Megan Kearney - Mortgage & Protection Adviser

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Megan Kearney - Mortgage & Protection Adviser

Mortgage & Protection Adviser based in Bourne, Lincolnshire offering advice to clients all over 🇬🇧

26/03/2026

“Can you just quickly see if the lender will do xyz?”

There’s very little these days that’s “just a quick call” to the lender.

Hang in there brokers, we got this!

💁🏼‍♀️

✌🏻

12/03/2026

Annnnnd the PTSD from rates rises back in 2022 from Liz DONT TRUST her is back,

Rates are rising but who knows if it’s short lived.

See you on the other side.

Mortgages are busyyyyy

✌🏻

27/02/2026

“Someone told me you have to have life insurance to get a Mortgage”.

Well. You. Don’t.

Now. That isn’t to say it’s not advisable but it also depends on your situation, your priorities and your budget really.

This is why every scenario is personal and unique to you. With insurance there’s no “one size fits all”. Let’s face it nothing is a one size fits all, so why would insurance be like that?

Always best to review.

Reason why we recommend it ~ this big bag bold phrase:

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

📞 07971678594
📧 [email protected]

Reasons why life insurance can’t be, and isn’t, mandatory:

As with all insurance policies, conditions and exclusions will apply.

Imagine being uninsurable with an insurance provider ~ you’d then not be able to get a mortgage if this was really true.

Good job it’s not. Good job my recommendations are personalised!

25/02/2026

How different do later sunsets feel? Everything feels lighter and happier.

What also feels happier is two mortgages approved where both clients didn’t think they stood a chance.

Scenario 1: large debts, returned direct debit recently and heavy pressure on overdraft. Approved today!

Scenario 2: current arrangement on existing mortgage, defaults and CCJs. Porting their mortgage, reducing the liability and clearing debts has been approved subject to valuation from the existing lender as my appeal document and justification was approved.

Sometimes it’s not always accepting the computer says no!

📞 07971678594
📧 [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

07/02/2026

“That’s tame for you”

I didn’t go merch mad this year. Just went for the totally calorie free, healthy, vitamins packed goodies on offer.

Had some awesome chats with lenders.

Stocked up on some pens

Few little stress balls for the kids.

Dad got some new socks and a hat - already delivered as he loves his socks!

Annual conference haul.

📞 07971678594
📧 [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

05/02/2026

Always love a speech by Rob at Pepper Money!

04/02/2026

I’m not sure, however I’ve only just seen this review from December 🥺🥺🥺

How amazing are these words?

That’s why I love what I do!

01/02/2026

Four applications submitted on a Sunday!

Some of you might say, why is she working on a Sunday? However, I’ve had these applications lined up for existing clients of mine and I just wanted to get the rates secured.

When your mortgage rate comes up for a renewal, I will discuss the pros and cons of changing lenders Vs staying with your current lender.

You will get an honest, balanced and personal recommendation.

Factored into these existing clients decisions, was the fact that their current lender will let them change rates two months early. This has benefited all four of my clients today, as the new rate is lower than their current rate.

An easy application, the speed of change, and the cost of saving kicking in early has been important to all my clients.

Simple. Honest. Client focused advice.

📞 07971678594
📧 [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

29/01/2026

🧡🖤Thank you for everything. I didn’t tell you, but I have money anxiety — and you’ve really settled me.🖤🧡

This is why I do what I do. Mortgages aren’t just about rates and paperwork; they’re about trust, reassurance, and helping people feel safe with big financial decisions. I’m so grateful to be part of my clients’ journeys and this is exactly why I break down my advice to be understanding and REAL. There’s no sales pitch here, just honest advice.

📞 07971678594
📧 [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

Food from a lovely local pub near us!

28/01/2026

Thankfully this was a friend and not a client. Currently using my DICTAPHONE … contrary to my phones belief.

Trying to simplify working life whilst recovering from surgery still.

However, it doesn’t always go to plan
🤣🤣🤣🤣

26/01/2026

It’s taking me longer than usual to do some tasks daily so some replies will be late at night.

📞 07971678594
📧 [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

Address

2 Napier Court, Gander Lane
Chesterfield
S434PZ

Telephone

+447971678594

Website

http://www.mortgage1st.co.uk/

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