Charles Mac Mortgage Brokers

24/12/2022

WEDDING OPEN DAY!

🗣️ ATTENTION 🗣️ all recently engaged couples (or those soon to be engaged over this festive period!🤭)…. The Secret Garden are delighted to announce our next Wedding Open Day will be held on Saturday 21st January 2023🥂🤍

The perfect opportunity to come and take a look around our venue set up for a wedding day, chat to our lovely team of Wedding Coordinators & sample a cocktail and canapé or two…. ✨

Pre-register for a lovely goody bag by emailing us on [email protected] or popping us a DM.

And if you put your deposit down with us on the day, we will be offering some very special promotions…. 😉✨

We’ll be open between 10am and 4pm for you to drop by!

✨ More details to follow soon…. ✨

21/12/2022

What are Estate Agents looking to establish in their customers? It’s motivation.

Matching buyers that are 100% serious about buying with sellers that are 100% serious about selling. It's that simple.

And then - you get a result like this sale agreed to completion in 56 calendar days, that's 43 working days and please take note, this is a lease hold property.

This wouldn’t have happened if everyone wasn’t motivated to make it happen.

Chris Carlile at Charles Mac got the mortgage offer out in days, while Sara Smith at Brachers in Maidstone started the communications with Callum Robertson at EMG solicitors Ltd and got cracking with the legal side.

Buyer and seller were both actively encouraged to get involved, completing and returning paperwork quickly. Their polite calls engaging the management company really helped too.

Well done to everyone concerned for pulling together and making this happen.

17/12/2022

26/11/2022

The squeeze on people renewing or trying to get new mortgages has eased slightly, according to new data.

https://www.bbc.co.uk/news/business-63715092?

Average five-year mortgage rates fell below 6% this week for first time since October.

26/11/2022

Shoppers searching for Black Friday bargains are being warned that most deals do not offer genuine discounts.

https://www.bbc.co.uk/news/business-63702559?

Only one in seven Black Friday deals offered a genuine discount last year, says consumer group Which?

26/11/2022

The average five-year fixed mortgage rate has dropped below 6% for the first time in seven weeks, according to analysis.

Mortgage rates jumped sharply after the mini-budget in September.

23/11/2022

Residential property completions reached 108,480 in October, a 38% rise on the same month last year, and a 2% increase on September.

https://www.yourmoney.com/mortgages/property-completions-hold-up-in-october/?

Residential property completions reached 108,480 in October, a 38% rise on the same month last year, and a 2% increase on September.

21/11/2022

Although my ground rent is only going up by £40 per year, we’ve discovered that lenders are put off by the extra charge and regularity of review. Are we trapped in an unsellable home?

https://www.standard.co.uk/homesandproperty/buying-mortgages/mortgage-clinic-ground-rent-review-every-five-years-b1040774.html?

Although my ground rent is only going up by £40 per year, we’ve discovered that lenders are put off by the extra charge and regularity of review. Are we trapped in an unsellable home?

17/11/2022

From income tax changes to help with the cost of living crisis, all you need to know about the chancellor’s change.

https://www.theguardian.com/uk-news/2022/nov/17/jeremy-hunt-autumn-statement-budget-income-tax?

From income tax changes to help with the cost of living crisis, all you need to know about the chancellor’s changes

17/11/2022

The average two-year fixed mortgage rate, which peaked at 6.65 per cent on 20 October, according to Moneyfacts, now sits at 6.28 per cent (14 November) while the five-year fix, which peaked at 6.51 per cent, now sits at 6.07 per cent.

https://www.dailymail.co.uk/money/mortgageshome/article-11425241/Fixed-mortgage-rates-falling-4-year.html?

The average two-year fix, which peaked at 6.65% on 20 October, according to Moneyfacts, now sits at 6.28% - but will rates continue to fall?

17/11/2022

The Financial Conduct Authority has issued a stark warning to Brits as false financial ad claims hit new heights. Here Your Money lists five tips to help stay safe.

https://www.yourmoney.com/household-bills/warning-to-savers-and-investors-as-rogue-financial-promos-reach-record-high/?

The FCA has issued a stark warning to consumers as false financial ad claims including clone scams and loan fee fraud hit new height