Specialist 1st

Specialist 1st For all your specialist lending needs our team of friendly advisers are here to help. Registered in England and Wales No: 15133001

Specialist 1st Limited trading as Specialist 1st is an Appointed Representative of Connect IFA Limited which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 1007794. The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies. Your property may be repossessed if yo

u do not keep up repayments on your mortgage. Specialist 1st Limited Registered Address: 2 Napier Court, Gander Lane, Barlborough, Derbyshire, S43 4PZ.

We’re over the moon that Specialist 1st has been named a finalist in the Best Second Charge Broker category at this year...
25/08/2026

We’re over the moon that Specialist 1st has been named a finalist in the Best Second Charge Broker category at this year’s Mortgage Strategy Specialist Lending Awards!🏆

We launched Specialist 1st just two years ago as the dedicated specialist lending arm of the business, so to be recognised is a huge achievement.

Even more importantly, Specialist 1st has enabled us to help so many more of our customers by offering specialist lending solutions in-house, helping them achieve their property goals 🏡

Lisa Stones and Nicola Hardy are looking forward to attending the awards in September🥂
A huge congratulations and best of luck to all the finalists.

Did you know we have a dedicated Specialist Lending team at Mortgage 1st? Most mortgage applications are straightforward...
05/08/2026

Did you know we have a dedicated Specialist Lending team at Mortgage 1st?

Most mortgage applications are straightforward, but some need a little more expertise.

That’s why we launched Specialist 1st 💚

Meet our team of specialist advisers who work alongside our Mortgage & Protection Advisers to help clients with more complex borrowing requirements.

They can help with:

🏡 Complex Mortgage Lending
🌉 Bridging Finance
🏗️ Development Finance
🏢 Commercial Finance
💳 Second Charge Mortgages
🌍 Expat Mortgages

Whether you’re self-employed with a complex income, have adverse credit, are purchasing an unusual property or need specialist finance, our team has access to lenders and solutions that aren’t always available on the high street.

Whatever your circumstances, we’re here to help you explore your options and find the right solution.

Get in touch to see how we could help
📧 [email protected]

We’re over the moon with this…. Our specialist lending arm of the business Specialist 1st has been named a finalist in t...
06/07/2026

We’re over the moon with this….

Our specialist lending arm of the business Specialist 1st has been named a finalist in the Mortgage Strategy Specialist Lending Awards 2026!

🏆 Best Second Charge Broker 🏆

Such a fantastic achievement in what is only our second year of trading.

Huge congratulations to our Senior Specialist Adviser Nicola Hardy and the rest of the S1 team - Excellent recognition! 👏

Winners will be announced at the awards ceremony in September - Wish us luck🤞

12/05/2026

This month our Senior Specialist Adviser Nicola Hardy from Specialist 1st will be taking on an incredible personal challenge - a charity skydive in support of Let’s Talk About Loss, a charity run by young people, for young people who have experienced bereavement at a young age.

Let's Talk About Loss creates safe, supportive spaces for young people to talk openly about grief, helping them feel less alone and more understood during some of the most difficult moments of their lives.

A fantastic cause and we’d love to help Nic raise as much as possible. So if you’d like to donate, follow this link 👉 https://www.justgiving.com/fundraising/nicola-hardy2026?utm_medium=FR&utm_source=CL

You are very brave Nic!! Best of luck 🪂

What a brilliant end to the week 🎉We’re over the moon to be nominated in the Best Second Charge Broker catagory at this ...
01/05/2026

What a brilliant end to the week 🎉

We’re over the moon to be nominated in the Best Second Charge Broker catagory at this years Mortgage Strategy Specialist Lending Awards 2026 🏆

Specialist 1st is the specialist arm of Mortgage 1st and at just over 2 years old, makes this even more of a fantastic achievement to be recognised👏

Very proud of our Senior Specialist Adviser Nicola Hardy 🤩She’s been shortlisted as a finalist in the Broker:Second Char...
12/03/2026

Very proud of our Senior Specialist Adviser Nicola Hardy 🤩

She’s been shortlisted as a finalist in the Broker:Second Charges Category at the British Specialist Lending Awards 🏆

We have everything crossed for the Awards in May when the winners will be announced🤞

Happy 2nd Birthday to us 🥳And happy 2 year work anniversary to our Senior Specialist Adviser Nic 💚
17/02/2026

Happy 2nd Birthday to us 🥳

And happy 2 year work anniversary to our Senior Specialist Adviser Nic 💚

A fantastic review for our Senior Specialist Adviser Nicola 🤩We’re here to help 💚
12/02/2026

A fantastic review for our Senior Specialist Adviser Nicola 🤩

We’re here to help 💚

Need funds but want to keep your current mortgage rate?💡Many homeowners assume remortgaging is the only way to access ca...
01/02/2026

Need funds but want to keep your current mortgage rate?💡

Many homeowners assume remortgaging is the only way to access capital. We know that’s not always the situation for your needs.

A second charge mortgage offers an alternative path. It lets you borrow using your home's equity without changing your existing primary mortgage deal. 🏡

This can be useful if your current interest rate is very low, or if you face early repayment charges.

Our dedicated team reviews your unique circumstances first.

We support you in exploring all available choices so you can move forward confidently with your financial plans. We put your interests first. ✨

*Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

2 Napier Court, Gander Lane, Barlborough
Chesterfield
S434PZ

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