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Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 8pm Thursday 9am - 6pm Friday 9am - 6pm Saturday 9am - 12pm

RF Mortgage Solutions

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United Kingdom
Ashford
RF Mortgage Solutions

🏡Your trusted Kent mortgage broker for first-time buyers, bad credit mortgages, remortgages, and expert advice!

We simplify home buying with tailored support, working with 99% of high street lenders to secure the best mortgage deals.

18/09/2026

⭐⭐⭐⭐⭐ This review from Vitjona is a brilliant reminder of what we're all about!

"They made the whole process so much easier than I expected. Everything was explained clearly, and they were always quick to reply."

That's the standard we hold ourselves to — clear communication, fast responses, and making sure you feel comfortable every step of the way. No hidden fees, no confusion, just the right mortgage for you.

If you're looking for mortgage advice you can actually trust, we'd love to help. 😊

📞 01233 516067
📧 [email protected]
🌐 www.rfmortgagesolutions.co.uk

17/09/2026

🏦 BANK OF ENGLAND BASE RATE UPDATE

The Bank of England has today held the Base Rate at 3.75%.

For mortgage borrowers, it’s important to remember that a hold in the Base Rate doesn’t necessarily mean mortgage rates will stay the same.

🔹 Tracker mortgages – payments will generally remain unchanged following today’s decision.

🔹 Variable rate mortgages – lenders will decide whether to make any changes to their own variable rates.

🔹 Fixed-rate mortgages – these are influenced more by financial markets and swap rates than by today’s Base Rate decision, so fixed mortgage rates can still move up or down.

If your current mortgage deal is coming to an end in the next 6 months, it could be a good time to review your options rather than waiting until the last minute.

📞 RF Mortgage Solutions
01233 516067
📧 [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

13/09/2026

💳 Juggling credit cards, loans, and monthly payments?

Debt consolidation through your mortgage could simplify everything into one manageable monthly payment — and for some people, it can make a real difference to their day-to-day finances.

By rolling unsecured debts into your mortgage, you may be able to reduce your total monthly outgoings significantly. But here's the honest truth: it's not right for everyone, and it's not something to rush into. Moving unsecured debt onto your home means securing it against your property — and that's a conversation that needs careful, transparent advice.

Richard at RF Mortgage Solutions will sit down with you (no pressure, no jargon), explain all the pros AND cons clearly, and help you decide whether it genuinely makes sense for your situation. ✨

If you're feeling stretched, the first step is a conversation.

📞 01233 516067
✉️ [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

11/09/2026

⭐⭐⭐⭐⭐ First-time buyers — this one's for you!

Jake and his partner came to us right at the start of their property search, unsure of where to begin. We walked them through everything — what they could afford, what their options were, and exactly what to expect at every stage. No jargon, no rushing, just honest advice every step of the way.

What really stood out to Jake? That we were always there when they needed us, even in the evenings. Because buying your first home shouldn't feel like a solo mission. 🔑🏡

If you're a first-time buyer ready to take the next step, we'd love to be the first call you make.

📞 01233 516067
📧 [email protected]
🌐 www.rfmortgagesolutions.co.uk

06/09/2026

🔑 Did you know your home could be sitting on money you haven't tapped into yet?

If you've owned your property for a few years, chances are you've built up equity — and that equity could be used to fund a home extension, a new kitchen, a car, a dream holiday, or just about anything else you've been putting off.

Additional borrowing (also known as a further advance) lets you release some of that equity without moving home. And with the right adviser, the process is simpler than you might think. ✨

At RF Mortgage Solutions, Richard takes the time to understand your goals and works out how much you could unlock — and whether it makes financial sense for you. No jargon, no pressure, just honest, straightforward advice.

How much could your home be working for you? Let's find out.

📞 01233 516067
✉️ [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

04/09/2026

⭐⭐⭐⭐⭐ A lovely review from Yasmin that truly warmed our hearts!

Getting your mortgage sorted can feel overwhelming, especially when you're not sure where to start. That's where we come in — taking the time to understand your situation and guiding you through every step, clearly and without the jargon.

Yasmin, thank you so much for your kind words. It was an absolute pleasure helping you! 🏡

If you're ready to get your mortgage sorted, we'd love to help. Give us a call or drop us a message today.

📞 01233 516067
📧 [email protected]
🌐 www.rfmortgagesolutions.co.uk

01/09/2026

💚 REFER A FRIEND & RECEIVE £100! 🏡

Do you know someone who could benefit from friendly, straightforward mortgage advice?

Whether they're buying a home, moving, remortgaging or looking at a Buy to Let, introduce them to RF Mortgage Solutions and, if their qualifying mortgage completes, you could receive £100 as a thank you from me.

It's really simple:

👉 Refer a friend, family member or colleague before they contact me
🏡 They receive mortgage advice and support throughout their journey
💷 You receive £100 once their qualifying mortgage has completed and RF Mortgage Solutions has received payment from the lender

You can make a referral by completing the contact form on my website or simply email [email protected] and introduce me. Please make sure you have their permission before sharing any of their contact details.

Terms & Conditions apply. Full details are available at www.rfmortgagesolutions.co.uk/refer-a-friend

Know somebody who might appreciate a conversation about their mortgage? I'd love to help. 💚

📞 01233 516067
🌐 rfmortgagesolutions.co.uk

30/08/2026

⚠️ Is your mortgage deal coming to an end?

If your fixed rate is expiring in the next 6 months, now is the time to act. When a mortgage deal ends, most lenders automatically move you onto their Standard Variable Rate (SVR) — and that can mean paying hundreds of pounds MORE every single month. 📈

The good news? You don't have to accept it.

At RF Mortgage Solutions, Richard reviews the whole market to find the best available rate for your circumstances — not just what one bank is offering. We can start looking at your remortgage options up to 6 months before your current deal expires, so there's no gap in protection and no nasty surprises.

Don't leave money on the table. A quick conversation could save you a significant amount every month. 💬

📞 01233 516067
✉️ [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

28/08/2026

⭐⭐⭐⭐⭐ Short, sweet, and absolutely made our Friday!

"Richard is simply brilliant - he helped me massively throughout my mortgage process, can't thank him enough!" - Canberk

We love hearing that the whole experience felt effortless. That's always the goal — taking on the complexity so you don't have to.

Thinking about starting your mortgage journey? Let's have a chat. 😊

📞 01233 516067
📧 [email protected]
🌐 www.rfmortgagesolutions.co.uk

23/08/2026

🏡 Thinking about moving to your next home?

Moving house is one of life's most exciting milestones — but navigating the mortgage side of things can feel overwhelming, especially if you're unsure how your current deal affects what you can borrow next.

That's where RF Mortgage Solutions comes in. Rather than going direct to your bank (who can only offer their own products), we search across 99% of high street lenders to find the right deal for YOU. Whether you're upsizing, downsizing, or relocating, we make sure your mortgage move is as smooth as possible.

With 30 years of financial services experience, Richard will guide you through every step — from working out what you can afford, to getting your new mortgage in place ready for completion day. ✨

Ready to start planning your next move? Get in touch today.

📞 01233 516067
✉️ [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

Suite 2068, Letraset Building, Wotton Road
Ashford
TN236LN

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 8pm
Thursday	9am - 6pm
Friday	9am - 6pm
Saturday	9am - 12pm

Website

http://www.rfmortgagesolutions.co.uk/

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