21/05/2026
“How much can you borrow???”
This is one of the questions I get asked most.
The truth is, I can’t tell you that from a five-minute chat, and it wouldn’t be right to do so.
People often tell me what they earn and what they spend, but the full picture is usually more complex. Extra income may count, and overlooked costs like student loans, salary sacrifice, or store cards can affect things. That is why proper advice based on pay slips, bank statements, and credit reports matters.
I offer relaxed, professional advice that fits around you, and I will support you from first chat to completion.
Book an initial chat here and we will take it from there—no pressure, no hassle, just honest advice 😊
https://calendly.com/mortgage_adviser_andy/mortgage-initial-chat
“Your home may be repossessed if you do not keep up repayments on your mortgage.”