Prospect Tree Mortgages Ltd

Prospect Tree Mortgages Ltd Based in Kent, we are a Nationwide mortgage brokerage.

🙌 Another very happy client ☺️Feedback is very important to us and it’s great to see our advisors are achieving these re...
21/01/2026

🙌 Another very happy client ☺️

Feedback is very important to us and it’s great to see our advisors are achieving these results!

Because life happens, and your finances should be ready for it. Whether it’s illness, injury, loss of income, or the une...
01/12/2025

Because life happens, and your finances should be ready for it. Whether it’s illness, injury, loss of income, or the unexpected, the right cover can safeguard your home, your lifestyle, and the people you care about.

Protection isn’t about fear, it’s about keeping control when life throws something your way. Think of it as your financial safety net, giving you peace of mind that you’re covered no matter what.

What’s the first thing you’d want protected if your income suddenly stopped? 👇

Send me a message if you want to find out what cover might suit your situation and budget.

What is an ERC? It stands for Early Repayment Charge, a fee you might pay if you leave your mortgage deal early. Knowing...
24/11/2025

What is an ERC?

It stands for Early Repayment Charge, a fee you might pay if you leave your mortgage deal early.

Knowing your ERC can save you stress and money, especially if you are thinking about remortgaging or making changes to your loan.

If you are unsure what your ERC is, or how it affects your plans, get in touch and I will talk you through it.

Send us a message today and we will help you understand your options.

ProspectTreeMortgages FinancialPlanning HomeownersUK MortgageTips KentBusiness

Getting ready for your first mortgage meeting? 🏡A little preparation goes a long way. Bringing the right documents helps...
03/11/2025

Getting ready for your first mortgage meeting? 🏡

A little preparation goes a long way. Bringing the right documents helps us understand your full picture and find the best options for you.

From proof of income and bank statements to ID and details of your outgoings, we’ll guide you through exactly what’s needed, no stress, no confusion.

Ready to take the first step? Let’s get you mortgage ready today. 💪

📞 Get in touch to book your first appointment.

Your credit score plays a big part in what mortgage deals you can access — and the rate you’ll pay. A stronger score can...
30/10/2025

Your credit score plays a big part in what mortgage deals you can access — and the rate you’ll pay.

A stronger score can mean lower rates, more options, and smoother approvals. Even small improvements can make a big difference over time.

Not sure where you stand? We can help you understand your score and how to boost it before applying for a mortgage.

📞 Get in touch today and let’s make sure your credit score is working for you, not against you.

0800 8620 840

Getting your mortgage offer is one of the biggest milestones in the homebuying journey, and it’s always great news for o...
13/10/2025

Getting your mortgage offer is one of the biggest milestones in the homebuying journey, and it’s always great news for our clients.

It means your lender has completed all their checks, reviewed your documents, and confirmed they’re happy to lend you the money for your chosen property. In short, it’s the official ‘yes’ you’ve been waiting for!

For buyers, it brings a huge sense of relief and excitement — your mortgage is approved, your dream home is within reach, and you’re just a few steps away from completion.

Whether you’re buying your first home, moving up the ladder, or remortgaging, that mortgage offer marks real progress.

We love helping clients reach this stage and supporting them all the way through to getting the keys in hand.

Thinking about your next move? Get in touch to see how we can help make it happen.

Thinking about buying a home but not sure where to start?A Mortgage in Principle (or Agreement in Principle) is your fir...
08/10/2025

Thinking about buying a home but not sure where to start?

A Mortgage in Principle (or Agreement in Principle) is your first step. It’s a statement from a lender showing how much they may be willing to lend you, based on some basic checks.

It helps you:
🏠 Understand your budget
🤝 Show sellers and estate agents you’re a serious buyer
💡 Spot any issues early before a full application

It’s quick, doesn’t commit you to a lender, and puts you in a stronger position when you find the right property.

If you’d like to find out how much you could borrow, or want your existing agreement reviewed.

Get in touch with Prospect Tree Mortgages.

Life doesn’t stand still, new jobs, homes, children, and changes in income all mean your protection needs can shift over...
06/10/2025

Life doesn’t stand still, new jobs, homes, children, and changes in income all mean your protection needs can shift over time.

The cover that was right a few years ago might not be the best fit today.

Let’s take a few minutes to review your protection together and make sure it still gives you and your loved ones the security you deserve. A quick chat now could make a big difference when it really counts.

Message us today to book your free protection review. It’s quick, simple, and could give you real peace of mind.

Life changes – so should your protection. 🛡️ Whether it’s a new home, growing family, or changes at work, the cover you ...
01/10/2025

Life changes – so should your protection. 🛡️

Whether it’s a new home, growing family, or changes at work, the cover you set up years ago might not be the right fit today.

Let us help you review your protection to make sure it still gives you and your loved ones the security you deserve.

2 years? 5 years? Longer?  The right fixed term depends on your goals, your budget, and where you see yourself in the fu...
10/09/2025

2 years? 5 years? Longer?

The right fixed term depends on your goals, your budget, and where you see yourself in the future.

At Prospect Tree Mortgages, we’ll guide you through the options so your mortgage fits your life, not the other way round.

💡 How much could you borrow for your next home?It’s one of the most common questions we get, and the answer isn’t always...
08/09/2025

💡 How much could you borrow for your next home?

It’s one of the most common questions we get, and the answer isn’t always as simple as an online calculator.

👉 Lenders look at your income, commitments, and future plans.

👉 We look at the whole picture to help you borrow sustainably and smartly.

📞 Ready to find out what’s possible for you? Let’s talk.

Behind every sports professional’s performance is a game plan — the same goes for their finances. At Prospect Tree Mortg...
04/09/2025

Behind every sports professional’s performance is a game plan — the same goes for their finances.

At Prospect Tree Mortgages, we specialise in helping athletes secure the right mortgage, no matter how complex their income looks on paper.

Address

50 Freathy Lane
Ashford
TN254QR

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+448008620840

Alerts

Be the first to know and let us send you an email when Prospect Tree Mortgages Ltd posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Prospect Tree Mortgages Ltd:

Share