Mortgage 1st

Mortgage 1st Award Winning Professional Mortgage & Protection Advice for customers all over the UK There may be a fee for mortgage advice. SOL1440
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Mortgage 1st was established in 2008 with the aim of offering professional quality advice to clients throughout the UK. We offer a modern approach to mortgage advice, in that we can deal with the entire process from start to finish via phone and email, there is no need for long intrusive face-to-face sales appointments with us. Within minutes of your enquiry, you will be allocated an adviser who will search the market to find the most suitable mortgage based on your individual circumstances. Mortgage quotes and even a decision in principle can be emailed within a matter of minutes and your mortgage application can be submitted the same day! After many years of successful business a large portion of our work now comes via referrals from our existing customers which is testament to the quality service we offer. We offer a free initial consultation and can also provide advise on your entire mortgage related insurances needs. Mortgage advice areas:

• Remortgages
• First time buyers
• Home mover
• Buy to let
• Right to buy
• Shared Ownership
• Home improvement Mortgages
• Capital raising

We can also offer advice in:

• Life insurance
• Critical illness
• Home insurance
• Income protection

Please contact us on 01246 201712 or via email at [email protected] for further information



Your home may be repossessed if you do not keep up repayments on your mortgage. The precise amount will depend upon your circumstances but we estimate it to be £599 for a standard mortgage and £995 for an adverse credit mortgage. The fee may be charged at varying stages of your application and will always be discussed upfront. You may have to pay an early repayment charge to your existing lender if you remortgage. As with all insurances, conditions and exclusions will apply.

Full-time doesn't come with a whistle in the mortgage world; it just creeps up on you. ⚽One minute you're settled on you...
09/09/2026

Full-time doesn't come with a whistle in the mortgage world; it just creeps up on you. ⚽

One minute you're settled on your rate, the next your deal's ending and you're back in the transfer window.

Sitting tight and hoping for extra time isn't a strategy.

Your current lender had a good run, but they're not the only team in the league.

Your circumstances might have changed since kick off, and so might your property's value.

Other lenders could be offering some enticing rates and criteria, and the cheapest one on paper isn't always the winning move once the other fees come into play.

Reviewing early means you're picking your team with time to think, not scrambling before the clock runs out!

Most people think they can only start searching for a new deal 3 months before their rate ends, but we actually recommend starting 6 months early.

Get ahead of your next rate instead of reacting to it.

Fancy a pre-match chat? Speak to us before the whistle blows. 📲

Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage

👋 Please join us in welcoming Liam to Mortgage 1st!We’re excited to introduce Liam Herring, who has joined our team as o...
09/09/2026

👋 Please join us in welcoming Liam to Mortgage 1st!

We’re excited to introduce Liam Herring, who has joined our team as our new Digital Marketing Manager 🎉

Liam will be helping us bring you more of the content and information that matters while making it even easier to stay connected with Mortgage 1st online.

As Mortgage 1st continues to grow, we’re investing in our people, technology and digital presence so we can keep delivering the best possible experience for our advisers, partners and clients across the UK.

We’re thrilled to have Liam on board and can’t wait to see what’s ahead! 🚀

Welcome to the Mortgage 1st family 👏

When your current deal ends, you don't have to stay with the same lender out of habit. 🔊A lot can shift in a few years. ...
07/09/2026

When your current deal ends, you don't have to stay with the same lender out of habit. 🔊

A lot can shift in a few years. Your rental income, the property value, even your own personal circumstances.

All of that affects what deals you can actually get.

Some situations open up more lender options than others, and criteria for buy-to-let mortgages can vary a lot from one lender to the next.

So don't just glance at the headline rate 👀

Fees, rental calculations and the overall cost all matter just as much.

A remortgage review could show you choices you didn't know were there.

Deal coming up for renewal? Speak to us first 🏠

Your property may be repossessed if you do not keep up repayments on your mortgage.

Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.

Interest-only mortgages could significantly lower your monthly payments, as you're only covering the interest owed.The m...
02/09/2026

Interest-only mortgages could significantly lower your monthly payments, as you're only covering the interest owed.

The most important thing to remember is that the original amount you borrowed, the capital, will still need to be paid back in full when the term ends. 💷

Because of this, our team always has a really in-depth chat with you - because it's a serious conversation that needs to be had.

We'll carefully look at your plans and how you intend to repay the capital. 🔎

This helps us work out if this type of mortgage could be a suitable option for you. We're here to help you understand it all. ✅

Let's chat about your options. 📱

Your home may be repossessed if you do not keep up repayments on your mortgage.

