You might think finding a mortgage is a daunting task.

But here's the thing: there are hundreds, if not thousands, of mortgage options out there. And our team does the searching, sifting through them all. 💪

We focus on understanding your circumstances to uncover the suitable options that genuinely work for you.

No need for you to spend hours researching! We make it simple and stress-free. 🤩

Let's chat about your options. 📞

Your home may be repossessed if you do not keep up repayments on your mortgage.

03/06/2026

Good Luck Everyone 🙌

And we’re off!! 🥾

26 miles ahead of us - Wish us luck!

We’re walking from the Mortgage 1st office in Barlborough to the Peak Mortgages and Protection office in Belper!

Raising money for Ashgate Hospice 💜

If you’d like to make a donation to help us smash our target - here’s the link - https://www.justgiving.com/page/mortgage1st-to-peak-26?utm_medium=FR&utm_source=CL&utm_campaign=lc_frp_share_transaction_fundraiser_page_donation_received_-_nth_donation

02/06/2026

It’s happening tomorrow! Good luck to everyone taking part 🤩

28/05/2026

Lovely review to start Thursday 🤩

27/05/2026

Taking your mortgage deal with you when you move house can feel as straightforward as packing your hand luggage. ✈️

Many homeowners think they have to say goodbye to their current mortgage rate when they move home. But that's not always the case!

Porting your mortgage means you could take your existing rate with you to your new property. It's a handy option, especially when rates are on the move like they have been lately.

Our team understands how important a suitable mortgage rate is. Sometimes it's hard to let go of a good thing!

We look into your current deal and whether it can be ported, making sure all the details fit your new home.

Let's chat about your options. 📱

Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage

13/05/2026

Why doesn't your income have the same protection as your wifi? 📶

We’re all diligent about safeguarding our home networks. It’s a simple, smart step.

But are we as careful with our actual earnings?

Your income is the bedrock of your life – your home, your family’s security, your future plans.

Imagine that foundation being shaken.

We help build strong defences for your finances.

This means you can live with real confidence, knowing your income is shielded. Income protection can support you by providing a monthly income if illness or injury stops you working.

Let us help you create your financial safety net.

Book a chat with us today. 📱

Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage

As with all insurance policies, conditions and exclusions will apply.

01/05/2026

It’s that time again 💉🅾️

This is my third donation. During my visit I had the pleasure of meeting two people who’ve donated 104 & 127 times. Mind blowing 🤯 (I’ve got some catching up to do!)

30/04/2026

Breaking News: The Bank of England Holds the Base Rate at 3.75% ✋

But what does that actually mean for your mortgage? 🤔

➡️ If you’re on a tracker or variable rate mortgage, your payments should stay roughly where they are for now, as the rate hasn’t changed.

That said, these types of rates can still move depending on lenders, so it’s always worth keeping an eye on things.

➡️ If you’re on a fixed rate mortgage, nothing changes. Your monthly payments stay exactly the same for the duration of your deal.

While this might feel like a bit of stability, the market has been unpredictable recently.

That’s why we’re still recommending speaking to us around 6 months before your current deal ends. 📆

Getting ahead of it means you can secure a rate now.

If rates come down, we can review and switch you.

If they go up, you’re already protected. ✅

If you want to understand what this means for you, get in touch

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage

27/04/2026

You spot 'the one', get excited, but then realise you haven't sorted your Agreement in Principle (AIP) yet. 💔

It's like finding a fantastic outfit but not having your wallet! It can be frustrating to find homes you love, only to discover you can't make an offer.

An AIP tells you what you can realistically borrow, giving you a clear budget as well as making you a serious buyer in the eyes of sellers. ✅

Our team is here to help you get your AIP sorted quickly and without fuss.

This means you can view with confidence and make offers when you're ready to step onto the property ladder. 🏡

Speak to us today. 📞

Your home may be repossessed if you do not keep up repayments on your mortgage.