Megan Kearney - Mortgage & Protection Adviser

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Megan Kearney - Mortgage & Protection Adviser Mortgage & Protection Adviser based in Bourne, Lincolnshire offering advice to clients all over 🇬🇧

Today marks 10 years of me being self employed. 10. Whole. Years.Wow. I remember being scared of taking that leap to bei...
04/11/2026

Today marks 10 years of me being self employed. 10. Whole. Years.

Wow. I remember being scared of taking that leap to being self employed. I needn’t have worried.

In the last ten years I’ve achieved so much more than I thought I could. I don’t mean monetary. I’m talking all the things money can’t buy.

I’ve had two children in that time and worked flexibly around them. At my choice. At the right level to maintain an income and a life balance.

I’ve been able to travel round south east Asia for ten weeks with my family before our eldest started primary school.

I’ve been lucky to visit Australia for five weeks at a time and still work if I want to.

I’ve built a career that means I can pick my children up from school every day. I can choose to go on every walk they do. Every school trip. I can be there when they’re poorly. Don’t get me wrong, I don’t always do them, but I always have that choice 🤣

It’s given me the flexibility to come home from tricky school drop offs, and allow myself time for a cuppa and to breathe. It’s allowed me to give time and focus in other areas that are important to me.

Right now that’s something money just can’t buy.

Does it mean sometimes I work early mornings or late at night? Yes. But that’s my choice.

It also wouldn’t be possible without the amazing team at Mortgage 1st backing me up with each and every client.

10 years.

I’m proud of little old me. Less of the old actually.

And I’m thankful. To everyone who has supported me. Recommended me. Trusted in me, had faith in me.

I’m thankful to Jon and Lisa, who pretty much leave me be but are always there for me if I need them. Mainly it’s to talk crime programmes these days as I just crack on.

Thanks guys and thanks team.

✌🏻

🥺🥺🥺🥺🥺⭐ ⭐ ⭐ ⭐️⭐️
31/10/2026

🥺🥺🥺🥺🥺

⭐ ⭐ ⭐ ⭐️⭐️

Some calls are quick with my clients. Some however we discuss: 💷 Money - the cost of living🏡 House moves, plans, renovat...
27/10/2026

Some calls are quick with my clients. Some however we discuss:
💷 Money - the cost of living
🏡 House moves, plans, renovations
💷 Mortgages - naturally
👶🏻 Children - and the separation at school/nursery. The tug on the heart strings.
☕️Favourite coffee joints (yes 23 Coffee was a highlight!)
🇺🇸 The man in charge and Americas political system
📈 Rates
🥘 COST OF MEATBALLS!
🎶 Concert tickets and pricing

Honestly, I don’t even think that was all we covered and I think we only stopped talking because it was half 9 at night.

Advice is also about building up a picture of your clients and their plans… not just in this moment.

📞 07971678594
📧 [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

Weekends emails answered. Back in the office throughout half term. Let’s go…📞 07971678594📧 megan@mortgage1st.co.uk YOUR ...
26/10/2026

Weekends emails answered.

Back in the office throughout half term.

Let’s go…

📞 07971678594
📧 [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

The biggest topic of conversation with clients this week it feels has been the cost of living. So this felt very apt!🎃 🍂
24/10/2026

The biggest topic of conversation with clients this week it feels has been the cost of living.

So this felt very apt!

🎃 🍂

Tonight is all about my training programmes. Ticking off the lists. Vulnerable customers is a topic that we have refresh...
21/10/2026

Tonight is all about my training programmes. Ticking off the lists.

Vulnerable customers is a topic that we have refresher training on quite regularly but it’s so important.

Actually had a discussion with my client today that I’ve told people before NOT to do a certain mortgage transaction. Could I do a mortgage just because it pays the bills? No. Not if it’s not right.

If it’s not right for the customers. Then it’s a no.

Lining my pockets at the detriment of customers is not for me.

Taking extra care to ensure it’s right for any customer IS for me.

📞 07971678594
📧 [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

My name is Megan and I’ll screen grab when I’m the only one looking at the screen. Sorry colleagues!Mondays start with s...
19/10/2026

My name is Megan and I’ll screen grab when I’m the only one looking at the screen. Sorry colleagues!

Mondays start with some lender criteria refreshes, in cosy pyjama tops to keep warm because I’m refusing the heating still… don’t worry I have already showered.

Let’s go. A new week.

Two cases to try and place today:
1. Maximising income for a first time buyer.
2. Maximising lending for a remortgage with high credit card balances in the background.

📞 07971678594
📧 [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

On Friday I was invited by Mortgage 1st to attend the Mortgage Industry Mental Health Charter annual ball. It was inspir...
11/10/2026

On Friday I was invited by Mortgage 1st to attend the Mortgage Industry Mental Health Charter annual ball.

It was inspiring and thought provoking whilst raising funds for more mental health first aiders within the industry.

We were all asked to write and pledge and something really resonated with me. Personally I struggle to be quiet and just listen. My natural mode is to try and fix things. Probably a trait that makes me good at my job, but fixing is always needed, or possible.

Sally Desborough said women in particular need to learn to sit in the uncomfortable and not try to fix everything. Just listen.

That’s my pledge. Bite my tongue for the urge to try and fix. Listen. Ask someone twice how they really are. “Fine” rarely means fine.

🤍

Back in business with an early start…Ticking a few things off my to do list before the boys get up for the day.First up ...
07/10/2026

Back in business with an early start…

Ticking a few things off my to do list before the boys get up for the day.

First up is securing a new rate for existing clients. These clients are going to go for another two year fixed rate.

📞 07971678594
📧 [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

Well… someone didn’t want me to work tonight… The six year old AND my system. Try again tomorrow. 🤣🤦🏼‍♀️
06/10/2026

Well… someone didn’t want me to work tonight…

The six year old AND my system.

Try again tomorrow.

🤣🤦🏼‍♀️

Address

2 Napier Court, Gander Lane
Chesterfield
S434PZ

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