It’s September and we’re celebrating 5 work anniversaries this month across the business 🎉🎉🔸 Chris Dunn - 6 years 🔸 Nic...
01/09/2026

It’s September and we’re celebrating 5 work anniversaries this month across the business 🎉🎉

🔸 Chris Dunn - 6 years
🔸 Nick Corso (Peak Mortgages) - 6 years
🔸 Nicole Bullock (Peak Mortgages) - 4 years
🔸 Dave Corbett - 4 years
🔸 Elle Bridges - 1 year

Thank you all for you ongoing hard work and years of service 👏



Peak Mortgages and Protection

52% of buyers would consider joining forces with a friend to buy a home. 🏠We understand that stepping onto the property ...
31/08/2026

52% of buyers would consider joining forces with a friend to buy a home. 🏠

We understand that stepping onto the property ladder can sometimes feel out of reach when trying to do it on your own but, there are alternatives!

Teaming up with a friend could be the answer you're looking for. 👯‍♀️

With two incomes, you already see your borrowing potential increase, and now some lenders could also allow you to borrow up to 6x your salary, which could open up more options!

We know how to put this together for a lender so you get the best chance of a "yes" 💪🏼

We’ll gather all the bits needed from both of you – payslips, bank statements, ID, etc – and handle the research to find suitable options.

You won't have to apply a dozen times on your own. We do it for you! 💪

Let's chat about your options. 📲

Your home may be repossessed if you do not keep up repayments on your mortgage.

Source: https://theintermediary.co.uk/2026/08/half-of-buyers-would-co-purchase-with-friends-or-family-to-get-on-property-ladder-data-finds/

We all have our little habits for feeling secure, don't we? Knocking on wood, throwing salt, or crossing our fingers for...
30/08/2026

We all have our little habits for feeling secure, don't we?

Knocking on wood, throwing salt, or crossing our fingers for luck. 🤞🏼🧂

These bring a bit of comfort.

But when life throws an unwelcome surprise our way, and our health takes a hit, we need something more substantial.

A serious illness or injury could impact your ability to earn your income. This might put your home at risk if you can't pay your mortgage. 💔

That’s where protection comes in.

There are two types of protection we talk about most often:

Income protection can offer a portion of your monthly income if you're unable to work due to illness or injury. ✅

Critical illness cover provides a tax-free lump sum if diagnosed with a specified condition like cancer, a heart attack, or stroke. 💷

We'll explore the protection market to find policies that suit your needs and budget.

Get in touch today. 📲

As with all insurance policies, conditions and exclusions will apply.

Our Operations Director Lisa Stones will be joining the judging panel for this year’s Mortgage Industry Marketing Awards...
28/08/2026

Our Operations Director Lisa Stones will be joining the judging panel for this year’s Mortgage Industry Marketing Awards 🏆

When marketing is done well, it can completely change how a business connects with its customers and stands out in the market - and there are some great examples of both businesses and individuals leading the way across our industry 👏

Good luck to everyone entering🤞

Financial Reporter

Did you know that lenders will always want to know where your deposit, and sometimes other funds, came from? 🔎This is ca...
27/08/2026

Did you know that lenders will always want to know where your deposit, and sometimes other funds, came from? 🔎

This is called a 'source of wealth' or 'source of funds' check, and it's a routine part of the process.

You'll need evidence like bank statements, savings records, investment documents, or proof of a gift or inheritance. 🤔

Large or unusual payments into your account can raise questions, but it simply means the lender needs to verify the money.

Having all your documents organised can make a big difference and prevent delays with your mortgage application. ✅

Our team can help you understand exactly what you'll need before you even apply, ensuring everything is sorted.

We're here to help you get all your paperwork ready so you can move forward with confidence.

Book a chat with us today. ☎

Your home may be repossessed if you do not keep up repayments on your mortgage.

Are you looking to build your property portfolio? 🏡When you're looking at buy-to-lets, HMOs, or holiday lets, the mortga...
26/08/2026

Are you looking to build your property portfolio? 🏡

When you're looking at buy-to-lets, HMOs, or holiday lets, the mortgage options can vary a lot. It's important that the finance supports your investment strategy.

We'll sit down with you, take a proper look at your situation and assess the market to find a tailored option to help you grow your portfolio.

Our team has years of experience with finding mortgages for buy-to-let properties; all you need to do is ask the questions.

We're here to help you get it sorted. ✅

Speak to us today. 📞

Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

Head Office/2 Napier Court, Gander Lane, Barlborough
Chesterfield
S434PZ

Telephone

+441246201712

Website

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